ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY INFORMATION (Tables)
|
9 Months Ended |
Sep. 30, 2018 |
|---|
| Receivables [Abstract] |
|
| Schedule of Allowance for Loan Losses and Loan Balances |
The following tables provide the activity of our allowance for loan losses and loan balances for the three and nine months ended September 30, 2018: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (Dollars in thousands) | | Commercial | | Owner-occupied Commercial | | Commercial Mortgages | | Construction | | Residential(1) | | Consumer | | Total | Three months ended September 30, 2018 | | | | | | | | | | | | | | | Allowance for loan losses | | | | | | | | | | | | | | | Beginning balance | | $ | 15,842 |
| | $ | 5,284 |
| | $ | 6,951 |
| | $ | 3,289 |
| | $ | 1,519 |
| | $ | 8,152 |
| | $ | 41,037 |
| Charge-offs | | (1,761 | ) | | — |
| | — |
| | (1,475 | ) | | — |
| | (567 | ) | | (3,803 | ) | Recoveries | | 621 |
| | 16 |
| | 52 |
| | 1 |
| | 28 |
| | 144 |
| | 862 |
| Provision (credit) | | 1,947 |
| | 273 |
| | (598 | ) | | 1,657 |
| | (71 | ) | | 626 |
| | 3,834 |
| Provision (credit) for acquired loans | | (82 | ) | | — |
| | (21 | ) | | — |
| | (1 | ) | | (14 | ) | | (118 | ) | Ending balance | | $ | 16,567 |
| | $ | 5,573 |
| | $ | 6,384 |
| | $ | 3,472 |
| | $ | 1,475 |
| | $ | 8,341 |
| | $ | 41,812 |
| Nine months ended September 30, 2018 | | | | | | | | | | | | | | | Allowance for loan losses | | | | | | | | | | | | | | | Beginning balance | | $ | 16,732 |
| | $ | 5,422 |
| | $ | 5,891 |
| | $ | 2,861 |
| | $ | 1,798 |
| | $ | 7,895 |
| | $ | 40,599 |
| Charge-offs | | (6,861 | ) | | (351 | ) | | (48 | ) | | (1,475 | ) | | (54 | ) | | (1,857 | ) | | (10,646 | ) | Recoveries | | 1,060 |
| | 28 |
| | 189 |
| | 3 |
| | 117 |
| | 598 |
| | 1,995 |
| Provision (credit) | | 5,730 |
| | 419 |
| | 356 |
| | 2,106 |
| | (382 | ) | | 1,711 |
| | 9,940 |
| Provision (credit) for acquired loans | | (94 | ) | | 55 |
| | (4 | ) | | (23 | ) | | (4 | ) | | (6 | ) | | (76 | ) | Ending balance | | $ | 16,567 |
| | $ | 5,573 |
| | $ | 6,384 |
| | $ | 3,472 |
| | $ | 1,475 |
| | $ | 8,341 |
| | $ | 41,812 |
| Period-end allowance allocated to: | | | | | | | | | | | | | | | Loans individually evaluated for impairment | | $ | 3,970 |
| | $ | 9 |
| | $ | — |
| | $ | 444 |
| | $ | 570 |
| | $ | 171 |
| | $ | 5,164 |
| Loans collectively evaluated for impairment | | 12,517 |
| | 5,546 |
| | 6,300 |
| | 3,019 |
| | 870 |
| | 8,167 |
| | 36,419 |
| Acquired loans evaluated for impairment | | 80 |
| | 18 |
| | 84 |
| | 9 |
| | 35 |
| | 3 |
| | 229 |
| Ending balance | | $ | 16,567 |
| | $ | 5,573 |
| | $ | 6,384 |
| | $ | 3,472 |
| | $ | 1,475 |
| | $ | 8,341 |
| | $ | 41,812 |
| Period-end loan balances: | | | | | | | | | | | | | | | Loans individually evaluated for impairment(2) | | $ | 19,910 |
| | $ | 2,829 |
| | $ | 6,502 |
| | $ | 2,903 |
