<SEC-DOCUMENT>0000950103-16-015755.txt : 20160826
<SEC-HEADER>0000950103-16-015755.hdr.sgml : 20160826
<ACCEPTANCE-DATETIME>20160826161334
ACCESSION NUMBER: 0000950103-16-015755
CONFORMED SUBMISSION TYPE: 424B2
PUBLIC DOCUMENT COUNT: 3
FILED AS OF DATE: 20160826
DATE AS OF CHANGE: 20160826
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: CITIGROUP INC
CENTRAL INDEX KEY: 0000831001
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 521568099
STATE OF INCORPORATION: DE
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 424B2
SEC ACT: 1933 Act
SEC FILE NUMBER: 333-192302
FILM NUMBER: 161854976
BUSINESS ADDRESS:
STREET 1: 388 GREENWICH STREET
CITY: NEW YORK
STATE: NY
ZIP: 10013
BUSINESS PHONE: 2125591000
MAIL ADDRESS:
STREET 1: 388 GREENWICH STREET
CITY: NEW YORK
STATE: NY
ZIP: 10013
FORMER COMPANY:
FORMER CONFORMED NAME: TRAVELERS GROUP INC
DATE OF NAME CHANGE: 19950519
FORMER COMPANY:
FORMER CONFORMED NAME: TRAVELERS INC
DATE OF NAME CHANGE: 19940103
FORMER COMPANY:
FORMER CONFORMED NAME: PRIMERICA CORP /NEW/
DATE OF NAME CHANGE: 19920703
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: Citigroup Global Markets Holdings Inc.
CENTRAL INDEX KEY: 0000200245
STANDARD INDUSTRIAL CLASSIFICATION: SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
IRS NUMBER: 112418067
STATE OF INCORPORATION: NY
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 424B2
SEC ACT: 1933 Act
SEC FILE NUMBER: 333-192302-06
FILM NUMBER: 161854977
BUSINESS ADDRESS:
STREET 1: 388 GREENWICH ST
STREET 2: 38TH FLOOR
CITY: NEW YORK
STATE: NY
ZIP: 10013
BUSINESS PHONE: 2128166000
MAIL ADDRESS:
STREET 1: 388 GREENWICH ST
STREET 2: 38TH FLOOR
CITY: NEW YORK
STATE: NY
ZIP: 10013
FORMER COMPANY:
FORMER CONFORMED NAME: CITIGROUP GLOBAL MARKETS HOLDINGS INC
DATE OF NAME CHANGE: 20030404
FORMER COMPANY:
FORMER CONFORMED NAME: SALOMON SMITH BARNEY HOLDINGS INC
DATE OF NAME CHANGE: 19971128
FORMER COMPANY:
FORMER CONFORMED NAME: SALOMON INC
DATE OF NAME CHANGE: 19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>dp68148_424b2-1188.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT
<TEXT>
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<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: red">The information in this
preliminary pricing supplement is not complete and may be changed. A registration statement relating to these securities has been
filed with the Securities and Exchange Commission. This preliminary pricing supplement and the accompanying product supplement,
underlying supplement, prospectus supplement and prospectus are not an offer to sell these securities, nor are they soliciting
an offer to buy these securities, in any state where the offer or sale is not permitted. </P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: red">SUBJECT TO COMPLETION, DATED AUGUST
26, 2016</P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: red"></P></td></tr>
<tr style="vertical-align: top">
<td style="width: 63%; font-size: 8pt; color: #888888"><font style="font-size: 18pt">Citigroup Global Markets Holdings Inc.</font></td>
<td style="width: 37%">
<P STYLE="color: #888888; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"><b>September<font style="color: white">-----</font>,
2016</b></P>
<P STYLE="color: #888888; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"></P>
<P STYLE="color: #888888; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"><b>Medium-Term Senior Notes,
Series N</b></P>
<P STYLE="color: #888888; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"> <B>Pricing Supplement
No. 2016-USNCH0153</B></P>
<P STYLE="color: #888888; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"></P>
<P STYLE="color: #888888; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"><b>Filed Pursuant to Rule 424(b)(2)</b></P>
<P STYLE="color: #888888; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"> <B>Registration
Statement Nos. 333-192302 and 333-192302-06</B></P>
<P STYLE="color: #888888; font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"></P></td></tr>
</table>
<P STYLE="color: #59AE40; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Barrier Securities
Based on the S&P 500<SUP>® </SUP>Index Due September<FONT STYLE="color: white">-----</FONT>, 2021</FONT></P>
<P STYLE="color: #59AE40; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
<P STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">Overview</FONT></P>
<P STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9.35pt"><FONT STYLE="font-size: 9pt">▪</FONT></TD><TD><FONT STYLE="font-size: 9pt">The
securities offered by this pricing supplement are unsecured senior debt securities issued
by Citigroup Global Markets Holdings Inc. and guaranteed by Citigroup Inc. Unlike conventional
debt securities, the securities do not pay interest and do not repay a fixed amount of
principal at maturity. Instead, the securities offer a payment at maturity that may be
greater than, equal to or less than the stated principal amount, depending on the performance
of the S&P 500<SUP>® </SUP>Index (the “underlying index”) from the
initial index level to the final index level.</FONT></TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial, Helvetica, Sans-Serif"></P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9.35pt"><FONT STYLE="font-size: 9pt">▪</FONT></TD><TD><FONT STYLE="font-size: 9pt">The
securities offer modified exposure to the performance of the underlying index, with (i)
the opportunity to participate on a leveraged basis in any appreciation of the underlying
index and (ii) contingent repayment of the stated principal amount at maturity if the
underlying index depreciates, <B>but only</B> so long as that depreciation does not exceed
30.00%. In exchange for these features, investors in the securities must be willing to
forgo any dividends that may be paid on the stocks included in the underlying index over
the term of the securities. In addition, investors in the securities must be willing
to accept full downside exposure to the underlying index if the underlying index depreciates
by more than 30.00%. <B>If the underlying index depreciates by more than 30.00% from
the pricing date to the valuation date, you will lose 1% of the stated principal amount
of your securities for every 1% by which the final index level is less than the initial
index level. There is no minimum payment at maturity.</B></FONT></TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial, Helvetica, Sans-Serif"></P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9.35pt"><FONT STYLE="font-size: 9pt">▪</FONT></TD><TD><FONT STYLE="font-size: 9pt">In
order to obtain the modified exposure to the underlying index that the securities provide,
investors must be willing to accept (i) an investment that may have limited or no liquidity
and (ii) the risk of not receiving any amount due under the securities if we and Citigroup
Inc. default on our obligations.<B> All payments on the securities are subject to the
credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.</B></FONT></TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-size: 9pt"></FONT></P>
<table cellspacing="0" cellpadding="0" style="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top; background-color: #59AE40">
