Allowance for Loan Losses and Credit Quality Information (Tables)
|
6 Months Ended |
Jun. 30, 2017 |
|---|
| Receivables [Abstract] |
|
| Schedule of Allowance for Loan Losses and Loan Balances |
The following tables provide the activity of our allowance for loan losses and loan balances for the three and six months ended June 30, 2017: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (Dollars in thousands) | | Commercial | | Owner-occupied Commercial | | Commercial Mortgages | | Construction | | Residential(1) | | Consumer | | Total | Three months ended June 30, 2017 | Allowance for loan losses | | | | | | | | | | | | | | | Beginning balance | | $ | 14,205 |
| | $ | 6,030 |
| | $ | 8,335 |
| | $ | 2,961 |
| | $ | 2,054 |
| | $ | 6,241 |
| | $ | 39,826 |
| Charge-offs | | (929 | ) | | — |
| | (402 | ) | | (117 | ) | | (42 | ) | | (888 | ) | | (2,378 | ) | Recoveries | | 319 |
| | 33 |
| | 7 |
| | 2 |
| | 10 |
| | 343 |
| | 714 |
| Provision (credit) | | 520 |
| | (265 | ) | | (853 | ) | | 471 |
| | 17 |
| | 1,453 |
| | 1,343 |
| Provision for acquired loans | | 109 |
| | 18 |
| | 248 |
| | 115 |
| | 11 |
| | (1 | ) | | 500 |
| Ending balance | | $ | 14,224 |
| | $ | 5,816 |
| | $ | 7,335 |
| | $ | 3,432 |
| | $ | 2,050 |
| | $ | 7,148 |
| | $ | 40,005 |
| Six months ended June 30, 2017 | Allowance for loan losses | | | | | | | | | | | | | | | Beginning balance | | $ | 13,339 |
| | $ | 6,588 |
| | $ | 8,915 |
| | $ | 2,838 |
| | $ | 2,059 |
| | $ | 6,012 |
| | $ | 39,751 |
| Charge-offs | | (2,184 | ) | | (192 | ) | | (506 | ) | | (131 | ) | | (53 | ) | | (2,031 | ) | | (5,097 | ) | Recoveries | | 403 |
| | 108 |
| | 53 |
| | 4 |
| | 130 |
| | 648 |
| | 1,346 |
| Provision (credit) | | 2,469 |
| | (706 | ) | | (1,371 | ) | | 629 |
| | (97 | ) | | 2,533 |
| | 3,457 |
| Provision for acquired loans | | 197 |
| | 18 |
| | 244 |
| | 92 |
| | 11 |
| | (14 | ) | | 548 |
| Ending balance | | $ | 14,224 |
| | $ | 5,816 |
| | $ | 7,335 |
| | $ | 3,432 |
| | $ | 2,050 |
| | $ | 7,148 |
| | $ | 40,005 |
| Period-end allowance allocated to: | Loans individually evaluated for impairment | | $ | 1,342 |
| | $ | — |
| | $ | 1,464 |
| | $ | 772 |
| | $ | 869 |
| | $ | 195 |
| | $ | 4,642 |
| Loans collectively evaluated for impairment | | 12,587 |
| | 5,783 |
| | 5,714 |
| | 2,595 |
| | 1,147 |
| | 6,949 |
| | 34,775 |
| Acquired loans evaluated for impairment | | 295 |
| | 33 |
| | 157 |
| | 65 |
| | 34 |
| | 4 |
| | 588 |
| Ending balance | | $ | 14,224 |
| | $ | 5,816 |
| | $ | 7,335 |
| | $ | 3,432 |
| | $ | 2,050 |
| | $ | 7,148 |
| | $ | 40,005 |
| Period-end loan balances evaluated for: | Loans individually evaluated for impairment (2) | | $ | 14,845 |
| | $ | 3,432 |
| | $ | 10,941 |
| | $ | 4,808 |
| | $ | 14,023 |
| | $ | 8,396 |
| | $ | 56,445 |
| Loans collectively evaluated for impairment | | 1,171,831 |
| | 945,919 |
| | 921,069 |
| | 252,637 |
| | 157,653 |
| | 439,273 |
| | 3,888,382 |
| Acquired nonimpaired loans | | 130,986 |
| | 148,686 |
| | 204,809 |
| | 20,340 |
| | 80,074 |
| | 44,902 |
| | 629,797 |
| Acquired impaired loans | | 6,002 |
| | 11,839 |
| | 10,187 |
| | 2,021 |
| | 852 |
| | 246 |
| | 31,147 |
| Ending balance (3) | | $ | 1,323,664 |
| | $ | 1,109,876 |
| | $ | 1,147,006 |
| | $ | 279,806 |
| | $ | 252,602 |
| | $ | 492,817 |
| | $ | 4,605,771 |