| | $ | 11,479 |
| | $ | 8,256 |
| | $ | 51,879 |
| Loans collectively evaluated for impairment | | 1,387,143 |
| | 958,356 |
| | 961,345 |
| | 322,822 |
| | 134,074 |
| | 620,727 |
| | 4,384,467 |
| Acquired nonimpaired loans | | 97,552 |
| | 119,403 |
| | 156,483 |
| | 7,025 |
| | 60,407 |
| | 24,568 |
| | 465,438 |
| Acquired impaired loans | | 2,070 |
| | 4,816 |
| | 8,951 |
| | 737 |
| | 766 |
| | 153 |
| | 17,493 |
| Ending balance(3) | | $ | 1,506,675 |
| | $ | 1,085,404 |
| | $ | 1,133,281 |
| | $ | 333,487 |
| | $ | 206,726 |
| | $ | 653,704 |
| | $ | 4,919,277 |
|
| | (1) | Period-end loan balance excludes reverse mortgages at fair value of $16.6 million. |
| | (2) | The difference between this amount and nonaccruing loans represents accruing troubled debt restructured loans of $15.2 million for the period ending September 30, 2018. Accruing troubled debt restructured loans are considered impaired loans. |
| | (3) | Ending loan balances do not include net deferred fees. |
The following table provides the activity of the allowance for loan losses and loan balances for the three and nine months ended September 30, 2017: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (Dollars in thousands) | | Commercial | | Owner - occupied Commercial | | Commercial Mortgages | | Construction | | Residential(1) | | Consumer | | Total | Three months ended September 30, 2017 | | | | | | | | | | | | | | | Allowance for loan losses | | | | | | | | | | | | | | | Beginning balance | | $ | 14,224 |
| | $ | 5,816 |
| | $ | 7,335 |
| | $ | 3,432 |
| | $ | 2,050 |
| | $ | 7,148 |
| | $ | 40,005 |
| Charge-offs | | (1,603 | ) | | (104 | ) | | (1,196 | ) | | (215 | ) | | (59 | ) | | (575 | ) | | (3,752 | ) | Recoveries | | 417 |
| | 12 |
| | 16 |
| | 301 |
| | 11 |
| | 295 |
| | 1,052 |
| Provision (credit) | | 2,128 |
| | (96 | ) | | (231 | ) | | 427 |
| | (49 | ) | | 644 |
| | 2,823 |
| Provision for acquired loans | | (7 | ) | | 104 |
| | (5 | ) | | (28 | ) | | 9 |
| | — |
| | 73 |
| Ending balance | | $ | 15,159 |
| | $ | 5,732 |
| | $ | 5,919 |
| | $ | 3,917 |
| | $ | 1,962 |
| | $ | 7,512 |
| | $ | 40,201 |
| Nine months ended September 30, 2017 | | | | | | | | | | | | | | | Allowance for loan losses | | | | | | | | | | | | | | | Beginning balance | | $ | 13,339 |
| | $ | 6,588 |
| | $ | 8,915 |
| | $ | 2,838 |
| | $ | 2,059 |
| | $ | 6,012 |
| | $ | 39,751 |
| Charge-offs | | (3,787 | ) | | (296 | ) | | (1,702 | ) | | (346 | ) | | (112 | ) | | (2,606 | ) | | (8,849 | ) | Recoveries | | 820 |
| | 120 |
| | 69 |
| | 305 |
| | 141 |
| | 943 |
| | 2,398 |
| Provision (credit) | | 4,597 |
| | (802 | ) | | (1,602 | ) | | 1,056 |
| | (146 | ) | | 3,177 |
| | 6,280 |
| Provision for acquired loans | | 190 |
| | 122 |
| | 239 |
| | 64 |
| | 20 |
| | (14 | ) | | 621 |
| Ending balance | | $ | 15,159 |
| | $ | 5,732 |
| | $ | 5,919 |
| | $ | 3,917 |