<TD STYLE="padding: 1pt 5pt 1pt 2pt"><FONT STYLE="font-size: 9pt; color: white"><B>KEY TERMS</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt"> </FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Issuer:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">Citigroup Global Markets Holdings Inc., a wholly owned subsidiary of Citigroup
Inc.</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Guarantee:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">All payments due on the securities are fully and unconditionally guaranteed by
Citigroup Inc.</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Underlying index:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">The S&P 500<SUP>® </SUP>Index (ticker symbol: “SPX”)</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Aggregate stated principal amount:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">$</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Stated principal amount: </B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">$1,000 per security</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Pricing date:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">September , 2016 (expected to be September 7, 2016)</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Issue date:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">September , 2016 (three business days after the
pricing date)</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Valuation date:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">September , 2021 (expected to be September 7, 2021),
subject to postponement if such date is not a scheduled trading day or if certain market disruption events occur</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Maturity date: </B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">September , 2021 (expected to be September 10, 2021)</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Payment at maturity:</B></FONT></td>
<td colspan="3"><P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">For each $1,000 stated principal
amount security you hold at maturity:</FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt"></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 18.7pt; text-indent: -9.35pt"><FONT STYLE="font-size: 9pt">▪	 If
the final index level is <B>greater than or equal to</B> the initial index level:<br>
$1,000 + the leveraged return amount</FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 18.7pt; text-indent: -9.35pt"></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 18.7pt; text-indent: -9.35pt"><FONT STYLE="font-size: 9pt">▪	 If
the final index level is <B>less than</B> the initial index level but <B>greater than or equal to</B> the barrier level:<br>
$1,000</FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 18.7pt; text-indent: -9.35pt"><FONT STYLE="font-size: 9pt"></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 18.7pt; text-indent: -9.35pt"><FONT STYLE="font-size: 9pt">▪	 If
the final index level is <B>less than</B> the barrier level:<br>
$1,000 × the index performance factor</FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 18.7pt; text-indent: -9.35pt"><FONT STYLE="font-size: 9pt"></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt"><B>If the final index level
is less than the barrier level, your payment at maturity will be less, and possibly significantly less, than $700.00 per
security. You should not invest in the securities unless you are willing and able to bear the risk of losing a significant
portion of your investment.</B></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Initial index level:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt"> , the closing level of the underlying index on
the pricing date</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Final index level:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">The closing level of the underlying index on the valuation date</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Index performance factor:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">The final index level <I>divided by</I> the initial index level</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Index percent increase:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">The final index level <I>minus</I> the initial index level, <I>divided by</I>
the initial index level</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Leveraged return amount:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">$1,000 × the index percent increase × the leverage factor</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Leverage factor:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">150.00%</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Barrier level:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt"> , 70.00% of the initial index level</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Listing:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">The securities will not be listed on any securities exchange</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>CUSIP / ISIN:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">17324CAG1 / US17324CAG15</FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Underwriter:</B></FONT></td>
<td colspan="3"><FONT STYLE="font-size: 9pt">Citigroup Global Markets Inc. (“CGMI”), an affiliate of the issuer,
acting as principal</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="width: 25%; padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Underwriting fee and issue price:</B></FONT></td>
<td style="width: 22%; text-align: center; font-size: 8pt; color: #59AE40"><FONT STYLE="font-size: 9pt"><B>Issue price<SUP>(1)(2)</SUP></B></FONT></td>
<td style="width: 23%; text-align: center; font-size: 8pt; color: #59AE40"><FONT STYLE="font-size: 9pt"><B>Underwriting fee<SUP>(3)</SUP></B></FONT></td>
<td style="width: 30%; text-align: center; font-size: 8pt; color: #59AE40"><FONT STYLE="font-size: 9pt"><B>Proceeds to issuer
</B></FONT></td></tr>
<tr style="vertical-align: top; background-color: #EAF3E5">
<TD STYLE="text-align: right; padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Per security:</B></FONT></td>
<td style="text-align: center"><FONT STYLE="font-size: 9pt">$1,000.00</FONT></td>
<td style="text-align: center"><FONT STYLE="font-size: 9pt">$5.00</FONT></td>
<td style="text-align: center"><FONT STYLE="font-size: 9pt">$995.00</FONT></td></tr>
<tr style="vertical-align: top">
<TD STYLE="text-align: right; padding-right: 5pt; padding-left: 2pt"><FONT STYLE="font-size: 9pt; color: #59AE40"><B>Total:</B></FONT></td>
<td style="text-align: center"><FONT STYLE="font-size: 9pt">$</FONT></td>
<td style="text-align: center"><FONT STYLE="font-size: 9pt">$</FONT></td>
<td style="text-align: center"><FONT STYLE="font-size: 9pt">$</FONT></td></tr>
</table>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">(1) Citigroup Global Markets Holdings Inc. currently expects that
the estimated value of the securities on the pricing date will be at least $950.00 per security, which will be less than the issue
price. The estimated value of the securities is based on CGMI’s proprietary pricing models and our internal funding rate.
