CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Millions		Sep. 30, 2015		Dec. 31, 2014
Assets:
Cash and due from banks		$ 914		$ 891
Interest bearing deposits with banks		22,300		30,807
Federal funds sold and securities purchased under agreements to resell		20,423		1,413
Trading assets		15,652		21,092
Securities available-for-sale		35,937		30,140
Securities held-to-maturity (fair value of $14.8 billion and $13.7 billion at September 30, 2015 and December 31, 2014, respectively)		14,479		13,469
Loans		84,942		77,741
Less – allowance for credit losses		678		680
Loans, net		84,264		77,061
Loans held for sale (includes $175 million and $384 million designated under fair value option at September 30, 2015 and December 31, 2014, respectively)		368		612
Properties and equipment, net		232		247
Intangible assets, net		172		206
Goodwill		1,612		1,612
Other assets		8,013		7,989
Total assets	[1]	204,366		185,539
Domestic deposits:
Noninterest bearing	[1]	33,956		29,715
Interest bearing (includes $6.5 billion and $7.3 billion designated under fair value option at September 30, 2015 and December 31, 2014, respectively)	[1]	79,503		71,191
Foreign deposits:
Noninterest bearing	[1]	747		850
Interest bearing	[1]	17,244		14,362
Total deposits	[1]	131,450	[2]	116,118
Short-term borrowings (includes $2.1 billion designated under fair value option at September 30, 2015)	[1]	8,948		12,795
Long-term debt (includes $8.6 billion and $8.8 billion designated under fair value option at September 30, 2015 and December 31, 2014, respectively)	[1]	33,018		27,524
Total debt	[1]	173,416		156,437
Trading liabilities	[1]	6,336		8,164
Interest, taxes and other liabilities	[1]	3,794		3,971
Total liabilities	[1]	183,546		168,572
Shareholders’ equity
Preferred stock		1,265		1,565
Common shareholder’s equity:
Common stock ($5 par; 150,000,000 shares authorized; 714 and 713 shares issued and outstanding at September 30, 2015 and December 31, 2014, respectively)		0		0
Additional paid-in capital		18,173		14,170
Retained earnings		1,638		1,233
Accumulated other comprehensive loss		(256)		(1)
Total common shareholders' equity		19,555		15,402
Total shareholders’ equity		20,820		16,967
Total liabilities and shareholders’ equity		$ 204,366		$ 185,539

[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") as of September 30, 2015 and December 31, 2014 which are consolidated on our balance sheet. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 216, "Variable Interest Entities," for additional information. Assets: Other assets $338 million and $380 million. Total assets $338 million and $380 million respectively. Liabilities: Long-term debt $92 million and $92 million, Interest, taxes and other liabilities $69 million and $75 million. Total liabilities $161 million and $167 million, respectively.

[2] During the second quarter of 2015, we concluded that brokered deposits would be better presented as debt under the Group Reporting Basis. As a result, we reclassified $2.1 billion of brokered deposits in the GB&M segment to debt at September 30, 2014 to conform with current year presentation.