Exhibit 99.1


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


         In connection with the Annual Report of WSFS Financial Corporation (the
"Company")  on Form 10-K for the year ended  December 31, 2002 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), we, Marvin
N.  Schoenhals,  Chairman,  President and Chief Executive  Officer,  and Mark A.
Turner,   Chief  Operating  Officer  and  Chief  Financial  Officer   (Principal
Accounting Officer),  hereby certify, pursuant to 18 U.S.C. ss. 1350, as adopted
pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that:


1)   This annual report fully complies with the requirements of Section 13(a) or
     15(d) of the Securities Exchange Act of 1934; and

2)   The  information  contained in this annual report fairly  presents,  in all
     material respects, the financial condition and results of operations of the
     Company.




/s/ Marvin N. Schoenhals                        /s/Mark A. Turner
------------------------                        -------------------
Marvin N. Schoenhals                            Mark A. Turner
Chairman and President                          Chief Operating Officer and
                                                Chief Financial Officer




March 25, 2003