|
| | (1) | Period-end loan balance excludes reverse mortgages, at fair value of $21.6 million. |
| | (2) | The difference between this amount and nonaccruing loans represents accruing troubled debt restructured loans of $18.1 million for the period ending June 30, 2017. Accruing troubled debt restructured loans are considered impaired loans. |
| | (3) | Ending loan balances do not include net deferred fees. |
The following table provides the activity of the allowance for loan losses and loan balances for the six months ended June 30, 2016: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (Dollars in thousands) | | Commercial | | Owner - occupied Commercial | | Commercial Mortgages | | Construction | | Residential(1) | | Consumer | | Complexity Risk(2) | | Total | Three months ended June 30, 2016 | Allowance for loan losses | | | | | | | | | | | | | | | | | Beginning balance | | $ | 11,482 |
| | $ | 6,702 |
| | $ | 6,516 |
| | $ | 3,609 |
| | $ | 2,269 |
| | $ | 5,954 |
| | $ | 1,024 |
| | $ | 37,556 |
| Charge-offs | | (727 | ) | | (141 | ) | | (61 | ) | | (3 | ) | | (15 | ) | | (818 | ) | | — |
| | (1,765 | ) | Recoveries | | 224 |
| | 13 |
| | 34 |
| | — |
| | 57 |
| | 373 |
| | — |
| | 701 |
| Provision (credit) | | 353 |
| | 133 |
| | 1,598 |
| | (352 | ) | | 22 |
| | 317 |
| | (1,024 | ) | | 1,047 |
| Provision for acquired loans | | 70 |
| | 16 |
| | 48 |
| | 54 |
| | 19 |
| | — |
| | — |
| | 207 |
| Ending balance | | $ | 11,402 |
| | $ | 6,723 |
| | $ | 8,135 |
| | $ | 3,308 |
| | $ | 2,352 |
| | $ | 5,826 |
| | $ | — |
| | $ | 37,746 |
| Six months ended June 30, 2016 | Allowance for loan losses | | | | | | | | | | | | | | | | | Beginning balance | | $ | 11,156 |
| | $ | 6,670 |
| | $ | 6,487 |
| | $ | 3,521 |
| | $ | 2,281 |
| | $ | 5,964 |
| | $ | 1,010 |
| | $ | 37,089 |
| Charge-offs | | (906 | ) | | (141 | ) | | (78 | ) | | (29 | ) | | (29 | ) | | (1,449 | ) | | — |
| | (2,632 | ) | Recoveries | | 334 |
| | 51 |
| | 113 |
| | 46 |
| | 79 |
| | 632 |
| | — |
| | 1,255 |
| Provision (credit) | | 837 |
| | 127 |
| | 1,561 |
| | (280 | ) | | 2 |
| | 717 |
| | (1,010 | ) | | 1,954 |
| Provision for acquired loans | | (19 | ) | | 16 |
| | 52 |
| | 50 |
| | 19 |
| | (38 | ) | |
|
| | 80 |
| Ending balance | | $ | 11,402 |
| | $ | 6,723 |
| | $ | 8,135 |
| | $ | 3,308 |
| | $ | 2,352 |
| | $ | 5,826 |
| | $ | — |
| | $ | 37,746 |
| Period-end allowance allocated to: | Loans individually evaluated for impairment | | $ | 426 |
| | $ | — |
| | $ | — |
| | $ | 211 |
| | $ | 992 |
| | $ | 205 |
| | $ | — |
| | $ | 1,834 |
| Loans collectively evaluated for impairment | | 10,923 |
| | 6,686 |
| | 8,009 |
| | 3,038 |
| | 1,340 |
| | 5,621 |
| | — |
| | 35,617 |
| Acquired loans evaluated for impairment | | 53 |
| | 37 |
| | 126 |
| | 59 |
| | 20 |
| | — |
| | — |
| | 295 |
| Ending balance | | $ | 11,402 |
| | $ | 6,723 |
| | $ | 8,135 |
| | $ | 3,308 |
| | $ | 2,352 |
| | $ | 5,826 |
| | $ | — |
| | $ | 37,746 |
| Period-end loan balances: | Loans individually evaluated for impairment (3) | | $ | 2,558 |
| | $ | 838 |
| | $ | 1,702 |
| | $ | 1,419 |
| | $ | 14,416 |
| | $ | 7,965 |
| | $ | — |
| | $ | 28,898 |
| Loans collectively evaluated for impairment | | 1,045,918 |
| | 857,270 |
| | 869,771 |
| | 181,440 |
| | 153,811 |
| | 352,675 |
| | — |