It is not an indication of actual profit to CGMI or other of our affiliates, nor is it an indication of the price, if any, at which
CGMI or any other person may be willing to buy the securities from you at any time after issuance. See “Valuation of the
Securities” in this pricing supplement.</P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">(2) The issue price for investors purchasing the securities in
fee-based advisory accounts will be $995.00 per security, assuming no custodial fee is charged by a selected dealer, and up to
$1,000.00 per security, assuming the maximum custodial fee is charged by a selected dealer. See “Supplemental Plan of Distribution”
in this pricing supplement.</P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">(3) For more information on the distribution of the securities,
see “Supplemental Plan of Distribution” in this pricing supplement. In addition to the underwriting fee, CGMI and its
affiliates may profit from expected hedging activity related to this offering, even if the value of the securities declines. See
“Use of Proceeds and Hedging” in the accompanying prospectus.</P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 11pt"><B>Investing in the securities
involves risks not associated with an investment in conventional debt securities. See “Summary Risk Factors” beginning
on page PS-3.</B></FONT> </P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 9pt"><B>Neither the
Securities and Exchange Commission nor any state securities commission has approved or disapproved of the securities or determined
that this pricing supplement and the accompanying product supplement, underlying supplement, prospectus supplement and prospectus
is truthful or complete. Any representation to the contrary is a criminal offense.</B></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 9pt"><B><I>You should
read this pricing supplement together with the accompanying product supplement, underlying supplement, prospectus supplement and
prospectus, each of which can be accessed via the hyperlinks below:</I></B></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 9pt"></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #59AE40"><FONT STYLE="font-size: 9pt"><A HREF="http://www.sec.gov/Archives/edgar/data/200245/000095010316011744/dp64046_424b2-par.htm" STYLE="color: rgb(88,174,64)"><B>Product Supplement No. EA-02-04 dated March 8, 2016</B></A> <B>	</B><A HREF="http://www.sec.gov/Archives/edgar/data/200245/000095010316011762/dp64045_424b2-us4.htm" STYLE="color: rgb(88,174,64)"><B>Underlying Supplement No. 4 dated March 8, 2016</B></A></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #59AE40"><FONT STYLE="font-size: 9pt"></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #59AE40"><FONT STYLE="font-size: 9pt"><A HREF="http://www.sec.gov/Archives/edgar/data/200245/000119312516495367/d156596d424b2.htm" STYLE="color: rgb(88,174,64)"><B>Prospectus Supplement and Prospectus each dated March 7, 2016</B></A></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #59AE40"><FONT STYLE="font-size: 9pt"></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 9pt"><B>The securities
are not bank deposits and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental
agency, nor are they obligations of, or guaranteed by, a bank.</B></FONT></P>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"> </P>
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<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 8pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 12pt"><FONT STYLE="color: #59AE40">Barrier Securities Based on the S&P 500<SUP>® </SUP>Index Due September</FONT><FONT STYLE="color: white">-----</FONT><FONT STYLE="color: #59AE40">, 2021</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 12pt"> </TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
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<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">Additional
Information</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The terms of the securities are set forth in the accompanying
product supplement, prospectus supplement and prospectus, as supplemented by this pricing supplement. The accompanying product
supplement, prospectus supplement and prospectus contain important disclosures that are not repeated in this pricing supplement.
For example, certain events may occur that could affect your payment at maturity. These events and their consequences are described
in the accompanying product supplement in the sections “Description of the Securities—Certain Additional Terms for
Securities Linked to an Underlying Index—Consequences of a Market Disruption Event; Postponement of a Valuation Date”
and “—Discontinuance or Material Modification of an Underlying Index,” and not in this pricing supplement. The
accompanying underlying supplement contains important disclosures regarding the underlying index that are not repeated in this
pricing supplement. It is important that you read the accompanying product supplement, underlying supplement, prospectus supplement
and prospectus together with this pricing supplement before deciding whether to invest in the securities. Certain terms used but
not defined in this pricing supplement are defined in the accompanying product supplement.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">Hypothetical
Examples</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The diagram below illustrates your payment at maturity for a range
of hypothetical percentage changes from the initial index level to the final index level.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Investors in the securities will not receive any dividends
on the stocks that constitute the underlying index. The diagram and examples below do not show any effect of lost dividend yield
over the term of the securities.</B> See “Summary Risk Factors—Investing in the securities is not equivalent to investing
in the underlying index or the stocks that constitute the underlying index” below.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<table cellspacing="0" cellpadding="0" style="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top; background-color: #EAF3E0">
<TD STYLE="width: 100%; border: Black 1pt solid; text-align: center; font-size: 9pt; padding-top: 4pt; padding-bottom: 4pt"><font style="color: #59AE40"><b>Barrier Securities</b></font><br>
<font style="color: #59AE40"><b>Payment at Maturity Diagram</b></font></td></tr>
<tr style="vertical-align: top">
<TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center; font-size: 9pt"> <IMG SRC="p2.jpg" ALT=""></td></tr>
</table>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Your actual payment at maturity per security will depend on the
actual initial index level, the actual barrier level and the actual final index level. The examples below are intended to illustrate
how your payment at maturity will depend on whether the final index level is greater than or less than the initial index level
and by how much. The examples are based on a hypothetical initial index level of 2,187.00 and a hypothetical barrier level of 1,530.90.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
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<DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 8pt; color: #59AE40">September 2016</TD><TD STYLE="width: 50%; text-align: right; font-size: 8pt; color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 8pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 12pt"><FONT STYLE="color: #59AE40">Barrier Securities Based on the S&P 500<SUP>® </SUP>Index Due September</FONT><FONT STYLE="color: white">-----</FONT><FONT STYLE="color: #59AE40">, 2021</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 12pt"> </TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
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<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 1—Upside Scenario.</B> The hypothetical final
index level is 2,296.35 (an approximately 5.00% increase from the hypothetical initial index level), which is <B>greater than</B>
the hypothetical initial index level.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Payment at maturity per security = $1,000 + the leveraged return
amount</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">= $1,000 + ($1,000 × the index percent increase ×
the leverage factor)</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">= $1,000 + ($1,000 × 5.00% × 150.00%)</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">= $1,000 + $75.00</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">= $1,075.00</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because the underlying index appreciated from the hypothetical
initial index level to the hypothetical final index level, your payment at maturity in this scenario would be equal to the $1,000
stated principal amount per security <I>plus</I> the leveraged return amount, or $1,075.00 per security.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 2—Par Scenario.</B> The hypothetical final index
level is 2,077.65 (an approximately 5.00% decrease from the hypothetical initial index level), which is <B>less than</B> the hypothetical
