Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations |
The following table sets forth Citigroup’s and Citibank’s regulatory capital tiers, total risk-weighted assets, quarterly adjusted average total assets, Total Leverage Exposure, risk-based capital ratios and leverage ratios in accordance with current regulatory standards (reflecting Basel III Transition Arrangements): | | | | | | | | | | | | | | In millions of dollars, except ratios | Stated minimum | Citigroup | Citibank | Well capitalized minimum | December 31, 2015 | Well capitalized minimum(1) | December 31, 2015 | Common Equity Tier 1 Capital | |
| |
| $ | 173,862 |
| |
| $ | 126,496 |
| Tier 1 Capital | |
| |
| 176,420 |
| |
| 126,496 |
| Total Capital (Tier 1 Capital + Tier 2 Capital) | |
| |
| 198,746 |
| |
| 148,916 |
| Total risk-weighted assets | | | 1,190,853 |
| | 998,181 |
| Quarterly adjusted average total assets(2) | | | 1,732,933 |
| | 1,297,733 |
| Total Leverage Exposure(3) | | | 2,326,072 |
| | 1,838,114 |
| Common Equity Tier 1 Capital ratio(4) | 4.5 | % | N/A |
| 14.60 | % | 6.5 | % | 12.67 | % | Tier 1 Capital ratio(4) | 6.0 |
| 6.0 | % | 14.81 |
| 8.0 |
| 12.67 |
| Total Capital ratio(4) | 8.0 |
| 10.0 |
| 16.69 |
| 10.0 |
| 14.92 |
| Tier 1 Leverage ratio | 4.0 |
| N/A |
| 10.18 |
| 5.0 |
| 9.75 |
| Supplementary Leverage ratio(5) | N/A |
| N/A |
| 7.58 |
| N/A |
| 6.88 |
|
| | (1) | Beginning January 1, 2015, an insured depository institution, such as Citibank, must maintain minimum Common Equity Tier 1 Capital, Tier 1 Capital, Total Capital, and Tier 1 Leverage ratios of 6.5%, 8%, 10% and 5%, respectively, to be considered “well capitalized.” |
| | (2) | Tier 1 Leverage ratio denominator. |
| | (3) | Supplementary Leverage ratio denominator. |
| | (4) | As of December 31, 2015, Citigroup’s reportable Common Equity Tier 1 Capital, Tier 1 Capital, and Total Capital ratios were the lower derived under the Basel III Advanced Approaches framework. As of December 31, 2015, Citibank’s reportable Common Equity Tier 1 Capital, Tier 1 Capital, and Total Capital ratios were the lower derived under the Basel III Standardized Approach framework. |
| | (5) | Commencing with 2015, Citi and Citibank are required to publicly disclose their Supplementary Leverage ratios. Beginning on January 1, 2018, Citi and Citibank will be required to maintain a stated minimum Supplementary Leverage ratio of 3%, and Citibank will be required to maintain a Supplementary Leverage ratio of 6% to be considered “well capitalized.” |
N/A Not Applicable
|