| | $ | 1,962 |
| | $ | 7,512 |
| | $ | 40,201 |
| Period-end allowance allocated to: | | | | | | | | | | | | | | | Loans individually evaluated for impairment | | $ | 1,220 |
| | $ | — |
| | $ | 131 |
| | $ | — |
| | $ | 858 |
| | $ | 198 |
| | $ | 2,407 |
| Loans collectively evaluated for impairment | | 13,646 |
| | 5,699 |
| | 5,638 |
| | 3,881 |
| | 1,078 |
| | 7,310 |
| | 37,252 |
| Acquired loans evaluated for impairment | | 293 |
| | 33 |
| | 150 |
| | 36 |
| | 26 |
| | 4 |
| | 542 |
| Ending balance | | $ | 15,159 |
| | $ | 5,732 |
| | $ | 5,919 |
| | $ | 3,917 |
| | $ | 1,962 |
| | $ | 7,512 |
| | $ | 40,201 |
| Period-end loan balances: | | | | | | | | | | | | | | | Loans individually evaluated for impairment(2) | | $ | 12,845 |
| | $ | 3,346 |
| | $ | 9,012 |
| | $ | 1,839 |
| | $ | 14,060 |
| | $ | 7,409 |
| | $ | 48,511 |
| Loans collectively evaluated for impairment | | 1,249,027 |
| | 941,296 |
| | 943,699 |
| | 271,447 |
| | 148,715 |
| | 472,488 |
| | 4,026,672 |
| Acquired nonimpaired loans | | 120,987 |
| | 144,710 |
| | 194,394 |
| | 19,085 |
| | 77,154 |
| | 40,136 |
| | 596,466 |
| Acquired impaired loans | | 5,235 |
| | 7,401 |
| | 9,969 |
| | 946 |
| | 788 |
| | 243 |
| | 24,582 |
| Ending balance(3) | | $ | 1,388,094 |
| | $ | 1,096,753 |
| | $ | 1,157,074 |
| | $ | 293,317 |
| | $ | 240,717 |
| | $ | 520,276 |
| | $ | 4,696,231 |
|
| | (1) | Period-end loan balance excludes reverse mortgages at fair value of $21.4 million. |
| | (2) | The difference between this amount and nonaccruing loans represents accruing troubled debt restructured loans of $14.9 million for the period ending September 30, 2017. Accruing troubled debt restructured loans are considered impaired loans. |
| | (3) | Ending loan balances do not include net deferred fees. |
|
| Summary of Nonaccrual and Past Due Loans |
The following tables show our nonaccrual and past due loans at the dates indicated:
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | September 30, 2018 | (Dollars in thousands) | | 30–59 Days Past Due and Still Accruing | | 60–89 Days Past Due and Still Accruing | | Greater Than 90 Days Past Due and Still Accruing | | Total Past Due And Still Accruing | | Accruing Current Balances | | Acquired Impaired Loans | | Nonaccrual Loans | | Total Loans | Commercial | | $ | 1,324 |
| | $ | 144 |
| | $ | 2 |
| | $ | 1,470 |
| | $ | 1,484,007 |
| | $ | 2,070 |
| | $ | 19,128 |
| | $ | 1,506,675 |
| Owner-occupied commercial | | 1,526 |
| | 782 |
| | — |
| | 2,308 |
| | 1,075,451 |
| | 4,816 |
| | 2,829 |
| | 1,085,404 |
| Commercial mortgages | | 674 |
| | 263 |
| | — |
| | 937 |
| | 1,117,184 |
| | 8,951 |
| | 6,209 |
| | 1,133,281 |
| Construction | | — |
| | — |
| | — |
| | — |
| | 329,847 |
| | 737 |
| | 2,903 |
| | 333,487 |
| Residential(1) | | 2,336 |
| | 879 |
| | 24 |
| | 3,239 |
| | 199,456 |
| | 766 |
| | 3,265 |
| | 206,726 |
