CONDENSED CONSOLIDATING FINANCIAL STATEMENTS

Citigroup amended its Registration Statement on Form S-3 on file with the SEC (File No. 33-192302) to add its wholly owned subsidiary, Citigroup Global Markets Holdings Inc. (CGMHI), as a co-registrant. Any securities issued by CGMHI under the Form S-3 will be fully and unconditionally guaranteed by Citigroup.

The following are the Condensed Consolidating Statements of Income and Comprehensive Income for the three and nine months ended September 30, 2018 and 2017, Condensed Consolidating Balance Sheet as of September 30, 2018 and December 31, 2017 and Condensed Consolidating Statement of Cash Flows for the nine months ended September 30, 2018 and 2017 for Citigroup Inc., the parent holding company (Citigroup parent company), CGMHI, other Citigroup subsidiaries and eliminations and total consolidating adjustments. “Other Citigroup subsidiaries and eliminations” includes all other subsidiaries of Citigroup, intercompany eliminations and income (loss) from discontinued operations. “Consolidating adjustments” includes Citigroup parent company elimination of distributed and undistributed income of subsidiaries and investment in subsidiaries.

These Condensed Consolidating Financial Statements have been prepared and presented in accordance with SEC Regulation S-X Rule 3-10, “Financial Statements of Guarantors and Issuers of Guaranteed Securities Registered or Being Registered.”

These Condensed Consolidating Financial Statements are presented for purposes of additional analysis, but should be considered in relation to the Consolidated Financial Statements of Citigroup taken as a whole.

Condensed Consolidating Statements of Income and Comprehensive Income



	Three Months Ended September 30, 2018
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	7,948		$	—		$	—		$	(7,948	)	$	—
Interest revenue	1			2,291			15,878			—			18,170
Interest revenue—intercompany	1,281			424			(1,705		)	—			—
Interest expense	1,068			1,405			3,895			—			6,368
Interest expense—intercompany	492			899			(1,391		)	—			—
Net interest revenue	$	(278	)	$	411		$	11,669		$	—		$	11,802
Commissions and fees	$	—		$	1,194		$	1,609		$	—		$	2,803
Commissions and fees—intercompany	—			72			(72		)	—			—
Principal transactions	(100		)	581			2,085			—			2,566
Principal transactions—intercompany	(303		)	(10		)	313			—			—
Other income	266			325			627			—			1,218
Other income—intercompany	(46		)	57			(11		)	—			—
Total non-interest revenues	$	(183	)	$	2,219		$	4,551		$	—		$	6,587
Total revenues, net of interest expense	$	7,487		$	2,630		$	16,220		$	(7,948	)	$	18,389
Provisions for credit losses and for benefits and claims	$	—		$	3		$	1,971		$	—		$	1,974
Operating expenses
Compensation and benefits	$	14		$	1,148		$	4,157		$	—		$	5,319
Compensation and benefits—intercompany	19			—			(19		)	—			—
Other operating	(201		)	558			4,635			—			4,992
Other operating—intercompany	13			564			(577		)	—			—
Total operating expenses	$	(155	)	$	2,270		$	8,196		$	—		$	10,311
Equity in undistributed income of subsidiaries	$	(3,098	)	$	—		$	—		$	3,098		$	—
Income (loss) from continuing operations before income taxes	$	4,544		$	357		$	6,053		$	(4,850	)	$	6,104
Provision (benefit) for income taxes	(78		)	169			1,380			—			1,471
Income (loss) from continuing operations	$	4,622		$	188		$	4,673		$	(4,850	)	$	4,633
Loss from discontinued operations, net of taxes	—			—			(8		)	—			(8		)
Net income before attribution of noncontrolling interests	$	4,622		$	188		$	4,665		$	(4,850	)	$	4,625
Noncontrolling interests	—			—			3			—			3
Net income (loss)	$	4,622		$	188		$	4,662		$	(4,850	)	$	4,622
Comprehensive income
Add: Other comprehensive income (loss)	$	(1,151	)	$	(196	)	$	(458	)	$	654		$	(1,151	)
Total Citigroup comprehensive income (loss)	$	3,471		$	(8	)	$	4,204		$	(4,196	)	$	3,471
Add: Other comprehensive income attributable to noncontrolling interests	$	—		$	—		$	8		$	—		$	8
Add: Net income attributable to noncontrolling interests	—			—			3			—			3
Total comprehensive income (loss)	$	3,471		$	(8	)	$	4,215		$	(4,196	)	$	3,482

