The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVISORSHARES TR PERITUS HG YLD 00768Y503 283 8,154 SH   SOLE 8,154 0 0
AMAZON COM INC COM 023135106 245 363 SH   SOLE 363 0 0
APPLE INC COM 037833100 838 7,963 SH   SOLE 7,963 0 0
AT&T INC COM 00206R102 257 7,482 SH   SOLE 7,482 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 305 2,308 SH   SOLE 2,308 0 0
CHUBB CORP COM 171232101 311 2,345 SH   SOLE 2,345 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 1,007 48,273 SH   SOLE 48,273 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,137 54,115 SH   SOLE 54,115 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 201 18383M548 1,100 48,831 SH   SOLE 48,831 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 201 18383M555 1,078 48,822 SH   SOLE 48,822 0 0
EXXON MOBIL CORP COM 30231G102 1,473 18,892 SH   SOLE 18,892 0 0
GENERAL ELECTRIC CO COM 369604103 452 14,516 SH   SOLE 14,516 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 274 1,993 SH   SOLE 1,993 0 0
ISHARES TR CORE S&P TTL ST 464287150 368 3,958 SH   SOLE 3,958 0 0
ISHARES TR CORE S&P500 ETF 464287200 843 4,114 SH   SOLE 4,114 0 0
ISHARES TR CORE US AGGBD E 464287226 608 5,631 SH   SOLE 5,631 0 0
ISHARES TR MSCI EMG MKT ET 464287234 6,459 200,660 SH   SOLE 200,660 0 0
ISHARES TR MSCI EAFE ETF 464287465 16,642 283,410 SH   SOLE 283,410 0 0
ISHARES TR RUS MD CP GR ET 464287481 639 6,956 SH   SOLE 6,956 0 0
ISHARES TR CORE US GRW ETF 464287671 332 4,090 SH   SOLE 4,090 0 0
ISHARES TR EAFE SML CP ETF 464288273 2,864 57,331 SH   SOLE 57,331 0 0
ISHARES TR IBOXX HI YD ETF 464288513 417 5,175 SH   SOLE 5,175 0 0
ISHARES TR CORE HIGH DV ET 46429B663 1,742 23,731 SH   SOLE 23,731 0 0
ISHARES TR EAFE MIN VOL ET 46429B689 310 4,783 SH   SOLE 4,783 0 0
ISHARES TR USA MIN VOL ETF 46429B697 933 22,299 SH   SOLE 22,299 0 0
ISHARES TR CORE MSCI EAFE 46432F842 837 15,390 SH   SOLE 15,390 0 0
ISHARES TR CORE ST USDB ET 46432F859 12,925 130,197 SH   SOLE 130,197 0 0
ISHARES TR HDG MSCI EAFE 46434V803 415 16,342 SH   SOLE 16,342 0 0
JOHNSON & JOHNSON COM 478160104 2,428 23,638 SH   SOLE 23,638 0 0
JPMORGAN CHASE & CO COM 46625H100 944 14,300 SH   SOLE 14,300 0 0
LILLY ELI & CO COM 532457108 345 4,100 SH   SOLE 4,100 0 0
MERCK & CO INC NEW COM 58933Y105 388 7,354 SH   SOLE 7,354 0 0
MICROSOFT CORP COM 594918104 257 4,632 SH   SOLE 4,632 0 0
PFIZER INC COM 717081103 288 8,937 SH   SOLE 8,937 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 328 3,477 SH   SOLE 3,477 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 551 14,285 SH   SOLE 14,285 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 353 15,756 SH   SOLE 15,756 0 0
PROCTER & GAMBLE CO COM 742718109 840 10,576 SH   SOLE 10,576 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 304 7,866 SH   SOLE 7,866 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 203 4,741 SH   SOLE 4,741 0 0
SPDR SERIES TRUST S&P 500 GROWTH 78464A409 229 2,285 SH   SOLE 2,285 0 0
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 376 11,433 SH   SOLE 11,433 0 0
TRAVELERS COMPANIES INC COM 89417E109 261 2,308 SH   SOLE 2,308 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 51,577 638,642 SH   SOLE 638,642 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,151 13,735 SH   SOLE 13,735 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 113,245 1,085,764 SH   SOLE 1,085,764 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ET 922042858 1,706 52,167 SH   SOLE 52,167 0 0
VANGUARD STAR FD VG TL INTL STK 921909768 23,044 510,847 SH   SOLE 510,847 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 4,625 66,299 SH   SOLE 66,299 0 0