CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Millions		Jun. 30, 2015		Dec. 31, 2014
Assets:
Cash and due from banks		$ 1,077		$ 891
Interest bearing deposits with banks		20,059		30,807
Federal funds sold and securities purchased under agreements to resell		16,112		1,413
Trading assets		17,771		21,092
Securities available-for-sale		33,085		30,140
Securities held-to-maturity (fair value of $14.3 billion and $13.7 billion at June 30, 2015 and December 31, 2014, respectively)		14,160		13,469
Loans		83,617		77,741
Less – allowance for credit losses		648		680
Loans, net		82,969		77,061
Loans held for sale (includes $315 million and $384 million designated under fair value option at June 30, 2015 and December 31, 2014, respectively)		518		612
Properties and equipment, net		241		247
Intangible assets, net		202		206
Goodwill		1,612		1,612
Other assets		8,812		7,989
Total assets	[1]	196,618		185,539
Deposits in domestic offices:
Noninterest bearing	[1]	30,950		29,715
Interest bearing (includes $6.6 billion and $7.3 billion designated under fair value option at June 30, 2015 and December 31, 2014, respectively)	[1]	80,376		71,191
Deposits in foreign offices:
Noninterest bearing	[1]	736		850
Interest bearing	[1]	10,485		14,362
Total deposits	[1]	122,547	[2]	116,118
Short-term borrowings (includes $2.1 billion designated under fair value option at June 30, 2015)	[1]	12,728		12,795
Long-term debt (includes $8.9 billion and $8.8 billion designated under fair value option at June 30, 2015 and December 31, 2014, respectively)	[1]	30,567		27,524
Total debt	[1]	165,842		156,437
Trading liabilities	[1]	6,448		8,164
Interest, taxes and other liabilities	[1]	3,675		3,971
Total liabilities	[1]	175,965		168,572
Shareholders’ equity
Preferred stock		1,265		1,565
Common shareholder’s equity:
Common stock ($5 par; 150,000,000 shares authorized; 714 and 713 shares issued and outstanding at June 30, 2015 and December 31, 2014, respectively)		0		0
Additional paid-in capital		18,169		14,170
Retained earnings		1,448		1,233
Accumulated other comprehensive loss		(229)		(1)
Total common shareholders' equity		19,388		15,402
Total shareholders’ equity		20,653		16,967
Total liabilities and shareholders’ equity		$ 196,618		$ 185,539

[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") as of June 30, 2015 and December 31, 2014 which are consolidated on our balance sheet. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 216, "Variable Interest Entities," for additional information. Assets: Other assets $355 million and $380 million. Total assets $355 million and $380 million respectively. Liabilities: Long-term debt $92 million and $92 million, Interest, taxes and other liabilities $84 million and $75 million. Total liabilities $176 million and $167 million, respectively.

[2] During the second quarter of 2015, we concluded that brokered deposits would be better presented as debt under the Group Reporting Basis. As a result, we reclassified $1.8 billion of brokered deposits in the GB&M segment to debt at June 30, 2014 to conform with current year presentation.