CONSOLIDATED BALANCE SHEET - USD ($) $ in Millions		Dec. 31, 2019	Dec. 31, 2018
Assets:
Cash and due from banks		$ 1,744	$ 1,514
Interest bearing deposits with banks		2,038	15,700
Federal funds sold and securities purchased under agreements to resell		17,838	10,168
Trading assets (includes $336 million and $2.5 billion pledged to creditors at December 31, 2019 and 2018, respectively)		28,452	21,978
Securities available-for-sale (includes nil and $822 million pledged to creditors at December 31, 2019 and 2018, respectively)		35,663	31,379
Securities held-to-maturity (fair value of $13.4 billion and $14.4 billion at December 31, 2019 and 2018, respectively)		13,293	14,670
Loans		68,553	68,978
Less – allowance for credit losses		637	541
Loans, net		67,916	68,437
Loans held for sale (includes $178 million and $109 million designated under fair value option at December 31, 2019 and 2018, respectively)		289	512
Properties and equipment, net		177	158
Goodwill		1,242	1,607
Other assets		6,723	6,325
Total assets	[1]	175,375	172,448
Domestic deposits:
Noninterest bearing		24,132	25,639
Interest bearing (includes $7.2 billion and $8.2 billion designated under fair value option at December 31, 2019 and 2018, respectively)		90,766	78,830
Foreign deposits:
Noninterest bearing		137	202
Interest bearing		4,658	6,274
Deposits held for sale		0	10
Total deposits		119,693	110,955
Short-term borrowings (includes $373 million and $560 million designated under fair value option at December 31, 2019 and 2018, respectively)		3,659	4,180
Long-term debt (includes $10.3 billion and $11.2 billion designated under fair value option at December 31, 2019 and 2018, respectively)		26,697	30,628
Total debt		150,049	145,763
Trading liabilities		3,235	3,643
Interest, taxes and other liabilities		3,835	2,536
Total liabilities	[1]	157,119	151,942
Equity
Preferred stock (no par value; 40,999,000 shares authorized; 1,265 shares issued and outstanding at both December 31, 2019 and 2018)		1,265	1,265
Common equity:
Common stock ($5 par; 150,000,000 shares authorized; 714 shares issued and outstanding at both December 31, 2019 and 2018)		0	0
Additional paid-in capital		15,736	18,136
Retained earnings		1,534	1,471
Accumulated other comprehensive loss		(279)	(366)
Total common equity		16,991	19,241
Total equity		18,256	20,506
Total liabilities and equity		$ 175,375	$ 172,448

[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") at December 31, 2019 and December 31, 2018 which are consolidated on our balance sheet. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 17, "Variable Interest Entities," for additional information. Assets: Other assets $98 million and $112 million. Total assets $98 million and $112 million respectively. Liabilities: Long-term debt $0 million and $66 million, Interest, taxes and other liabilities $38 million and $37 million. Total liabilities $38 million and $103 million, respectively.