CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Millions, unless otherwise specified	Mar. 31, 2015		Dec. 31, 2014
Assets:
Cash and due from banks	$ 972		$ 891
Interest bearing deposits with banks	32,249		30,807
Federal funds sold and securities purchased under agreements to resell	6,965		1,413
Trading assets	22,444		21,092
Securities available-for-sale	33,096		30,140
Securities held-to-maturity (fair value of $14.4 billion and $13.7 billion at March 31, 2015 and December 31, 2014, respectively)	14,015		13,469
Loans	81,458		77,741
Less – allowance for credit losses	703		680
Loans, net	80,755		77,061
Loans held for sale (includes $255 million and $384 million designated under fair value option at March 31, 2015 and December 31, 2014, respectively)	405		612
Properties and equipment, net	238		247
Intangible assets, net	186		206
Goodwill	1,612		1,612
Other assets	8,657		7,989
Total assets	201,594	[1]	185,539	[1]
Deposits in domestic offices:
Noninterest bearing	30,598		29,715
Interest bearing (includes $6.9 billion and $7.3 billion designated under fair value option at March 31, 2015 and December 31, 2014, respectively)	75,240		71,191
Deposits in foreign offices:
Noninterest bearing	845		850
Interest bearing	12,411		14,362
Total deposits	119,094		116,118
Short-term borrowings	15,653		12,795
Long-term debt (includes $9.0 billion and $8.8 billion designated under fair value option at March 31, 2015 and December 31, 2014, respectively)	29,420		27,524
Total debt	164,167		156,437
Trading liabilities	11,288		8,164
Interest, taxes and other liabilities	5,068		3,971
Total liabilities	180,523	[1]	168,572	[1]
Shareholders’ equity
Preferred stock	1,565		1,565
Common shareholder’s equity:
Common stock ($5 par; 150,000,000 shares authorized; 714 and 713 shares issued and outstanding at March 31, 2015 and December 31, 2014, respectively)	0		0
Additional paid-in capital	18,174		14,170
Retained earnings	1,379		1,233
Accumulated other comprehensive loss	(47)		(1)
Total common shareholders' equity	19,506		15,402
Total shareholders’ equity	21,071		16,967
Total liabilities and shareholders’ equity	$ 201,594		$ 185,539

[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") as of March 31, 2015 and December 31, 2014 which are consolidated on our balance sheet. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 216, "Variable Interest Entities," for additional information. Assets: Other assets $372 million and $380 million. Total assets $372 million and $380 million respectively. Liabilities: Long-term debt $92 million and $92 million, Interest, taxes and other liabilities $86 million and $75 million. Total liabilities $178 million and $167 million, respectively.