CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2018	Jun. 30, 2017
Cash flows from operating activities
Net income		$ 31	$ 500
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		(46)	(45)
Provision for credit losses		(116)	(98)
Net realized gains on securities available-for-sale		(15)	(24)
Net change in other assets and liabilities		639	(580)
Net change in loans held for sale:
Originations and purchases of loans held for sale		(1,311)	(1,109)
Sales and collections of loans held for sale		1,786	1,463
Net change in trading assets and liabilities		(11,023)	(4,041)
Lower of amortized cost or fair value adjustments on loans held for sale		(4)	(14)
Gain on instruments designated at fair value and related derivatives		(34)	(33)
Net cash used in operating activities		(10,093)	(3,981)
Cash flows from investing activities
Net change in interest bearing deposits with banks		(11,331)	(9,839)
Net change in federal funds sold and securities purchased under agreements to resell		22,442	11,444
Securities available-for-sale:
Purchases of securities available-for-sale		(5,410)	(6,082)
Proceeds from sales of securities available-for-sale		2,610	10,334
Proceeds from maturities of securities available-for-sale		1,594	873
Securities held-to-maturity:
Purchases of securities held-to-maturity		(2,344)	(1,863)
Proceeds from maturities of securities held-to-maturity		1,154	1,218
Change in loans:
Collections, net of originations		5,728	4,829
Loans sold to third parties		445	1,666
Net cash used for acquisitions of properties and equipment		(2)	(11)
Outflows related to the sale of a portion of our Private Banking business		(378)	0
Other, net		(10)	451
Net cash provided by investing activities		14,498	13,020
Cash flows from financing activities
Net change in deposits		(3,757)	(12,097)
Debt:
Net change in short-term borrowings		1,741	3,784
Issuance of long-term debt		2,678	2,828
Repayment of long-term debt		(5,220)	(3,683)
Other increases (decreases) in capital surplus		5	(6)
Dividends paid		(37)	(39)
Net cash used in financing activities		(4,590)	(9,213)
Net change in cash, due from banks and restricted cash		(185)	(174)
Cash, due from banks and restricted cash at beginning of period		4,044	4,374
Cash, due from banks and restricted cash at end of period	[1]	$ 3,859	$ 4,200

[1] The following table provides a reconciliation of the total amount of cash, cash equivalents and restricted cash disaggregated by the line items in which they appear within the consolidated balance sheet: At June 30, 2018, total cash due from banks and restricted cash of $3,859 million included cash and due from banks of $1,340 million and restricted cash included in interest bearing deposits with banks of $2,519 million. At June 30, 2017, total cash due from banks and restricted cash of $4,200 million included cash and due from banks of $992 million and restricted cash included in interest bearing deposits with banks of $3,208 million.