Condensed Consolidating Statements of Income and Comprehensive Income



	Three Months Ended September 30, 2017
In millions of dollars	Citigroup parent company				CGMHI				Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	5,360			$	—			$	—		$	(5,360	)	$	—
Interest revenue	—				1,442				14,472			—			15,914
Interest revenue—intercompany	1,040				313				(1,353		)	—			—
Interest expense	1,195				643				2,541			—			4,379
Interest expense—intercompany	240				580				(820		)	—			—
Net interest revenue	$	(395	)		$	532			$	11,398		$	—		$	11,535
Commissions and fees	$	—			$	1,262			$	1,979		$	—		$	3,241
Commissions and fees—intercompany	—				13				(13		)	—			—
Principal transactions	610				501				1,137			—			2,248
Principal transactions—intercompany	168				(401		)		233			—			—
Other income	(860		)		729				1,526			—			1,395
Other income—intercompany	32				153				(185		)	—			—
Total non-interest revenues	$	(50	)		$	2,257			$	4,677		$	—		$	6,884
Total revenues, net of interest expense	$	4,915			$	2,789			$	16,075		$	(5,360	)	$	18,419
Provisions for credit losses and for benefits and claims	$	—			$	(1	)		$	2,000		$	—		$	1,999
Operating expenses
Compensation and benefits	$	(3	)		$	1,104			$	4,203		$	—		$	5,304
Compensation and benefits—intercompany	46				—				(46		)	—			—
Other operating	(18		)		560				4,571			—			5,113
Other operating—intercompany	8				310				(318		)	—			—
Total operating expenses	$	33			$	1,974			$	8,410		$	—		$	10,417
Equity in undistributed income of subsidiaries	$	(1,015	)		$	—			$	—		$	1,015		$	—
Income (loss) from continuing operations before income taxes	$	3,867			$	816			$	5,665		$	(4,345	)	$	6,003
Provision (benefit) for income taxes	(266		)	—	324				1,808			—			1,866
Income (loss) from continuing operations	$	4,133			$	492			$	3,857		$	(4,345	)	$	4,137
Loss from discontinued operations, net of taxes	—				—				(5		)	—			(5		)
Net income (loss) before attribution of noncontrolling interests	$	4,133			$	492			$	3,852		$	(4,345	)	$	4,132
Noncontrolling interests	—				—				(1		)	—			(1		)
Net income (loss)	$	4,133			$	492			$	3,853		$	(4,345	)	$	4,133
Comprehensive income
Add: Other comprehensive income (loss)	$	8			$	(84	)		$	(762	)	$	846		$	8
Total Citigroup comprehensive income (loss)	$	4,141			$	408			$	3,091		$	(3,499	)	$	4,141
Add: Other comprehensive income attributable to noncontrolling interests	$	—			$	—		—	$	12		$	—		$	12
Add: Net income attributable to noncontrolling interests	—				—			—	(1		)	—			(1		)
Total comprehensive income (loss)	$	4,141			$	408			$	3,102		$	(3,499	)	$	4,152