initial index level but <B>greater than</B> the hypothetical barrier level.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Payment at maturity per security = $1,000</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because the underlying index did not depreciate from the hypothetical
initial index level to the hypothetical final index level by more than 30.00%, your payment at maturity in this scenario would
be equal to the $1,000 stated principal amount per security.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 3—Downside Scenario.</B> The hypothetical final
index level is 656.10 (an approximately 70.00% decrease from the hypothetical initial index level), which is <B>less than </B>
the hypothetical barrier level.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Payment at maturity per security = $1,000 × the index performance
factor</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">= $1,000 × 30.00%</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">= $300.00</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Because the underlying index depreciated from the hypothetical
initial index level to the hypothetical final index level by more than 30.00%, the contingent repayment of the stated principal
amount at maturity would not apply in this scenario and your payment at maturity would reflect 1-to-1 exposure to the negative
performance of the underlying index.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">Summary Risk
Factors</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">An investment in the securities is significantly riskier than
an investment in conventional debt securities. The securities are subject to all of the risks associated with an investment in
our conventional debt securities (guaranteed by Citigroup Inc.), including the risk that we and Citigroup Inc. may default on our
obligations under the securities, and are also subject to risks associated with the underlying index. Accordingly, the securities
are suitable only for investors who are capable of understanding the complexities and risks of the securities. You should consult
your own financial, tax and legal advisers as to the risks of an investment in the securities and the suitability of the securities
in light of your particular circumstances.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following is a summary of certain key risk factors for investors
in the securities. You should read this summary together with the more detailed description of risks relating to an investment
in the securities contained in the section “Risk Factors Relating to the Securities” beginning on page EA-6 in the
accompanying product supplement. You should also carefully read the risk factors included in the accompanying prospectus supplement
and in the documents incorporated by reference in the accompanying prospectus, including Citigroup Inc.’s most recent Annual
Report on Form 10-K and any subsequent Quarterly Reports on Form 10-Q, which describe risks relating to the business of Citigroup
Inc. more generally.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>You may lose some or all of your investment.</B> Unlike conventional debt securities, the securities do not repay a fixed
amount of principal at maturity. Instead, your payment at maturity will depend on the performance of the underlying index. If the
final index level is less than the barrier level, you will lose 1% of the stated principal amount of the securities for every 1%
by which the final index level is less than the initial index level. There is no minimum payment at maturity on the securities,
and you may lose up to all of your investment.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The barrier feature of the securities exposes you to particular risks.</B> If the final index level is less than the barrier
level, the contingent repayment of the stated principal amount at maturity will not apply and you will lose 1% of the stated principal
amount of the securities for every 1% by which the final index level is less than the initial index level. Therefore, the securities
offer no protection at all if the underlying index depreciates by more than 30.00% from the initial index level to the final index
level. As a result, you may lose your entire investment in the securities.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The securities do not pay interest.</B> Unlike conventional debt securities, the securities do not pay interest or any other
amounts prior to maturity. You should not invest in the securities if you seek current income during the term of the securities.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
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<DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 8pt; color: #59AE40">September 2016</TD><TD STYLE="width: 50%; text-align: right; font-size: 8pt; color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 8pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 12pt"><FONT STYLE="color: #59AE40">Barrier Securities Based on the S&P 500<SUP>® </SUP>Index Due September</FONT><FONT STYLE="color: white">-----</FONT><FONT STYLE="color: #59AE40">, 2021</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 12pt"> </TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>Investing in the securities is not equivalent to investing in the underlying index or the stocks that constitute the underlying
index.</B> You will not have voting rights, rights to receive dividends or other distributions or any other rights with respect
to the stocks that constitute the underlying index. As of August 23, 2016, the average dividend yield of the underlying index was
approximately 2.11% per year. While it is impossible to know the future dividend yield of the underlying index, if this average
dividend yield were to remain constant for the term of the securities, you would be forgoing an aggregate yield of approximately
10.55% (assuming no reinvestment of dividends) by investing in the securities instead of investing directly in the stocks that
constitute the underlying index or in another investment linked to the underlying index that provides for a pass-through of dividends.
The payment scenarios described in this pricing supplement do not show any effect of lost dividend yield over the term of the securities.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>Your payment at maturity depends on the closing level of the underlying index on a single day.</B> Because your payment
at maturity depends on the closing level of the underlying index solely on the valuation date, you are subject to the risk that
the closing level of the underlying index on that day may be lower, and possibly significantly lower, than on one or more other
dates during the term of the securities. If you had invested in another instrument linked to the underlying index that you could
sell for full value at a time selected by you, or if the payment at maturity were based on an average of closing levels of the
underlying index, you might have achieved better returns.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The securities are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.</B> If we default
on our obligations under the securities and Citigroup Inc. defaults on its guarantee obligations, you may not receive anything
owed to you under the securities.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The securities will not be listed on any securities exchange and you may not be able to sell them prior to maturity.</B>
The securities will not be listed on any securities exchange. Therefore, there may be little or no secondary market for the securities.
CGMI currently intends to make a secondary market in relation to the securities and to provide an indicative bid price for the
securities on a daily basis. Any indicative bid price for the securities provided by CGMI will be determined in CGMI’s sole
discretion, taking into account prevailing market conditions and other relevant factors, and will not be a representation by CGMI
that the securities can be sold at that price, or at all. CGMI may suspend or terminate making a market and providing indicative
bid prices without notice, at any time and for any reason. If CGMI suspends or terminates making a market, there may be no secondary
market at all for the securities because it is likely that CGMI will be the only broker-dealer that is willing to buy your securities
prior to maturity. Accordingly, an investor must be prepared to hold the securities until maturity.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The estimated value of the securities on the pricing date, based on CGMI’s proprietary pricing models and our internal
funding rate, will be less than the issue price.</B> The difference is attributable to certain costs associated with selling, structuring
and hedging the securities that are included in the issue price. These costs include (i) the selling concessions paid in connection
with the offering of the securities, (ii) hedging and other costs incurred by us and our affiliates in connection with the offering
of the securities and (iii) the expected profit (which may be more or less than actual profit) to CGMI or other of our affiliates