| | 3,460,885 |
| Acquired nonimpaired loans | | 58,423 |
| | 70,465 |
| | 108,212 |
| | 12,086 |
| | 67,484 |
| | 13,990 |
| | — |
| | 330,660 |
| Acquired impaired loans | | 1,711 |
| | 9,757 |
| | 10,560 |
| | 4,094 |
| | 946 |
| | 4 |
| | — |
| | 27,072 |
| Ending balance (4) | | $ | 1,108,610 |
| | $ | 938,330 |
| | $ | 990,245 |
| | $ | 199,039 |
| | $ | 236,657 |
| | $ | 374,634 |
| | $ | — |
| | $ | 3,847,515 |
|
| | (1) | Period-end loan balance excludes reverse mortgages, at fair value of $25.3 million. |
| | (2) | Represents the portion of the allowance for loan losses established to capture factors not already included in other components in our allowance for loan losses methodology. |
| | (3) | The difference between this amount and nonaccruing loans represents accruing troubled debt restructured loans of $14.1 million for the period ending June 30, 2016. Accruing troubled debt restructured loans are considered impaired loans. |
| | (4) | Ending loan balances do not include net deferred fees. |
|
| Summary of Nonaccrual and Past Due Loans |
The following tables show our nonaccrual and past due loans at the dates indicated:
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2017 | (Dollars in thousands) | | 30–59 Days Past Due and Still Accruing | | 60–89 Days Past Due and Still Accruing | | Greater Than 90 Days Past Due and Still Accruing | | Total Past Due And Still Accruing | | Accruing Current Balances | | Acquired Impaired Loans | | Nonaccrual Loans | | Total Loans | Commercial | | $ | 901 |
| | $ | 6 |
| | $ | — |
| | $ | 907 |
| | $ | 1,302,051 |
| | $ | 6,002 |
| | $ | 14,704 |
| | $ | 1,323,664 |
| Owner-occupied commercial | | — |
| | — |
| | — |
| | — |
| | 1,094,605 |
| | 11,839 |
| | 3,432 |
| | 1,109,876 |
| Commercial mortgages | | 237 |
| | — |
| | — |
| | 237 |
| | 1,125,854 |
| | 10,187 |
| | 10,728 |
| | 1,147,006 |
| Construction | | — |
| | — |
| | — |
| | — |
| | 276,723 |
| | 2,021 |
| | 1,062 |
| | 279,806 |
| Residential(1) | | 2,411 |
| | 348 |
| | — |
| | 2,759 |
| | 244,031 |
| | 852 |
| | 4,960 |
| | 252,602 |
| Consumer | | 598 |
| | 488 |
| | 92 |
| | 1,178 |
| | 487,897 |
| | 246 |
| | 3,496 |
| | 492,817 |
| Total (2) | | $ | 4,147 |
| | $ | 842 |
| | $ | 92 |
| | $ | 5,081 |
| | $ | 4,531,161 |
| | $ | 31,147 |
| | $ | 38,382 |
| | $ | 4,605,771 |
| % of Total Loans | | 0.09 | % | | 0.02 | % | | — | % | | 0.11 | % | | 98.38 | % | | 0.68 | % | | 0.83 | % | | 100 | % |
| | (1) | Residential accruing current balances excludes reverse mortgages at fair value of $21.6 million. |
| | (2) | The balances above include a total of $629.8 million of acquired nonimpaired loans. |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2016 | (Dollars in thousands) | | 30–59 Days Past Due and Still Accruing | | 60–89 Days Past Due and Still Accruing | | Greater Than 90 Days Past Due and Still Accruing | | Total Past Due And Still Accruing | | Accruing Current Balances | | Acquired Impaired Loans | | Nonaccrual Loans | | Total Loans | Commercial | | $ | 1,507 |
| | $ | 278 |
| | $ | — |
| | $ | 1,785 |
| | $ | 1,277,748 |
| | $ | 6,183 |
| | $ | 2,015 |
| | $ | 1,287,731 |
| Owner-occupied commercial | | 116 |
| | 540 |
| | — |
| | 656 |
| | 1,063,306 |
| | 12,122 |
| | 2,078 |
| | 1,078,162 |
| Commercial mortgages | | 167 |