Condensed Consolidating Statements of Income and Comprehensive Income



	Nine Months Ended September 30, 2018
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	16,648		$	—		$	—		$	(16,648	)	$	—
Interest revenue	67			6,344			45,641			—			52,052
Interest revenue—intercompany	3,636			1,206			(4,842		)	—			—
Interest expense	3,119			3,732			10,562			—			17,413
Interest expense—intercompany	1,467			2,567			(4,034		)	—			—
Net interest revenue	$	(883	)	$	1,251		$	34,271		$	—		$	34,639
Commissions and fees	$	—		$	3,793		$	5,151		$	—		$	8,944
Commissions and fees—intercompany	(1		)	163			(162		)	—			—
Principal transactions	(275		)	805			7,476			—			8,006
Principal transactions—intercompany	(1,161		)	1,461			(300		)	—			—
Other income	817			666			2,658			—			4,141
Other income—intercompany	(111		)	88			23			—			—
Total non-interest revenues	$	(731	)	$	6,976		$	14,846		$	—		$	21,091
Total revenues, net of interest expense	$	15,034		$	8,227		$	49,117		$	(16,648	)	$	55,730
Provisions for credit losses and for benefits and claims	$	—		$	(21	)	$	5,664		$	—		$	5,643
Operating expenses
Compensation and benefits	$	149		$	3,695		$	12,734		$	—		$	16,578
Compensation and benefits—intercompany	82			—			(82		)	—			—
Other operating	(210		)	1,684			13,896			—			15,370
Other operating—intercompany	38			1,835			(1,873		)	—			—
Total operating expenses	$	59		$	7,214		$	24,675		$	—		$	31,948
Equity in undistributed income of subsidiaries	$	(2,060	)	$	—		$	—		$	2,060		$	—
Income (loss) from continuing operations before income taxes	$	12,915		$	1,034		$	18,778		$	(14,588	)	$	18,139
Provision (benefit) for income taxes	(817		)	853			4,320			—			4,356
Income (loss) from continuing operations	$	13,732		$	181		$	14,458		$	(14,588	)	$	13,783
Net income (loss) before attribution of noncontrolling interests	$	13,732		$	181		$	14,458		$	(14,588	)	$	13,783
Noncontrolling interests	—			—			51			—			51
Net income (loss)	$	13,732		$	181		$	14,407		$	(14,588	)	$	13,732
Comprehensive income
Add: Other comprehensive income (loss)	$	(3,974	)	$	(186	)	$	1,787		$	(1,601	)	$	(3,974	)
Total Citigroup comprehensive income (loss)	$	9,758		$	(5	)	$	16,194		$	(16,189	)	$	9,758
Add: Other comprehensive income attributable to noncontrolling interests	$	—		$	—		$	(35	)	$	—		$	(35	)
Add: Net income attributable to noncontrolling interests	—			—			51			—			51
Total comprehensive income (loss)	$	9,758		$	(5	)	$	16,210		$	(16,189	)	$	9,774

Condensed Consolidating Statements of Income and Comprehensive Income



	Nine Months Ended September 30, 2017
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	11,625		$	—		$	—		$	(11,625	)	$	—
Interest revenue	—			3,873			41,856			—			45,729
Interest revenue—intercompany	2,909			847			(3,756		)	—			—
Interest expense	3,549			1,578			6,854			—			11,981
Interest expense—intercompany	593			1,666			(2,259		)	—			—
Net interest revenue	$	(1,233	)	$	1,476		$	33,505		$	—		$	33,748
Commissions and fees	$	—		$	3,933		$	5,619		$	—		$	9,552
Commissions and fees—intercompany	(1		)	123			(122		)	—			—
Principal transactions	1,569			2,377			4,039			—			7,985
Principal transactions—intercompany	768			(207		)	(561		)	—			—
Other income	(2,500		)	868			5,287			—			3,655
Other income—intercompany	70			156			(226		)	—			—
Total non-interest revenues	$	(94	)	$	7,250		$	14,036		$	—		$	21,192
Total revenues, net of interest expense	$	10,298		$	8,726		$	47,541		$	(11,625	)	$	54,940
Provisions for credit losses and for benefits and claims	$	—		$	—		$	5,378		$	—		$	5,378
Operating expenses
Compensation and benefits	$	(18	)	$	3,578		$	12,741		$	—		$	16,301
Compensation and benefits—intercompany	97			—			(97		)	—			—
Other operating	(334		)	1,605			14,328			—			15,599
Other operating—intercompany	(41		)	1,633			(1,592		)	—			—
Total operating expenses	$	(296	)	$	6,816		$	25,380		$	—		$	31,900
Equity in undistributed income of subsidiaries	$	755		$	—		$	—		$	(755	)	$	—
Income (loss) from continuing operations before income taxes	$	11,349		$	1,910		$	16,783		$	(12,380	)	$	17,662
Provision (benefit) for income taxes	(746		)	800			5,470			—			5,524
Income (loss) from continuing operations	$	12,095		$	1,110		$	11,313		$	(12,380	)	$	12,138
Loss from discontinued operations, net of taxes	—			—			(2		)	—			(2		)
Net income (loss) before attribution of noncontrolling interests	$	12,095		$	1,110		$	11,311		$	(12,380	)	$	12,136
Noncontrolling interests	—			—			41			—			41
Net income (loss)	$	12,095		$	1,110		$	11,270		$	(12,380	)	$	12,095
Comprehensive income
Add: Other comprehensive income (loss)	$	1,986		$	(142	)	$	(4,638	)	$	4,780		$	1,986
Total Citigroup comprehensive income (loss)	$	14,081		$	968		$	6,632		$	(7,600	)	$	14,081
Add: Other comprehensive income attributable to noncontrolling interests	$	—		$	—		$	82		$	—		$	82
Add: Net income attributable to noncontrolling interests	—			—			41			—			41
Total comprehensive income (loss)	$	14,081		$	968		$	6,755		$	(7,600	)	$	14,204