in connection with hedging our obligations under the securities. These costs adversely affect the economic terms of the securities
because, if they were lower, the economic terms of the securities would be more favorable to you. The economic terms of the securities
are also likely to be adversely affected by the use of our internal funding rate, rather than our secondary market rate, to price
the securities. See “The estimated value of the securities would be lower if it were calculated based on our secondary market
rate” below.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The estimated value of the securities was determined for us by our affiliate using proprietary pricing models.</B> CGMI
derived the estimated value disclosed on the cover page of this pricing supplement from its proprietary pricing models. In doing
so, it may have made discretionary judgments about the inputs to its models, such as the volatility of the underlying index, dividend
yields on the stocks that constitute the underlying index and interest rates. CGMI’s views on these inputs may differ from
your or others’ views, and as an underwriter in this offering, CGMI’s interests may conflict with yours. Both the models
and the inputs to the models may prove to be wrong and therefore not an accurate reflection of the value of the securities. Moreover,
the estimated value of the securities set forth on the cover page of this pricing supplement may differ from the value that we
or our affiliates may determine for the securities for other purposes, including for accounting purposes. You should not invest
in the securities because of the estimated value of the securities. Instead, you should be willing to hold the securities to maturity
irrespective of the initial estimated value.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The estimated value of the securities would be lower if it were calculated based on our secondary market rate.</B> The estimated
value of the securities included in this pricing supplement is calculated based on our internal funding rate, which is the rate
at which we are willing to borrow funds through the issuance of the securities. Our internal funding rate is generally lower than
our secondary market rate, which is the rate that CGMI will use in determining the value of the securities for purposes of any
purchases of the securities from you in the secondary market. If the estimated value included in this pricing supplement were based
on our secondary market rate, rather than our internal funding rate, it would likely be lower. We determine our internal funding
rate based on factors such as the costs associated with the securities, which are generally higher than the costs associated with
conventional debt securities, and our liquidity needs and preferences. Our internal funding rate is not an interest rate that we
will pay to investors in the securities, which do not bear interest.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
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<DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 8pt; color: #59AE40">September 2016</TD><TD STYLE="width: 50%; text-align: right; font-size: 8pt; color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 8pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 12pt"><FONT STYLE="color: #59AE40">Barrier Securities Based on the S&P 500<SUP>® </SUP>Index Due September</FONT><FONT STYLE="color: white">-----</FONT><FONT STYLE="color: #59AE40">, 2021</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 12pt"> </TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
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<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">Because there is not an active market
for traded instruments referencing our outstanding debt obligations, CGMI determines our secondary market rate based on the market
price of traded instruments referencing the debt obligations of Citigroup Inc., our parent company and the guarantor of all payments
due on the securities, but subject to adjustments that CGMI makes in its sole discretion. As a result, our secondary market rate
is not a market-determined measure of our creditworthiness, but rather reflects the market’s perception of our parent company’s
creditworthiness as adjusted for discretionary factors such as CGMI’s preferences with respect to purchasing the securities
prior to maturity.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The estimated value of the securities is not an indication of the price, if any, at which CGMI or any other person may be
willing to buy the securities from you in the secondary market.</B> Any such secondary market price will fluctuate over the term
of the securities based on the market and other factors described in the next risk factor. Moreover, unlike the estimated value
included in this pricing supplement, any value of the securities determined for purposes of a secondary market transaction will
be based on our secondary market rate, which will likely result in a lower value for the securities than if our internal funding
rate were used. In addition, any secondary market price for the securities will be reduced by a bid-ask spread, which may vary
depending on the aggregate stated principal amount of the securities to be purchased in the secondary market transaction, and the
expected cost of unwinding related hedging transactions. As a result, it is likely that any secondary market price for the securities
will be less than the issue price.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The value of the securities prior to maturity will fluctuate based on many unpredictable factors.</B> The value of your
securities prior to maturity will fluctuate based on the level and volatility of the underlying index and a number of other factors,
including the price and volatility of the stocks that constitute the underlying index, the dividend yields on the stocks that constitute
the underlying index, interest rates generally, the time remaining to maturity and our and Citigroup Inc.’s creditworthiness,
as reflected in our secondary market rate. Changes in the level of the underlying index may not result in a comparable change in
the value of your securities. You should understand that the value of your securities at any time prior to maturity may be significantly
less than the issue price.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>Immediately following issuance, any secondary market bid price provided by CGMI, and the value that will be indicated on
any brokerage account statements prepared by CGMI or its affiliates, will reflect a temporary upward adjustment.</B> The amount
of this temporary upward adjustment will steadily decline to zero over the temporary adjustment period. See “Valuation of
the Securities” in this pricing supplement.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>Our offering of the securities does not constitute a recommendation of the underlying index. </B>The fact that we are offering
the securities does not mean that we believe that investing in an instrument linked to the underlying index is likely to achieve
favorable returns. In fact, as we are part of a global financial institution, our affiliates may have positions (including short
positions) in the stocks that constitute the underlying index or in instruments related to the underlying index or such stocks
over the term of the securities and may publish research or express opinions, that in each case are inconsistent with an investment
linked to the underlying index. These and other activities of our affiliates may affect the level of the underlying index in a
way that has a negative impact on your interests as a holder of the securities.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The level of the underlying index may be adversely affected by our or our affiliates’ hedging and other trading activities.</B>
We expect to hedge our obligations under the securities through CGMI or other of our affiliates, who may take positions directly
in the stocks that constitute the underlying index and other financial instruments related to the underlying index or such stocks
and may adjust such positions during the term of the securities. Our affiliates also trade the stocks that constitute the underlying
index and other financial instruments related to the underlying index or such stocks on a regular basis (taking long or short positions
or both), for their accounts, for other accounts under their management or to facilitate transactions on behalf of customers. These
activities could affect the level of the underlying index in a way that negatively affects the value of the securities. They could
also result in substantial returns for us or our affiliates while the value of the securities declines.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>We and our affiliates may have economic interests that are adverse to yours as a result of our affiliates’ business
activities.</B> Our affiliates may currently or from time to time engage in business with the issuers of the stocks that constitute
the underlying index, including extending loans to, making equity investments in or providing advisory services to such issuers.