| | — |
| | — |
| | 167 |
| | 1,143,180 |
| | 10,386 |
| | 9,821 |
| | 1,163,554 |
| Construction | | 132 |
| | — |
| | — |
| | 132 |
| | 218,886 |
| | 3,694 |
| | — |
| | 222,712 |
| Residential(1) | | 3,176 |
| | 638 |
| | 153 |
| | 3,967 |
| | 257,234 |
| | 860 |
| | 4,967 |
| | 267,028 |
| Consumer | | 392 |
| | 346 |
| | 285 |
| | 1,023 |
| | 444,642 |
| | 369 |
| | 3,995 |
| | 450,029 |
| Total(2) | | $ | 5,490 |
| | $ | 1,802 |
| | $ | 438 |
| | $ | 7,730 |
| | $ | 4,404,996 |
| | $ | 33,614 |
| | $ | 22,876 |
| | $ | 4,469,216 |
| % of Total Loans | | 0.12 | % | | 0.04 | % | | 0.01 | % | | 0.17 | % | | 98.57 | % | | 0.75 | % | | 0.51 | % | | 100 | % |
| | (1) | Residential accruing current balances excludes reverse mortgages, at fair value of $22.6 million. |
| | (2) | The balances above include a total of $724.1 million of acquired nonimpaired loans |
|
| Analysis of Impaired Loans |
The following tables provide an analysis of our impaired loans at June 30, 2017 and December 31, 2016: | | | | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2017 | (Dollars in thousands) | | Ending Loan Balances | | Loans with No Related Reserve (1) | | Loans with Related Reserve | | Related Reserve | | Contractual Principal Balances | | Average Loan Balances | Commercial | | $ | 16,906 |
| | $ | 2,632 |
| | $ | 14,274 |
| | $ | 1,637 |
| | $ | 18,726 |
| | $ | 9,771 |
| Owner-occupied commercial | | 8,232 |
| | 3,432 |
| | 4,800 |
| | 33 |
| | 8,662 |
| | 5,346 |
| Commercial mortgages | | 13,821 |
| | 2,997 |
| | 10,824 |
| | 1,621 |
| | 19,091 |
| | 11,256 |
| Construction | | 6,114 |
| | 1,779 |
| | 4,335 |
| | 837 |
| | 6,208 |
| | 3,918 |
| Residential | | 14,605 |
| | 8,167 |
| | 6,438 |
| | 903 |
| | 17,415 |
| | 14,778 |
| Consumer | | 8,436 |
| | 7,234 |
| | 1,202 |
| | 199 |
| | 11,300 |
| | 8,319 |
| Total (2) | | $ | 68,114 |
| | $ | 26,241 |
| | $ | 41,873 |
| | $ | 5,230 |
| | $ | 81,402 |
| | $ | 53,388 |
|
| | (1) | Reflects loan balances at or written down to their remaining book balance. |
| | (2) | The above includes acquired impaired loans totaling $11.7 million in the ending loan balance and $12.9 million in the contractual principal balance of the total acquired impaired loan portfolio of $31.1 million |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2016 | (Dollars in thousands) | | Ending Loan Balances | | Loans with No Related
Reserve (1) | | Loans with Related Reserve | | Related Reserve | | Contractual Principal Balances | | Average Loan Balances | Commercial | | $ | 4,250 |
| | $ | 1,395 |
| | $ | 2,855 |
| | $ | 505 |
| | $ | 5,572 |
| | $ | 5,053 |
| Owner-occupied commercial | | 4,650 |
| | 2,078 |
| | 2,572 |
| | 15 |
| | 5,129 |
| | 3,339 |
| Commercial mortgages | | 15,065 |
| | 4,348 |
| | 10,717 |
| | 1,433 |
| | 20,716 |
| | 7,323 |
| Construction | | 3,662 |
| | — |
| | 3,662 |
| | 303 |
| | 3,972 |
| | 2,376 |
| Residential | | 14,256 |
| | 7,122 |
| | 7,134 |
| | 934 |
| | 17,298 |
| | 15,083 |
| Consumer | | 8,021 |
| | 6,561 |
| | 1,460 |
| | 215 |
| | 11,978 |
| | 7,910 |
| Total (2) | | $ | 49,904 |
| | $ | 21,504 |
| | $ | 28,400 |
| | $ | 3,405 |
| | $ | 64,665 |
| | $ | 41,084 |
|
| | (1) | Reflects loan balances at or written down to their remaining book balance. |
