Consent of Independent Auditors
                         -------------------------------



The Board of Directors
WSFS Financial Corporation:

We consent to  incorporation  by reference in the  Registration  Statements (No.
33-56108,  No.  333-26099,  333-33713  and No.  333-40032)  on Form  S-8 of WSFS
Financial  Corporation  of our report dated  January 20,  2003,  relating to the
consolidated   statement  of  condition  of  WSFS  Financial   Corporation   and
subsidiaries  as of December 31, 2002,  and 2001,  and the related  consolidated
statements of operations,  changes in stockholders'  equity,  and cash flows for
each of the years in the three-year period ended December 31, 2002, which report
appears in the  December 31, 2002 annual  report on Form 10-K of WSFS  Financial
Corporation.

Our report refers to the adoption of Statement of Financial Accounting Standards
No. 142,  "Goodwill  and Other  Intangible  Assets" and  Statement  of Financial
Accounting Standards No. 133, "Accounting for Derivative Instruments and Hedging
Activities."




/s/ KPMG LLP
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KPMG LLP


Philadelphia, Pennsylvania
March 25, 2003