| Consumer | | 612 |
| | 174 |
| | 185 |
| | 971 |
| | 650,226 |
| | 153 |
| | 2,354 |
| | 653,704 |
| Total(2) | | $ | 6,472 |
| | $ | 2,242 |
| | $ | 211 |
| | $ | 8,925 |
| | $ | 4,856,171 |
| | $ | 17,493 |
| | $ | 36,688 |
| | $ | 4,919,277 |
| % of Total Loans | | 0.13 | % | | 0.05 | % | | — | % | | 0.18 | % | | 98.72 | % | | 0.36 | % | | 0.75 | % | | 100 | % |
| | (1) | Residential accruing current balances excludes reverse mortgages at fair value of $16.6 million. |
| | (2) | The balances above include a total of $465.4 million acquired non-impaired loans. |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2017 | (Dollars in thousands) | | 30–59 Days Past Due and Still Accruing | | 60–89 Days Past Due and Still Accruing | | Greater
Than
90 Days
Past Due and
Still Accruing | | Total Past
Due
And Still
Accruing | | Accruing Current Balances | | Acquired Impaired Loans | | Nonaccrual Loans | | Total Loans | Commercial | | $ | 1,050 |
| | $ | — |
| | $ | — |
| | $ | 1,050 |
| | $ | 1,440,291 |
| | $ | 4,156 |
| | $ | 19,057 |
| | $ | 1,464,554 |
| Owner-occupied commercial | | 2,069 |
| | 233 |
| | — |
| | 2,302 |
| | 1,067,488 |
| | 5,803 |
| | 3,654 |
| | 1,079,247 |
| Commercial mortgages | | 320 |
| | 90 |
| | — |
| | 410 |
| | 1,171,701 |
| | 9,724 |
| | 5,870 |
| | 1,187,705 |
| Construction | | — |
| | — |
| | — |
| | — |
| | 278,864 |
| | 940 |
| | 1,804 |
| | 281,608 |
| Residential(1) | | 2,058 |
| | 731 |
| | 356 |
| | 3,145 |
| | 225,434 |
| | 784 |
| | 4,124 |
| | 233,487 |
| Consumer | | 1,117 |
| | 463 |
| | 105 |
| | 1,685 |
| | 554,634 |
| | 247 |
| | 1,927 |
| | 558,493 |
| Total(2) | | $ | 6,614 |
| | $ | 1,517 |
| | $ | 461 |
| | $ | 8,592 |
| | $ | 4,738,412 |
| | $ | 21,654 |
| | $ | 36,436 |
| | $ | 4,805,094 |
| % of Total Loans | | 0.14 | % | | 0.03 | % | | 0.01 | % | | 0.18 | % | | 98.61 | % | | 0.45 | % | | 0.76 | % | | 100 | % |
| | (1) | Residential accruing current balances excludes reverse mortgages, at fair value of $19.8 million. |
| | (2) | The balances above include a total of $565.5 million acquired non-impaired loans |
|
| Analysis of Impaired Loans |
The following tables provide an analysis of our impaired loans at September 30, 2018 and December 31, 2017: | | | | | | | | | | | | | | | | | | | | | | | | | | | | September 30, 2018 | (Dollars in thousands) | | Ending Loan Balances | | Loans with No Related Reserve(1) | | Loans with Related Reserve | | Related Reserve | | Contractual Principal Balances | | Average Loan Balances | Commercial | | $ | 20,211 |
| | $ | 8,713 |
| | $ | 11,498 |
| | $ | 4,050 |
| | $ | 23,609 |
| | $ | 18,479 |
| Owner-occupied commercial | | 4,502 |
| | 2,553 |
| | 1,949 |
| | 27 |
| | 4,766 |
| | 5,099 |
| Commercial mortgages | | 8,114 |
| | 6,502 |
| | 1,612 |
| | 84 |
| | 16,816 |
| | 8,740 |
| Construction | | 3,132 |
| | 122 |
| | 3,010 |
| | 453 |
| | 5,171 |