| | (2) | The above includes acquired impaired loans totaling $12.8 million in the ending loan balance and $15.0 million in the contractual principal balance of the total acquired impaired loan portfolio of $33.6 million. |
|
| Schedule of Commercial Credit Exposure |
The following tables provide an analysis of loans by portfolio segment based on the credit quality indicators used to determine the Allowance for Loan Loss. Commercial Credit Exposure | | | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2017 | (Dollars in thousands) | | Commercial | | Owner-occupied Commercial | | Commercial Mortgages | | Construction | | Total Commercial(1) | | | | | | | | | | | Amount | | % | Risk Rating: | | | | | | | | | | | | | Special mention | | $ | 18,225 |
| | $ | 6,983 |
| | $ | 8,900 |
| | $ | — |
| | $ | 34,108 |
| | | Substandard: | | | | | | | | | | | | | Accrual | | 42,217 |
| | 20,893 |
| | 67 |
| | 4,506 |
| | 67,683 |
| | | Nonaccrual | | 13,362 |
| | 3,432 |
| | 9,264 |
| | 289 |
| | 26,347 |
| | | Doubtful | | 1,342 |
| | — |
| | 1,464 |
| | 772 |
| | 3,578 |
| | | Total Special Mention and Substandard | | 75,146 |
| | 31,308 |
| | 19,695 |
| | 5,567 |
| | 131,716 |
| | 3 | % | Acquired impaired | | 6,002 |
| | 11,839 |
| | 10,187 |
| | 2,021 |
| | 30,049 |
| | 1 | % | Pass | | 1,242,516 |
| | 1,066,729 |
| | 1,117,124 |
| | 272,218 |
| | 3,698,587 |
| | 96 | % | Total | | $ | 1,323,664 |
| | $ | 1,109,876 |
| | $ | 1,147,006 |
| | $ | 279,806 |
| | $ | 3,860,352 |
| | 100 | % |
| | (1) | Table includes $504.8 million of acquired nonimpaired loans as of June 30, 2017. |
| | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2016 | (Dollars in thousands) | | Commercial | | Owner-occupied Commercial | | Commercial Mortgages | | Construction | | Total Commercial(1) | | | | | | | | | | | Amount | | % | Risk Rating: | | | | | | | | | | | | | Special mention | | $ | 17,630 |
| | $ | 11,419 |
| | $ | 34,198 |
| | $ | — |
| | $ | 63,247 |
| | | Substandard: | | | | | | | | | | | | | Accrual | | 45,067 |
| | 19,871 |
| | 239 |
| | 2,193 |
| | 67,370 |
| | | Nonaccrual | | 1,693 |
| | 2,078 |
| | 8,574 |
| | — |
| | 12,345 |
| | | Doubtful | | 322 |
| | — |
| | 1,247 |
| | — |
| | 1,569 |
| | | Total Special Mention and Substandard | | 64,712 |
| | 33,368 |
| | 44,258 |
| | 2,193 |
| | 144,531 |
| | 4 | % | Acquired impaired | | 6,183 |
| | 12,122 |
| | 10,386 |
| | 3,694 |
| | 32,385 |
| | 1 | % | Pass | | 1,216,836 |
| | 1,032,672 |
| | 1,108,910 |
| | 216,825 |
| | 3,575,243 |
| | 95 | % | Total | | $ | 1,287,731 |
| | $ | 1,078,162 |
| | $ | 1,163,554 |
| | $ | 222,712 |
| | $ | 3,752,159 |
| | 100 | % |
| | (1) | Table includes $573.5 million of acquired nonimpaired loans as of December 31, 2016. |
|
| Schedule of Consumer Credit Exposure |
Residential and Consumer Credit Exposure | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (Dollars in thousands) | | Residential(2) | | Consumer | | Total Residential and Consumer(3) | | | June 30, | | December 31, | | June 30, | | December 31, | | June 30, 2017 | | December 31, 2016 | | | 2017 | | 2016 | | 2017 | | 2016 | | Amount | | Percent | | Amount | | Percent | Nonperforming(1) | | $ | 14,023 |
| | $ | 13,547 |
| | $ | 8,396 |
| | $ | 7,863 |
| | $ | 22,419 |
| | 3 | % | | $ | 21,410 |
| | 3 | % | Acquired impaired loans | | 852 |
| | 860 |
| | 246 |
| | 369 |
