Loans (Tables)

3 Months Ended

Mar. 31, 2016

The following details our loan portfolio by category:


(In Thousands)	March 31, 2016		December 31, 2015
Commercial and industrial	$	1,083,121	$	1,061,597
Owner occupied commercial		895,457		880,643
Commercial mortgages		987,066		966,698
Construction		227,348		245,773
Residential		251,065		259,679
Consumer		359,656		360,249

	$	3,803,713	$	3,774,639
Less:
Deferred fees, net	$	8,428	$	8,500
Allowance for loan losses		37,556		37,089

Net loans	$	3,757,729	$	3,729,050

Schedule of Outstanding Principal Balance and Carrying Amounts for Acquired Credit-Impaired Loans

The following is the outstanding principal balance and carrying amounts for acquired credit impaired loans for which the company applies ASC 310-30 as of the dates indicated:


(In Thousands)	March 31, 2016		December 31, 2015
Outstanding principal balance	$	37,041		38,067
Carrying amount		32,165		32,658
Allowance for loan losses		119		132

Summary of Changes in Accretable Yield on Acquired Credit Impaired Loans

The following table presents the changes in accretable yield on the acquired credit impaired loans for the following three month period:


(In Thousands)	January 1 through March 31, 2016
Balance at beginning of period	$	4,764
Accretion		(592	)
Reclassification from nonaccretable difference		—
Additions/adjustments		(116	)
Disposals		(7	)

Balance at the end of the period	$	4,049