| | 4,808 |
| Residential | | 11,690 |
| | 7,509 |
| | 4,181 |
| | 605 |
| | 14,109 |
| | 13,249 |
| Consumer | | 8,289 |
| | 7,264 |
| | 1,025 |
| | 174 |
| | 9,015 |
| | 7,862 |
| Total(2) | | $ | 55,938 |
| | $ | 32,663 |
| | $ | 23,275 |
| | $ | 5,393 |
| | $ | 73,486 |
| | $ | 58,237 |
|
| | (1) | Reflects loan balances at or written down to their remaining book balance. |
| | (2) | The above includes acquired impaired loans totaling $4.1 million in the ending loan balance and $4.5 million in the contractual principal balance. |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2017 | (Dollars in thousands) | | Ending Loan Balances | | Loans with No Related
Reserve(1) | | Loans with Related Reserve | | Related Reserve | | Contractual Principal Balances | | Average Loan Balances | Commercial | | $ | 20,842 |
| | $ | 3,422 |
| | $ | 17,420 |
| | $ | 3,861 |
| | $ | 23,815 |
| | $ | 15,072 |
| Owner-occupied commercial | | 5,374 |
| | 3,654 |
| | 1,720 |
| | 12 |
| | 5,717 |
| | 5,827 |
| Commercial mortgages | | 7,598 |
| | 4,487 |
| | 3,111 |
| | 112 |
| | 16,658 |
| | 12,630 |
| Construction | | 6,292 |
| | 6,023 |
| | 269 |
| | 33 |
| | 6,800 |
| | 4,523 |
| Residential | | 14,181 |
| | 8,282 |
| | 5,899 |
| | 796 |
| | 17,015 |
| | 14,533 |
| Consumer | | 7,819 |
| | 6,304 |
| | 1,515 |
| | 203 |
| | 8,977 |
| | 8,158 |
| Total(2) | | $ | 62,106 |
| | $ | 32,172 |
| | $ | 29,934 |
| | $ | 5,017 |
| | $ | 78,982 |
| | $ | 60,743 |
|
| | (1) | Reflects loan balances at or written down to their remaining book balance. |
| | (2) | The above includes acquired impaired loans totaling $5.8 million in the ending loan balance and $6.8 million in the contractual principal balance. |
|
| Schedule of Commercial Credit Exposure |
The following tables provide an analysis of loans by portfolio segment based on the credit quality indicators used to determine the Allowance for Loan Loss. Commercial Credit Exposure | | | | | | | | | | | | | | | | | | | | | | | | | | | September 30, 2018 | | | Commercial and Industrial | | Owner-occupied Commercial | | Commercial Mortgages | | Construction | | Total Commercial(1) | (Dollars in thousands) | | | | | | | | | | Amount | | % | Risk Rating: | | | | | | | | | | | | | Special mention | | $ | 21,315 |
| | $ | 32,123 |
| | $ | 10,806 |
| | $ | — |
| | $ | 64,244 |
| | | Substandard: | | | | | | | | | | | | | Accrual | | 17,247 |
| | 24,662 |
| | 1,546 |
| | 169 |
| | 43,624 |
| | | Nonaccrual | | 15,158 |
| | 2,820 |
| | 6,209 |
| | 2,460 |
| | 26,647 |
| | | Doubtful | | 3,970 |
| | 9 |
| | — |
| | 444 |
| | 4,423 |
| | | Total Special Mention and Substandard | | 57,690 |
| | 59,614 |
| | 18,561 |
| | 3,073 |
| | 138,938 |
| | 3 | % | Acquired impaired | | 2,070 |
| | 4,816 |
| | 8,951 |
| | 737 |
| | 16,574 |
| | 1 | % | Pass | | 1,446,915 |
| | 1,020,974 |
| | 1,105,769 |
| | 329,677 |
| | 3,903,335 |
