<SEC-DOCUMENT>0000830122-14-000107-index.html : 20141114
<SEC-HEADER>0000830122-14-000107.hdr.sgml : 20141114
<ACCEPTANCE-DATETIME>20141114170054
ACCESSION NUMBER:		0000830122-14-000107
CONFORMED SUBMISSION TYPE:	S-3
PUBLIC DOCUMENT COUNT:		9
FILED AS OF DATE:		20141114
DATE AS OF CHANGE:		20141114

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PICO HOLDINGS INC /NEW
		CENTRAL INDEX KEY:			0000830122
		STANDARD INDUSTRIAL CLASSIFICATION:	REAL ESTATE [6500]
		IRS NUMBER:				942723335
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-200222
		FILM NUMBER:		141225227

	BUSINESS ADDRESS:	
		STREET 1:		7979 IVANHOE AVENUE
		STREET 2:		STE 300
		CITY:			LA JOLLA
		STATE:			CA
		ZIP:			92037
		BUSINESS PHONE:		6194566022

	MAIL ADDRESS:	
		STREET 1:		7979 IVANHOE AVENUE
		STREET 2:		STE 300
		CITY:			LA JOLLA
		STATE:			CA
		ZIP:			92037

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITATION INSURANCE GROUP
		DATE OF NAME CHANGE:	19940527
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3
<SEQUENCE>1
<FILENAME>forms-3.htm
<DESCRIPTION>FORM S-3
<TEXT>
Document 1 - file: forms-3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.2
<SEQUENCE>2
<FILENAME>exhibit42-formofindenture.htm
<DESCRIPTION>FORM OF INDENTURE
<TEXT>
Document 2 - file: exhibit42-formofindenture.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.5
<SEQUENCE>3
<FILENAME>exhibit45-formofcommonstock.htm
<DESCRIPTION>FORM OF COMMON STOCK WARRANT AGREEMENT AND WARRANT CERTIFICATE
<TEXT>
Document 3 - file: exhibit45-formofcommonstock.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.6
<SEQUENCE>4
<FILENAME>exhibit46-formofpreferreds.htm
<DESCRIPTION>FORM OF PREFERRED STOCK WARRANT AGREEMENT AND WARRANT CERTIFICATE
<TEXT>
Document 4 - file: exhibit46-formofpreferreds.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.7
<SEQUENCE>5
<FILENAME>exhibit47-formofdebtsecuri.htm
<DESCRIPTION>FORM OF DEBT SECURITIES WARRANT AGREEMENT AND WARRANT CERTIFICATE
<TEXT>
Document 5 - file: exhibit47-formofdebtsecuri.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>6
<FILENAME>exhibit51-opinionofcooleyl.htm
<DESCRIPTION>OPINION OF COOLEY LLP
<TEXT>
Document 6 - file: exhibit51-opinionofcooleyl.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-12.1
<SEQUENCE>7
<FILENAME>exhibit121-statementregard.htm
<DESCRIPTION>STATEMENT REGARDING COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
<TEXT>
Document 7 - file: exhibit121-statementregard.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>8
<FILENAME>exhibit231-consentofdeloit.htm
<DESCRIPTION>CONSENT OF DELOITTE & TOUCHE LLP, INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
<TEXT>
Document 8 - file: exhibit231-consentofdeloit.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>picologonew.jpg
<DESCRIPTION>PICO HOLDINGS LOGO
<TEXT>
Document 9 - file: picologonew.jpg

</DOCUMENT>
</SEC-DOCUMENT>