Condensed Consolidating Balance Sheet



	September 30, 2018
In millions of dollars	Citigroup parent company		CGMHI		Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Assets
Cash and due from banks	$	1	$	543	$	25,183		$	—		$	25,727
Cash and due from banks—intercompany	17		2,104		(2,121		)	—			—
Deposits with banks	—		3,302		170,257			—			173,559
Deposits with banks—intercompany	3,000		6,386		(9,386		)	—			—
Federal funds sold and resale agreements	—		227,147		53,794			—			280,941
Federal funds sold and resale agreements—intercompany	—		19,572		(19,572		)	—			—
Trading account assets	258		144,440		112,804			—			257,502
Trading account assets—intercompany	963		2,934		(3,897		)	—			—
Investments	7		215		345,291			—			345,513
Loans, net of unearned income	—		1,518		673,391			—			674,909
Loans, net of unearned income—intercompany	—		—		—			—			—
Allowance for loan losses	—		—		(12,336		)	—			(12,336		)
Total loans, net	$	—	$	1,518	$	661,055		$	—		$	662,573
Advances to subsidiaries	$	146,339	$	—	$	(146,339	)	$	—		$	—
Investments in subsidiaries	203,896		—		—			(203,896		)	—
Other assets⁽¹⁾	12,517		67,087		99,746			—			179,350
Other assets—intercompany	3,638		45,654		(49,292		)	—			—
Total assets	$	370,636	$	520,902	$	1,237,523		$	(203,896	)	$	1,925,165
Liabilities and equity
Deposits	$	—	$	—	$	1,005,176		$	—		$	1,005,176
Deposits—intercompany	—		—		—			—			—
Federal funds purchased and securities loaned and sold	—		154,341		21,574			—			175,915
Federal funds purchased and securities loaned and sold—intercompany	—		34,948		(34,948		)	—			—
Trading account liabilities	16		94,163		53,473			—			147,652
Trading account liabilities—intercompany	448		3,143		(3,591		)	—			—
Short-term borrowings	254		4,358		29,158			—			33,770
Short-term borrowings—intercompany	—		18,100		(18,100		)	—			—
Long-term debt	148,183		24,324		62,763			—			235,270
Long-term debt—intercompany	—		65,811		(65,811		)	—			—
Advances from subsidiaries	21,965		—		(21,965		)	—			—
Other liabilities	2,440		73,178		53,901			—			129,519
Other liabilities—intercompany	326		16,369		(16,695		)	—			—
Stockholders’ equity	197,004		32,167		172,588			(203,896		)	197,863
Total liabilities and equity	$	370,636	$	520,902	$	1,237,523		$	(203,896	)	$	1,925,165


(1)	Other assets for Citigroup parent company at September 30, 2018 included $30.9 billion of placements to Citibank and its branches, of which $18.1 billion had a remaining term of less than 30 days.