| | 96 | % | Total | | $ | 1,506,675 |
| | $ | 1,085,404 |
| | $ | 1,133,281 |
| | $ | 333,487 |
| | $ | 4,058,847 |
| | 100 | % |
| | (1) | Table includes $380.5 million of acquired non-impaired loans as of September 30, 2018. |
| | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2017 | | | Commercial and Industrial | | Owner-occupied Commercial | | Commercial Mortgages | | Construction | | Total Commercial(1) | (Dollars in thousands) | | | | | | | | | | Amount | | % | Risk Rating: | | | | | | | | | | | | | Special mention | | $ | 22,789 |
| | $ | 16,783 |
| | $ | — |
| | $ | — |
| | $ | 39,572 |
| | | Substandard: | | | | | | | | | |
|
| | | Accrual | | 34,332 |
| | 19,386 |
| | 1,967 |
| | 4,965 |
| | 60,650 |
| | | Nonaccrual | | 15,370 |
| | 3,654 |
| | 5,852 |
| | 1,804 |
| | 26,680 |
| | | Doubtful | | 3,687 |
| | — |
| | 18 |
| | — |
| | 3,705 |
| | | Total Special Mention and Substandard | | 76,178 |
| | 39,823 |
| | 7,837 |
| | 6,769 |
| | 130,607 |
| | 3 | % | Acquired impaired | | 4,156 |
| | 5,803 |
| | 9,724 |
| | 940 |
| | 20,623 |
| | 1 | % | Pass | | 1,384,220 |
| | 1,033,621 |
| | 1,170,144 |
| | 273,899 |
| | 3,861,884 |
| | 96 | % | Total | | $ | 1,464,554 |
| | $ | 1,079,247 |
| | $ | 1,187,705 |
| | $ | 281,608 |
| | $ | 4,013,114 |
| | 100 | % |
| | (1) | Table includes $457.3 million of acquired non-impaired loans as of December 31, 2017. |
|
| Schedule of Consumer Credit Exposure |
Residential and Consumer Credit Exposure | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Residential(2) | | Consumer | | Total Residential and Consumer(3) | | | September 30, | | December 31, | | September 30, | | December 31, | | September 30, 2018 | | December 31, 2017 | (Dollars in thousands) | | 2018 | | 2017 | | 2018 | | 2017 | | Amount | | Percent | | Amount | | Percent | Nonperforming(1) | | $ | 11,479 |
| | $ | 13,778 |
| | $ | 8,256 |
| | $ | 7,588 |
| | $ | 19,735 |
| | 2 | % | | $ | 21,366 |
| | 3 | % | Acquired impaired loans | | 766 |
| | 784 |
| | 153 |
| | 247 |
| | 919 |
| | — | % | | 1,031 |
| | — | % | Performing | | 194,481 |
| | 218,925 |
| | 645,295 |
| | 550,658 |
| | 839,776 |
| | 98 | % | | 769,583 |
| | 97 | % | Total | | $ | 206,726 |
| | $ | 233,487 |
| | $ | 653,704 |
| | $ | 558,493 |
| | $ | 860,430 |
| | 100 | % | | $ | 791,980 |
| | 100 | % |
| | (1) | Includes $14.1 million as of September 30, 2018 and $15.3 million as of December 31, 2017 of troubled debt restructured mortgages and home equity installment loans that are performing in accordance with the loans’ modified terms and are accruing interest. |
| | (2) | Residential performing loans excludes $16.6 million and $19.8 million of reverse mortgages at fair value as of September 30, 2018 and December 31, 2017, respectively. |
| | (3) | Total includes $85.0 million and $108.2 million in acquired non-impaired loans as of September 30, 2018 and December 31, 2017, respectively. |