In the course of this business, we or our affiliates may acquire non-public information about such issuers, which we will not disclose
to you. Moreover, if any of our affiliates is or becomes a creditor of any such issuer, they may exercise any remedies against
such issuer that are available to them without regard to your interests.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The calculation agent, which is an affiliate of ours, will make important determinations with respect to the securities.</B>
If certain events occur, such as market disruption events or the discontinuance of the underlying index, CGMI, as calculation agent,
will be required to make discretionary judgments that could significantly affect your payment at maturity. In making these judgments,
the calculation agent’s interests as an affiliate of ours could be adverse to your interests as a holder of the securities.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>Adjustments to the underlying index may affect the value of your securities. </B>S&P Dow Jones Indices LLC (the “underlying
index publisher”) may add, delete or substitute the stocks that constitute the underlying index or make other methodological</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<!-- Field: Page; Sequence: 5; Value: 2 -->
<DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 8pt; color: #59AE40">September 2016</TD><TD STYLE="width: 50%; text-align: right; font-size: 8pt; color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 8pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 12pt"><FONT STYLE="color: #59AE40">Barrier Securities Based on the S&P 500<SUP>® </SUP>Index Due September</FONT><FONT STYLE="color: white">-----</FONT><FONT STYLE="color: #59AE40">, 2021</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 12pt"> </TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<!-- Field: /Page -->
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">changes that could affect the level
of the underlying index. The underlying index publisher may discontinue or suspend calculation or publication of the underlying
index at any time without regard to your interests as holders of the securities.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">▪</TD><TD><B>The U.S. federal tax consequences of an investment in the securities are unclear.</B> There is no direct legal authority
regarding the proper U.S. federal tax treatment of the securities, and we do not plan to request a ruling from the Internal Revenue
Service (the “IRS”). Consequently, significant aspects of the tax treatment of the securities are uncertain, and the
IRS or a court might not agree with the treatment of the securities as prepaid forward contracts. If the IRS were successful in
asserting an alternative treatment of the securities, the tax consequences of the ownership and disposition of the securities might
be materially and adversely affected. As described below under “United States Federal Tax Considerations,” in 2007,
the U.S. Treasury Department and the IRS released a notice requesting comments on various issues regarding the U.S. federal income
tax treatment of “prepaid forward contracts” and similar instruments. Any Treasury regulations or other guidance promulgated
after consideration of these issues could materially and adversely affect the tax consequences of an investment in the securities,
including the character and timing of income or loss and the degree, if any, to which income realized by non-U.S. persons should
be subject to withholding tax, possibly with retroactive effect. You should read carefully the discussion under “United States
Federal Tax Considerations” and “Risk Factors Relating to the Securities” in the accompanying product supplement
and “United States Federal Tax Considerations” in this pricing supplement. You should also consult your tax adviser
regarding the U.S. federal tax consequences of an investment in the securities, as well as tax consequences arising under the laws
of any state, local or non-U.S. taxing jurisdiction.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">Information
About the Underlying Index</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The S&P 500<SUP>®</SUP> Index consists of 500 common stocks
selected to provide a performance benchmark for the large capitalization segment of the U.S. equity markets. It is calculated and
maintained by S&P Dow Jones Indices LLC. The S&P 500<SUP>®</SUP> Index is reported by Bloomberg L.P. under the ticker
symbol “SPX.”</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">“Standard & Poor’s,” “S&P”
and “S&P 500<SUP>®</SUP>” are trademarks of Standard & Poor’s Financial Services LLC and have been
licensed for use by Citigroup Inc. and its affiliates. For more information, see “Equity Index Descriptions—S&P
500<SUP>®</SUP> Index—License Agreement” in the accompanying underlying supplement. Please refer to the sections
“Risk Factors” and “Equity Index Descriptions—S&P 500<SUP>®</SUP> Index” in the accompanying
underlying supplement for important disclosures regarding the underlying index, including certain risks that are associated with
an investment linked to the underlying index.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="color: #59AE43; font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Historical Information</P>
<P STYLE="color: #59AE43; font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The closing level of the underlying index on August 23, 2016 was
2,186.90.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The graph below shows the closing levels of the underlying index
for each day such level was available from January 3, 2011 to August 23, 2016. We obtained the closing levels from Bloomberg L.P.,
without independent verification. You should not take the historical levels of the underlying index as an indication of future
performance.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<table cellspacing="0" cellpadding="0" style="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top; background-color: #EAF3E0">
<TD STYLE="width: 100%; border: Black 1pt solid; text-align: center; font-size: 9pt; padding-top: 4pt; padding-bottom: 4pt"><font style="color: #59AE40"><b>S&P 500<sup>® </sup>Index – Historical Closing Levels</b></font><br>
<font style="color: #59AE40"><b>January 3, 2011 to August 23, 2016</b></font></td></tr>
<tr style="vertical-align: top">
<td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: center; font-size: 9pt"><font style="font-family: Sans-Serif; font-size: 9pt; color: Red"><b><IMG SRC="p6.jpg" ALT=""></b></font></td></tr>
</table>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">* The red line indicates the hypothetical barrier level of 1,530.83,
assuming the closing level on August 23, 2016 were the initial index level.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<!-- Field: Page; Sequence: 6; Value: 2 -->
<DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 8pt; color: #59AE40">September 2016</TD><TD STYLE="width: 50%; text-align: right; font-size: 8pt; color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 8pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 12pt"><FONT STYLE="color: #59AE40">Barrier Securities Based on the S&P 500<SUP>® </SUP>Index Due September</FONT><FONT STYLE="color: white">-----</FONT><FONT STYLE="color: #59AE40">, 2021</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 12pt"> </TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<!-- Field: /Page -->
<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">United States
Federal Tax Considerations</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You should read carefully the discussion under “United States
Federal Tax Considerations” and “Risk Factors Relating to the Securities” in the accompanying product supplement
and “Summary Risk Factors” in this pricing supplement.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In the opinion of our counsel, Davis Polk & Wardwell LLP,
which is based on current market conditions, a security should be treated as a prepaid forward contract for U.S. federal income
tax purposes. By purchasing a security, you agree (in the absence of an administrative determination or judicial ruling to the
contrary) to this treatment. There is uncertainty regarding this treatment, and the IRS or a court might not agree with it.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Assuming this treatment of the securities is respected and subject
to the discussion in “United States Federal Tax Considerations” in the accompanying product supplement, the following
U.S. federal income tax consequences should result under current law:</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">·</FONT></TD><TD>You should not recognize taxable income over the term of the securities prior to maturity, other than pursuant to a sale or
exchange.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">·</FONT></TD><TD>Upon a sale or exchange of a security (including retirement at maturity), you should recognize capital gain or loss equal to
the difference between the amount realized and your tax basis in the security. Such gain or loss should be long-term capital gain
or loss if you held the security for more than one year.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Subject to the discussion in “United States Federal Tax
Considerations” in the accompanying product supplement, if you are a Non-U.S. Holder (as defined in the accompanying product
supplement) of the securities, you generally should not be subject to U.S. federal withholding or income tax in respect of any
amount paid to you with respect to the securities, provided that (i) income in respect of the securities is not effectively connected
with your conduct of a trade or business in the United States, and (ii) you comply with the applicable certification requirements.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In 2007, the U.S. Treasury Department and the IRS released a notice
requesting comments on the U.S. federal income tax treatment of “prepaid forward contracts” and similar instruments.