Condensed Consolidating Balance Sheet



	December 31, 2017
In millions of dollars	Citigroup parent company		CGMHI		Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Assets
Cash and due from banks	$	—	$	378	$	23,397		$	—		$	23,775
Cash and due from banks—intercompany	13		3,750		(3,763		)	—			—
Deposits with banks	—		3,348		153,393			—			156,741
Deposits with banks—intercompany	11,000		5,219		(16,219		)	—			—
Federal funds sold and resale agreements	—		182,685		49,793			—			232,478
Federal funds sold and resale agreements—intercompany	—		16,091		(16,091		)	—			—
Trading account assets	—		139,462		113,328			—			252,790
Trading account assets—intercompany	38		2,711		(2,749		)	—			—
Investments	27		181		352,082			—			352,290
Loans, net of unearned income	—		900		666,134			—			667,034
Loans, net of unearned income—intercompany	—		—		—			—			—
Allowance for loan losses	—		—		(12,355		)	—			(12,355		)
Total loans, net	$	—	$	900	$	653,779		$	—		$	654,679
Advances to subsidiaries	$	139,722	$	—	$	(139,722	)	$	—		$	—
Investments in subsidiaries	210,537		—		—			(210,537		)	—
Other assets⁽¹⁾	10,844		58,299		100,569			—			169,712
Other assets—intercompany	3,428		43,613		(47,041		)	—			—
Total assets	$	375,609	$	456,637	$	1,220,756		$	(210,537	)	$	1,842,465
Liabilities and equity
Deposits	$	—	$	—	$	959,822		$	—		$	959,822
Deposits—intercompany	—		—		—			—			—
Federal funds purchased and securities loaned and sold	—		134,888		21,389			—			156,277
Federal funds purchased and securities loaned and sold—intercompany	—		18,597		(18,597		)	—			—
Trading account liabilities	—		80,801		44,369			—			125,170
Trading account liabilities—intercompany	15		2,182		(2,197		)	—			—
Short-term borrowings	251		3,568		40,633			—			44,452
Short-term borrowings—intercompany	—		32,871		(32,871		)	—			—
Long-term debt	152,163		18,048		66,498			—			236,709
Long-term debt—intercompany	—		60,765		(60,765		)	—			—
Advances from subsidiaries	19,136		—		(19,136		)	—			—
Other liabilities	2,673		62,113		53,577			—			118,363
Other liabilities—intercompany	631		9,753		(10,384		)	—			—
Stockholders’ equity	200,740		33,051		178,418			(210,537		)	201,672
Total liabilities and equity	$	375,609	$	456,637	$	1,220,756		$	(210,537	)	$	1,842,465


(1)	Other assets for Citigroup parent company at December 31, 2017 included $29.7 billion of placements to Citibank and its branches, of which $18.9 billion had a remaining term of less than 30 days.

Condensed Consolidating Statement of Cash Flows



	Nine Months Ended September 30, 2018
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments		Citigroup consolidated
Net cash provided by operating activities of continuing operations	$	12,581		$	16,232		$	1,253		$	—	$	30,066
Cash flows from investing activities of continuing operations
Purchases of investments	$	(7,955	)	$	(18	)	$	(121,081	)	$	—	$	(129,054	)
Proceeds from sales of investments	7,634			3			44,533			—		52,170
Proceeds from maturities of investments	—			—			82,940			—		82,940
Change in loans	—			—			(16,131		)	—		(16,131		)
Proceeds from sales and securitizations of loans	—			—			4,021			—		4,021
Proceeds from significant disposals	—			—			314			—		314
Change in federal funds sold and resales	—			(47,943		)	(519		)	—		(48,462		)
Changes in investments and advances—intercompany	(7,769		)	(2,338		)	10,107			—		—
Other investing activities	214			(41		)	(2,534		)	—		(2,361		)
Net cash provided by (used in) investing activities of continuing operations	$	(7,876	)	$	(50,337	)	$	1,650		$	—	$	(56,563	)
Cash flows from financing activities of continuing operations
Dividends paid	$	(3,616	)	$	—		$	—		$	—	$	(3,616	)
Redemption of preferred stock	(218		)	—			—			—		(218		)
Treasury stock acquired	(9,848		)	—			—			—		(9,848		)
Proceeds (repayments) from issuance of long-term debt, net	(883		)	7,538			(829		)	—		5,826
Proceeds (repayments) from issuance of long-term debt—intercompany, net	—			5,048			(5,048		)	—		—
Change in deposits	—			—			45,354			—		45,354
Change in federal funds purchased and repos	—			35,804			(16,166		)	—		19,638
Change in short-term borrowings	32			790			(11,503		)	—		(10,681		)
Net change in short-term borrowings and other advances—intercompany	2,312			(14,771		)	12,459			—		—
Capital contributions from (to) parent	—			(663		)	663			—		—
Other financing activities	(479		)	—			—			—		(479		)
Net cash provided by (used in) financing activities of continuing operations	$	(12,700	)	$	33,746		$	24,930		$	—	$	45,976
Effect of exchange rate changes on cash and due from banks	$	—		$	—		$	(709	)	$	—	$	(709	)
Change in cash and due from banks and deposits with banks	$	(7,995	)	$	(359	)	$	27,124		$	—	$	18,770
Cash and due from banks and deposits with banks at beginning of period	11,013			12,695			156,808			—		180,516
Cash and due from banks and deposits with banks at end of period	$	3,018		$	12,336		$	183,932		$	—	$	199,286
Cash and due from banks	$	18		$	2,648		$	23,061		$	—	$	25,727
Deposits with banks	3,000			9,688			160,871			—		173,559
Cash and due from banks and deposits with banks at end of period	$	3,018		$	12,336		$	183,932		$	—	$	199,286
Supplemental disclosure of cash flow information for continuing operations
Cash paid during the year for income taxes	$	873		$	138		$	2,250		$	—	$	3,261
Cash paid during the year for interest	2,870			6,045			7,363			—		16,278
Non-cash investing activities
Transfers to loans HFS from loans	$	—		$	—		$	3,300		$	—	$	3,300
Transfers to OREO and other repossessed assets	—			—			94			—		94

