CONSOLIDATED BALANCE SHEET (USD $) In Millions, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012	Dec. 31, 2011
Assets:
Cash and due from banks	$ 891		$ 961		$ 1,359	$ 1,616
Interest bearing deposits with banks	30,807		19,614
Federal funds sold and securities purchased under agreements to resell	1,413		2,119
Trading assets	21,092		28,894
Securities available-for-sale	30,140		54,906
Securities held-to-maturity (fair value of $13.7 billion and $1.5 billion at December 31, 2014 and 2013, respectively)	13,469		1,358
Loans	77,741		67,695		63,258
Less – allowance for credit losses	680		606		647	743
Loans, net	77,061		67,089		62,611
Loans held for sale (includes $152 million and $58 million designated under fair value option at December 31, 2014 and 2013, respectively)	612		230
Properties and equipment, net	247		269
Intangible assets, net	206		295
Goodwill	1,612		1,612		2,228
Other assets	7,989		8,140
Total assets	185,539	[1]	185,487	[1]	191,446
Deposits in domestic offices:
Noninterest bearing	29,715		29,707
Interest bearing (includes $7.3 billion and $7.7 billion designated under fair value option at December 31, 2014 and 2013, respectively)	71,191		62,903
Deposits in foreign offices:
Noninterest bearing	850		1,364
Interest bearing	14,362		18,634
Total deposits	116,118		112,608		117,671
Short-term borrowings	12,795		19,135
Long-term debt (includes $8.8 billion and $7.6 billion designated under fair value option at December 31, 2014 and 2013, respectively)	27,524		22,847
Total debt	156,437		154,590
Trading liabilities	8,164		10,875
Interest, taxes and other liabilities	3,971		3,558
Total liabilities	168,572	[1]	169,023	[1]
Shareholders’ equity
Preferred stock	1,565		1,565
Common shareholder’s equity:
Common stock ($5 par; 150,000,000 shares authorized; 713 shares issued and outstanding at December 31, 2014 and 2013)	0		0
Additional paid-in capital	14,170		14,106
Retained earnings	1,233		952
Accumulated other comprehensive loss	(1)		(159)		785
Total common shareholder’s equity	15,402		14,899		16,271
Total shareholders’ equity	16,967		16,464		17,836
Total liabilities and shareholders’ equity	$ 185,539		$ 185,487

[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") as of December 31, 2014 and December 31, 2013 which are consolidated on our balance sheet. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 25, "Variable Interest Entities," for additional information. Assets: Interest bearing deposits with banks, $0 million and $5 million, Securities held-to-maturity, $0 million and $200 million Other assets $380 million and $502 million. Total assets $380 million and $707 million respectively. Liabilities: Long-term debt $92 million and $92 million, Interest, taxes and other liabilities $75 million and $93 million. Total liabilities $167 million and $185 million, respectively.