The notice focuses in particular on whether to require holders of these instruments to accrue income over the term of their investment.
It also asks for comments on a number of related topics, including the character of income or loss with respect to these instruments;
whether short-term instruments should be subject to any such accrual regime; the relevance of factors such as the exchange-traded
status of the instruments and the nature of the underlying property to which the instruments are linked; the degree, if any, to
which income (including any mandated accruals) realized by non-U.S. investors should be subject to withholding tax; and whether
these instruments are or should be subject to the “constructive ownership” regime, which very generally can operate
to recharacterize certain long-term capital gain as ordinary income and impose an interest charge. While the notice requests comments
on appropriate transition rules and effective dates, any Treasury regulations or other guidance promulgated after consideration
of these issues could materially and adversely affect the tax consequences of an investment in the securities, including the character
and timing of income or loss and the degree, if any, to which income realized by non-U.S. persons should be subject to withholding
tax, possibly with retroactive effect. If withholding tax applies to the securities, we will not be required to pay any additional
amounts with respect to amounts so withheld.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>You should read the section entitled “United States Federal
Tax Considerations” in the accompanying product supplement. The preceding discussion, when read in combination with that
section, constitutes the full opinion of Davis Polk & Wardwell LLP regarding the material U.S. federal tax consequences of
owning and disposing of the securities. </B></P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>You should also consult your tax adviser regarding all aspects
of the U.S. federal income and estate tax consequences of an investment in the securities and any tax consequences arising under
the laws of any state, local or non-U.S. taxing jurisdiction.</B></P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">Supplemental
Plan of Distribution</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">CGMI, an affiliate of Citigroup Global Markets Holdings Inc. and
the underwriter of the sale of the securities, is acting as principal and will receive an underwriting fee of $5.00 for each $1,000
security sold in this offering (or up to $5.00 per security in the case of sales to fee-based advisory accounts). The actual underwriting
fee will be equal to $5.00 for each $1,000 security sold by CGMI directly to the public and will otherwise be equal to the selling
concession provided to selected dealers, as described in this paragraph. CGMI will pay selected dealers not affiliated with CGMI,
which may include dealers acting as custodians, a variable selling concession of up to $5.00 for each $1,000 security they sell
to fee-based advisory accounts. Broker-dealers affiliated with CGMI, including Citi International Financial Services, Citigroup
Global Markets Singapore Pte. Ltd. and Citigroup Global Markets Asia Limited, will receive a fixed selling concession, and financial
advisers employed by such affiliated broker-dealers will receive a fixed selling concession, of $5.00 for each $1,000 security
they sell. CGMI will pay the registered representatives of CGMI a fixed selling concession of $5.00 for each $1,000 security they
sell directly to the public.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">CGMI is an affiliate of ours. Accordingly, this offering will
conform with the requirements addressing conflicts of interest when distributing the securities of an affiliate set forth in Rule
5121 of the Financial Industry Regulatory Authority. Client accounts over which Citigroup Inc. or its subsidiaries have investment
discretion will not be permitted to purchase the securities, either directly or indirectly, without the prior written consent of
the client.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<!-- Field: Page; Sequence: 7; Value: 2 -->
<DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 8pt; color: #59AE40">September 2016</TD><TD STYLE="width: 50%; text-align: right; font-size: 8pt; color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 8pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 12pt"><FONT STYLE="color: #59AE40">Barrier Securities Based on the S&P 500<SUP>® </SUP>Index Due September</FONT><FONT STYLE="color: white">-----</FONT><FONT STYLE="color: #59AE40">, 2021</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 12pt"> </TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<!-- Field: /Page -->
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">See “Plan of Distribution; Conflicts of Interest”
in the accompanying product supplement and “Plan of Distribution” in each of the accompanying prospectus supplement
and prospectus for additional information.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">A portion of the net proceeds from the sale of the securities
will be used to hedge our obligations under the securities. We expect to hedge our obligations under the securities through CGMI
or other of our affiliates. CGMI or such other of our affiliates may profit from this expected hedging activity even if the value
of the securities declines. This hedging activity could affect the closing level of the underlying index and, therefore, the value
of and your return on the securities. For additional information on the ways in which our counterparties may hedge our obligations
under the securities, see “Use of Proceeds and Hedging” in the accompanying prospectus.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">Valuation of
the Securities</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">CGMI calculated the estimated value of the securities set forth
on the cover page of this pricing supplement based on proprietary pricing models. CGMI’s proprietary pricing models generated
an estimated value for the securities by estimating the value of a hypothetical package of financial instruments that would replicate
the payout on the securities, which consists of a fixed-income bond (the “bond component”) and one or more derivative
instruments underlying the economic terms of the securities (the “derivative component”). CGMI calculated the estimated
value of the bond component using a discount rate based on our internal funding rate. CGMI calculated the estimated value of the
derivative component based on a proprietary derivative-pricing model, which generated a theoretical price for the instruments that
constitute the derivative component based on various inputs, including the factors described under “Summary Risk Factors—The
value of the securities prior to maturity will fluctuate based on many unpredictable factors” in this pricing supplement,
but not including our or Citigroup Inc.’s creditworthiness. These inputs may be market-observable or may be based on assumptions
made by CGMI in its discretionary judgment.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The estimated value of the securities is a function of the terms
of the securities and the inputs to CGMI’s proprietary pricing models. As of the date of this preliminary pricing supplement,
it is uncertain what the estimated value of the securities will be on the pricing date because it is uncertain what the values
of the inputs to CGMI’s proprietary pricing models will be on the pricing date.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For a period of approximately four months following issuance of
the securities, the price, if any, at which CGMI would be willing to buy the securities from investors, and the value that will
be indicated for the securities on any brokerage account statements prepared by CGMI or its affiliates (which value CGMI may also
publish through one or more financial information vendors), will reflect a temporary upward adjustment from the price or value
that would otherwise be determined. This temporary upward adjustment represents a portion of the hedging profit expected to be
realized by CGMI or its affiliates over the term of the securities. The amount of this temporary upward adjustment will decline
to zero on a straight-line basis over the four-month temporary adjustment period. However, CGMI is not obligated to buy the securities
from investors at any time. See “Summary Risk Factors—The securities will not be listed on any securities exchange
and you may not be able to sell them prior to maturity.”</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">Certain Selling
