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INCENTIVE COMPENSATION PLAN AND EMPLOYEE BENEFITS (Details) (USD $)
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Incentive compensation threshold, increase in per-share book value as % of annual total return of S&P 500 80.00%    
Incentive compensation award, % of increase in per-share book value, used to compute award 7.50%    
Employer discretionary contribution amount $ 678,000 $ 643,000 $ 519,000
Incentive Compensation Plan
     
Incentive compensation award earned $ 0 $ 0 $ 900,000