Condensed Consolidating Statement of Cash Flows



	Nine Months Ended September 30, 2017
In millions of dollars	Citigroup parent company			CGMHI			Other Citigroup subsidiaries and eliminations			Consolidating adjustments		Citigroup consolidated
Net cash provided by (used in) operating activities of continuing operations	$	5,712		$	(15,236	)	$	6,063		$	—	$	(3,461	)
Cash flows from investing activities of continuing operations
Purchases of investments	$	—		$	—		$	(151,362	)	$	—	$	(151,362	)
Proceeds from sales of investments	132			—			89,592			—		89,724
Proceeds from maturities of investments	—			—			67,166			—		67,166
Change in loans	—			—			(41,569		)	—		(41,569		)
Proceeds from sales and securitizations of loans	—			—			7,019			—		7,019
Proceeds from significant disposals	—			—			3,411			—		3,411
Change in federal funds sold and resales	—			(8,840		)	(6,955		)	—		(15,795		)
Changes in investments and advances—intercompany	13,269			(5,439		)	(7,830		)	—		—
Other investing activities	—			—			(2,054		)	—		(2,054		)
Net cash provided by (used in) investing activities of continuing operations	$	13,401		$	(14,279	)	$	(42,582	)	$	—	$	(43,460	)
Cash flows from financing activities of continuing operations
Dividends paid	$	(2,639	)	$	—		$	—		$	—	$	(2,639	)
Treasury stock acquired	(9,071		)	—			—			—		(9,071		)
Proceeds from issuance of long-term debt, net	6,665			4,385			11,458			—		22,508
Proceeds (repayments) from issuance of long-term debt—intercompany, net	—			(1,300		)	1,300			—		—
Change in deposits	—			—			34,632			—		34,632
Change in federal funds purchased and repos	—			6,910			12,551			—		19,461
Change in short-term borrowings	44			1,865			5,539			—		7,448
Net change in short-term borrowings and other advances—intercompany	(23,342		)	6,573			16,769			—		—
Capital contributions from parent	—			(60		)	60			—		—
Other financing activities	(402		)	—			—			—		(402		)
Net cash provided by (used in) financing activities of continuing operations	$	(28,745	)	$	18,373		$	82,309		$	—	$	71,937
Effect of exchange rate changes on cash and due from banks	$	—		$	—		$	599		$	—	$	599
Change in cash and due from banks and deposits with banks	$	(9,632	)	$	(11,142	)	$	46,389		$	—	$	25,615
Cash and due from banks and deposits with banks at beginning of period	20,811			25,118			114,565			—		160,494
Cash and due from banks and deposits with banks at end of period	$	11,179		$	13,976		$	160,954		$	—	$	186,109
Cash and due from banks	$	179		$	4,519		$	17,906		$	—	$	22,604
Deposits with banks	11,000			9,457			143,048			—		163,505
Cash and due from banks and deposits with banks at end of period	$	11,179		$	13,976		$	160,954		$	—	$	186,109
Supplemental disclosure of cash flow information for continuing operations
Cash paid (received) during the year for income taxes	$	(772	)	$	470		$	3,016		$	—	$	2,714
Cash paid during the year for interest	3,319			3,175			5,110			—		11,604
Non-cash investing activities
Transfers to loans HFS from loans	$	—		$	—		$	3,800		$	—	$	3,800
Transfers to OREO and other repossessed assets	—			—			85			—		85