CONSOLIDATED BALANCE SHEET - USD ($) $ in Millions		Mar. 31, 2016		Dec. 31, 2015
Assets:
Cash and due from banks		$ 863		$ 968
Interest bearing deposits with banks		14,210		7,478
Federal funds sold and securities purchased under agreements to resell (includes $699 million designated under fair value option at March 31, 2016)		25,134		19,847
Trading assets		18,266		17,085
Securities available-for-sale		38,773		35,773
Securities held-to-maturity (fair value of $14.0 billion and $14.2 billion at March 31, 2016 and December 31, 2015, respectively)		13,636		14,024
Loans		81,732		82,917
Less – allowance for credit losses		1,023		912
Loans, net		80,709		82,005
Loans held for sale (includes $95 million and $151 million designated under fair value option at March 31, 2016 and December 31, 2015, respectively)		3,468		2,185
Properties and equipment, net		221		230
Intangible assets, net		39		181
Goodwill		1,612		1,612
Other assets		6,853		6,890
Total assets	[1]	203,784		188,278
Domestic deposits:
Noninterest bearing		30,151		29,693
Interest bearing (includes $7.2 billion and $6.9 billion designated under fair value option at March 31, 2016 and December 31, 2015, respectively)		81,751		77,259
Foreign deposits:
Noninterest bearing		742		747
Interest bearing		13,659		10,880
Total deposits		126,303	[2]	118,579
Short-term borrowings (includes $2.7 billion and $2.0 billion designated under fair value option at March 31, 2016 and December 31, 2015, respectively)		9,897		4,995
Long-term debt (includes $9.0 billion and $9.2 billion designated under fair value option at March 31, 2016 and December 31, 2015, respectively)		34,525		33,509
Total debt		170,725		157,083
Trading liabilities		8,788		7,455
Interest, taxes and other liabilities		3,375		3,215
Total liabilities	[1]	182,888		167,753
Shareholders’ equity
Preferred stock (no par value; 40,999,000 shares authorized; 21,447,500 shares issued and outstanding at both March 31, 2016 and December 31, 2015)		1,265		1,265
Common shareholder’s equity:
Common stock ($5 par; 150,000,000 shares authorized; 714 shares issued and outstanding at both March 31, 2016 and December 31, 2015)		0		0
Additional paid-in capital		18,167		18,169
Retained earnings		1,638		1,498
Accumulated other comprehensive loss		(174)		(407)
Total common shareholder's equity		19,631		19,260
Total shareholders’ equity		20,896		20,525
Total liabilities and shareholders’ equity		$ 203,784		$ 188,278

[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") as of March 31, 2016 and December 31, 2015 which are consolidated on our balance sheet. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 17, "Variable Interest Entities," for additional information. Assets: Other assets $305 million and $320 million. Total assets $305 million and $320 million respectively. Liabilities: Long-term debt $92 million and $92 million, Interest, taxes and other liabilities $68 million and $68 million. Total liabilities $160 million and $160 million, respectively.

[2] During the second quarter of 2015, we concluded that brokered deposits would be better presented as debt under the Group Reporting Basis. As a result, we reclassified $7.2 billion of brokered deposits in the GB&M segment to debt at March 31, 2015 to conform with the current year presentation.