Restrictions</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="color: #59AE43; font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Hong Kong Special Administrative Region</P>
<P STYLE="color: #59AE43; font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The contents of this pricing supplement and the accompanying product
supplement, underlying supplement, prospectus supplement and prospectus have not been reviewed by any regulatory authority in the
Hong Kong Special Administrative Region of the People’s Republic of China (“Hong Kong”). Investors are advised
to exercise caution in relation to the offer. If investors are in any doubt about any of the contents of this pricing supplement
and the accompanying product supplement, underlying supplement, prospectus supplement and prospectus, they should obtain independent
professional advice.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The securities have not been offered or sold and will not be offered
or sold in Hong Kong by means of any document, other than</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD>to persons whose ordinary business is to buy or sell shares or debentures (whether as principal or agent); or</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD>to “professional investors” as defined in the Securities and Futures Ordinance (Cap. 571) of Hong Kong (the “Securities
and Futures Ordinance”) and any rules made under that Ordinance; or</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD>in other circumstances which do not result in the document being a “prospectus” as defined in the Companies Ordinance
(Cap. 32) of Hong Kong or which do not constitute an offer to the public within the meaning of that Ordinance; and</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">There is no advertisement, invitation or document relating to
the securities which is directed at, or the contents of which are likely to be accessed or read by, the public of Hong Kong (except
if permitted to do so under the securities laws of Hong Kong) other than with respect to securities which are or are intended to
be disposed of only to persons outside Hong Kong or only to “professional investors” as defined in the Securities and
Futures Ordinance and any rules made under that Ordinance.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Non-insured Product: These securities are not insured by any governmental
agency. These securities are not bank deposits and are not covered by the Hong Kong Deposit Protection Scheme.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<!-- Field: Page; Sequence: 8; Value: 2 -->
<DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 8pt; color: #59AE40">September 2016</TD><TD STYLE="width: 50%; text-align: right; font-size: 8pt; color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 100%; border-bottom: #59AE40 1pt solid; font-size: 8pt; color: #888888; text-align: right"><FONT STYLE="font-size: 14pt">Citigroup Global Markets Holdings Inc.</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="border-bottom: #59AE40 1pt solid; font-size: 12pt"><FONT STYLE="color: #59AE40">Barrier Securities Based on the S&P 500<SUP>® </SUP>Index Due September</FONT><FONT STYLE="color: white">-----</FONT><FONT STYLE="color: #59AE40">, 2021</FONT></TD></TR><TR STYLE="vertical-align: top"><TD STYLE="font-size: 12pt"> </TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<!-- Field: /Page -->
<P STYLE="color: #59AE43; font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Singapore</P>
<P STYLE="color: #59AE43; font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">This pricing supplement and the accompanying product supplement,
underlying supplement, prospectus supplement and prospectus have not been registered as a prospectus with the Monetary Authority
of Singapore, and the securities will be offered pursuant to exemptions under the Securities and Futures Act, Chapter 289 of Singapore
(the “Securities and Futures Act”). Accordingly, the securities may not be offered or sold or made the subject of an
invitation for subscription or purchase nor may this pricing supplement or any other document or material in connection with the
offer or sale or invitation for subscription or purchase of any securities be circulated or distributed, whether directly or indirectly,
to any person in Singapore other than (a) to an institutional investor pursuant to Section 274 of the Securities and Futures Act,
(b) to a relevant person under Section 275(1) of the Securities and Futures Act or to any person pursuant to Section 275(1A) of
the Securities and Futures Act and in accordance with the conditions specified in Section 275 of the Securities and Futures Act,
or (c) otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the Securities and Futures
Act. Where the securities are subscribed or purchased under Section 275 of the Securities and Futures Act by a relevant person
which is:</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD>a corporation (which is not an accredited investor (as defined in Section 4A of the Securities and Futures Act)) the sole business
of which is to hold investments and the entire share capital of which is owned by one or more individuals, each of whom is an accredited
investor; or</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>a trust (where the trustee is not an accredited investor) whose sole purpose is to hold investments and each beneficiary is
an individual who is an accredited investor, securities (as defined in Section 239(1) of the Securities and Futures Act) of that
corporation or the beneficiaries’ rights and interests (howsoever described) in that trust shall not be transferable for
6 months after that corporation or that trust has acquired the relevant securities pursuant to an offer under Section 275 of the
Securities and Futures Act except:</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(i)</TD><TD>to an institutional investor or to a relevant person defined in Section 275(2) of the Securities and Futures Act or to any
person arising from an offer referred to in Section 275(1A) or Section 276(4)(i)(B) of the Securities and Futures Act; or</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(ii)</TD><TD>where no consideration is or will be given for the transfer; or</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iii)</TD><TD>where the transfer is by operation of law; or</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(iv)</TD><TD>pursuant to Section 276(7) of the Securities and Futures Act; or</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">(v)</TD><TD>as specified in Regulation 32 of the Securities and Futures (Offers of Investments) (Shares and Debentures) Regulations 2005
of Singapore.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Arial, Helvetica, Sans-Serif"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Any securities referred to herein may not be registered with any
regulator, regulatory body or similar organization or institution in any jurisdiction.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The securities are Specified Investment Products (as defined in
the Notice on Recommendations on Investment Products and Notice on the Sale of Investment Product issued by the Monetary Authority
of Singapore on 28 July 2011) that is neither listed nor quoted on a securities market or a futures market.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Non-insured Product: These securities are not insured by any governmental
agency. These securities are not bank deposits. These securities are not insured products subject to the provisions of the Deposit
Insurance and Policy Owners’ Protection Schemes Act 2011 of Singapore and are not eligible for deposit insurance coverage
under the Deposit Insurance Scheme.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #59AE40"><FONT STYLE="font-weight: normal">Contact</FONT></P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: rgb(89,174,64)"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Clients may contact their local brokerage representative.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">© 2016 Citigroup Global Markets Inc. All rights reserved.
Citi and Citi and Arc Design are trademarks and service marks of Citigroup Inc. or its affiliates and are used and registered throughout
the world.</P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"> </P>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
<!-- Field: Page; Sequence: 9; Options: Last -->
<DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 50%; font-size: 8pt; color: #59AE40">September 2016</TD><TD STYLE="width: 50%; text-align: right; font-size: 8pt; color: #59AE40">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD></TR></TABLE><P STYLE="margin: 0pt"></P></DIV>
<!-- Field: /Page -->
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>