Interest revenue and expense |
Interest revenue and Interest expense consisted of the following: | | | | | | | | | | | In millions of dollars | 2015 | 2014 | 2013 | Interest revenue | | | | Loan interest, including fees | $ | 40,510 |
| $ | 44,776 |
| $ | 45,580 |
| Deposits with banks | 727 |
| 959 |
| 1,026 |
| Federal funds sold and securities borrowed or purchased under agreements to resell | 2,516 |
| 2,366 |
| 2,566 |
| Investments, including dividends | 7,017 |
| 7,195 |
| 6,919 |
| Trading account assets(1) | 5,942 |
| 5,880 |
| 6,277 |
| Other interest(2) | 1,839 |
| 507 |
| 602 |
| Total interest revenue | $ | 58,551 |
| $ | 61,683 |
| $ | 62,970 |
| Interest expense | | | | Deposits(3) | $ | 5,052 |
| $ | 5,692 |
| $ | 6,236 |
| Federal funds purchased and securities loaned or sold under agreements to repurchase | 1,614 |
| 1,895 |
| 2,339 |
| Trading account liabilities(1) | 216 |
| 168 |
| 169 |
| Short-term borrowings | 522 |
| 580 |
| 597 |
| Long-term debt | 4,517 |
| 5,355 |
| 6,836 |
| Total interest expense | $ | 11,921 |
| $ | 13,690 |
| $ | 16,177 |
| Net interest revenue | $ | 46,630 |
| $ | 47,993 |
| $ | 46,793 |
| Provision for loan losses | 7,108 |
| 6,828 |
| 7,604 |
| Net interest revenue after provision for loan losses | $ | 39,522 |
| $ | 41,165 |
| $ | 39,189 |
|
| | (1) | Interest expense on Trading account liabilities of ICG is reported as a reduction of interest revenue from Trading account assets. |
| | (2) | During 2015, interest earned related to assets of significant disposals (primarily OneMain Financial) were reclassified into Other interest. |
| | (3) | Includes deposit insurance fees and charges of $1,118 million and $1,038 million and $1,132 million for 2015, 2014 and 2013, respectively. |
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