0000828972-16-000105.txt : 20160210 0000828972-16-000105.hdr.sgml : 20160210 20160210103624 ACCESSION NUMBER: 0000828972-16-000105 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20160210 DATE AS OF CHANGE: 20160210 EFFECTIVENESS DATE: 20160210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: PRUDENTIAL VARIABLE APPRECIABLE ACCOUNT CENTRAL INDEX KEY: 0000828972 IRS NUMBER: 221121670 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 033-20000 FILM NUMBER: 161403371 BUSINESS ADDRESS: STREET 1: PRUDENTIAL INSURANCE COMPANY OF AMERICA STREET 2: 213 WASHINGTON ST CITY: NEWARK STATE: NJ ZIP: 07102 BUSINESS PHONE: 9738026196 MAIL ADDRESS: STREET 1: PRUDENTIAL INSURANCE COMPANY OF AMERICA STREET 2: 213 WASHINGTON ST CITY: NEWARK STATE: NJ ZIP: 07102 FORMER COMPANY: FORMER CONFORMED NAME: PRUDENTIAL VARIABLE LIFE INSURANCE ACCOUNT DATE OF NAME CHANGE: 19880606 0000828972 S000000720 PRUDENTIAL VARIABLE APPRECIABLE ACCOUNT C000002100 Prudential Variable Appreciable Life PVAL1 497 1 productsup113.htm PRU VAL SUPPLEMENT (113) productsup113.htm

 
 
 

THE PRUDENTIAL INSURANCE COMPANY OF AMERICA
Prudential Variable Appreciable Account

PRUCO LIFE INSURANCE COMPANY
Pruco Life Variable Appreciable Account

PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY
Pruco Life of New Jersey Variable Appreciable Account

Supplement dated February 11, 2016,
to
Prospectuses dated May 1, 2015,
 for
 Variable Appreciable Life® Insurance Contracts

This Supplement should be read and retained with the current Prospectus for your Variable Life Insurance Contract. This Supplement is intended to update certain information in the Prospectus for your Variable Life Insurance Contract. If you would like another copy of the current Prospectus, please contact us at (800) 778-2255.

The Board of Trustees of the PSF Money Market Portfolio recently agreed to reduce the Portfolio’s management fee.  As a result, the minimum operating expense charged by the Funds has been reduced from 0.37% to 0.34% and the Portfolio Expenses section is hereby deleted and replaced with the following:

Portfolio Expenses

This table shows the minimum and maximum total operating expenses charged by the Series Fund that you will pay periodically during the time you own the Contract.  More detail concerning Portfolio fees and expenses is contained in the prospectus for the Series Fund.

Total Annual Fund Operating Expenses (1)
Minimum
Maximum
(Expenses that are deducted from the Fund’s assets, including management fees, any distribution [and/or service] (12b-1) fees, and other expenses, but not including reductions for any fee waiver or other reimbursements.)
0.34%
0.82%

(1)  
Total Annual operating expense for Real Property Partnership is 8.15%.
 

 
 
PLEASE RETAIN THIS SUPPLEMENT WITH YOUR PROSPECTUS
 
 



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