|
| Schedule of Loans Identified as Troubled Debt Restructurings During Periods Indicated |
The following table presents information regarding the types of loan modifications made for the nine months ended September 30, 2018 and 2017: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | September 30, 2018 | | September 30, 2017 | | | Contractual payment reduction and term extension | | Maturity Date Extension | | Discharged in bankruptcy | | Other(1) | | Total | | Contractual payment reduction and term extension | | Maturity Date Extension | | Discharged in bankruptcy | | Other(1) | | Total | Commercial | | 6 |
| | — |
| | — |
| | — |
| | 6 |
| | 1 |
| | 1 |
| | — |
| | — |
| | 2 |
| Owner-occupied commercial | | — |
| | — |
| | — |
| | — |
| | — |
| | — |
| | 1 |
| | — |
| | — |
| | 1 |
| Commercial Mortgages | | 2 |
| | 1 |
| | — |
| | — |
| | 3 |
| | — |
| | — |
| | — |
| | — |
| | — |
| Construction | | — |
| | 1 |
| | — |
| | — |
| | 1 |
| | — |
| | 2 |
| | — |
| | 1 |
| | 3 |
| Residential | | 4 |
| | — |
| | — |
| | — |
| | 4 |
| | 2 |
| | — |
| | 3 |
| | — |
| | 5 |
| Consumer | | 8 |
| | 1 |
| | 4 |
| | 2 |
| | 15 |
| | 1 |
| | — |
| | 11 |
| | 6 |
| | 18 |
| Total | | 20 |
| | 3 |
| | 4 |
| | 2 |
| | 29 |
| | 4 |
| | 4 |
| | 14 |
| | 7 |
| | 29 |
|
| | (1) | Other includes underwriting exceptions. |
The following table presents loans identified as TDRs during the three and nine months ended September 30, 2018 and 2017. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended September 30, | | Nine Months Ended September 30, | | | 2018 | | 2017 | | 2018 | | 2017 | (Dollars in thousands) | | Pre Modification | | Post Modification | | Pre Modification | | Post Modification | | Pre Modification | | Post Modification | | Pre Modification | | Post Modification | Commercial | | $ | 320 |
| | $ | 320 |
| | $ | — |
| | $ | — |
| | $ | 5,102 |
| | $ | 5,102 |
| | $ | 781 |
| | $ | 781 |
| Owner-occupied commercial | | — |
| | — |
| | — |
| | — |
| | — |
| | — |
| | 3,071 |
| | 3,071 |
| Commercial mortgages | | 168 |
| | 168 |
| | — |
| | — |
| | 2,190 |
| | 2,190 |
| | — |
| | — |
| Construction | | — |
| | — |
| | — |
| | — |
| | 920 |
| | 920 |
| | 1,836 |
| | 1,836 |
| Residential | | — |
| | — |
| | 1,058 |
| | 1,058 |
| | 469 |
| | 469 |
| | 1,300 |
| | 1,300 |
| Consumer | | 113 |
| | 113 |
| | 609 |
| | 609 |
| | 1,236 |
| | 1,236 |
| | 1,867 |
| | 1,867 |
| Total | | $ | 601 |
| | $ | 601 |
| | $ | 1,667 |
| | $ | 1,667 |
| | $ | 9,917 |
| | $ | 9,917 |
| | $ | 8,855 |
| | $ | 8,855 |
|
The following table presents the balance of TDRs as of the indicated dates: | | | | | | | | | | (Dollars in thousands) | | September 30, 2018 | | December 31, 2017 | Performing TDRs | | $ | 15,192 |
| | $ | 20,061 |
| Nonperforming TDRs | | 14,604 |
| | 9,627 |
| Total TDRs | | $ | 29,796 |
| | $ | 29,688 |
|
|