| | 1,098 |
| | — | % | | 1,229 |
| | — | % | Performing | | 237,727 |
| | 252,621 |
| | 484,175 |
| | 441,797 |
| | 721,902 |
| | 97 | % | | 694,418 |
| | 97 | % | Total | | $ | 252,602 |
| | $ | 267,028 |
| | $ | 492,817 |
| | $ | 450,029 |
| | $ | 745,419 |
| | 100 | % | | $ | 717,057 |
| | 100 | % |
| | (1) | Includes $14.0 million as of June 30, 2017 and $12.4 million as of December 31, 2016 of troubled debt restructured mortgages and home equity installment loans that are performing in accordance with the loans’ modified terms and are accruing interest. |
| | (2) | Residential performing loans excludes $21.6 million and $22.6 million of reverse mortgages at fair value as of June 30, 2017 and December 31, 2016, respectively. |
| | (3) | Total includes $125.0 million and $150.5 million in acquired nonimpaired loans as of June 30, 2017 and December 31, 2016, respectively. |
|
| Schedule of Loans Identified as Troubled Debt Restructurings During Periods Indicated |
The following table presents loans identified as TDRs during the three and six months ended June 30, 2017 and 2016. | | | | | | | | | | | | | | | | | | | | Three Months Ended June 30, | | | 2017 | | 2016 | (Dollars in thousands) | | Pre Modification | | Post Modification | | Pre Modification | | Post Modification | Commercial | | $ | 338 |
| | $ | 338 |
| | $ | 141 |
| | $ | 141 |
| Owner-occupied commercial | | — |
| | — |
| | — |
| | — |
| Commercial mortgages | | — |
| | — |
| | — |
| | — |
| Construction | | 124 |
| | 124 |
| | — |
| | — |
| Residential | | — |
| | — |
| | 112 |
| | 112 |
| Consumer | | 674 |
| | 674 |
| | 240 |
| | 240 |
| Total | | $ | 1,136 |
| | $ | 1,136 |
| | $ | 493 |
| | $ | 493 |
|
| | | | | | | | | | | | | | | | | | | | Six Months Ended June 30, | | | 2017 | | 2016 | (Dollars in thousands) | | Pre Modification | | Post Modification | | Pre Modification | | Post Modification | Commercial | | $ | 781 |
| | $ | 781 |
| | $ | 1,125 |
| | $ | 1,125 |
| Owner-occupied commercial | | 3,071 |
| | 3,071 |
| | — |
| | — |
| Commercial mortgages | | — |
| | — |
| | — |
| | — |
| Construction | | 1,836 |
| | 1,836 |
| | — |
| | — |
| Residential | | 242 |
| | 242 |
| | 726 |
| | 726 |
| Consumer | | 1,258 |
| | 1,258 |
| | 455 |
| | 455 |
| Total | | $ | 7,188 |
| | $ | 7,188 |
| | $ | 2,306 |
| | $ | 2,306 |
|
The following table presents the balance of TDRs as of the indicated dates: | | | | | | | | | | (Dollars in thousands) | | June 30, 2017 | | December 31, 2016 | Performing TDRs | | $ | 18,109 |
| | $ | 14,336 |
| Nonperforming TDRs | | 10,657 |
| | 8,451 |
| Total TDRs | | $ | 28,766 |
| | $ | 22,787 |
|
The following table presents information regarding the types of loan modifications made for the six months ended June 30, 2017: | | | | | | | | | | | | | | | | | | | Contractual payment reduction and term extension | | Maturity Date Extension | | Discharged in bankruptcy | | Other (1) | | Total | Commercial | | 1 |
| | 1 |
| | — |
| | — |
| | 2 |
| Owner-occupied commercial | | — |
| | 1 |
| | — |
| | — |
| | 1 |
| Construction | | — |
| | 2 |
| | — |
| | 1 |
| | 3 |
| Residential | | — |
| | — |
| | 1 |
| | — |
| | 1 |
| Consumer | | — |
| | — |
| | 7 |
| | 4 |
| | 11 |
| | | 1 |
| | 4 |
| | 8 |
| | 5 |
| | 18 |
|
| | (1) | Other includes underwriting exceptions. |
|