CERTIFICATION PURSUANT TO
                               18 U.S.C. ss. 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002




     In connection with the Quarterly Report of WSFS Financial  Corporation (the
"Company")  on Form 10-Q for the period  ended  June 30,  2002 as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), we, Marvin
N.  Schoenhals,  Chairman,  President and Chief Executive  Officer,  and Mark A.
Turner,   Chief  Operating  Officer  and  Chief  Financial  Officer   (Principal
Accounting Officer),  hereby certify,  pursuant to 18 U.S.C. ss.1350, as adopted
pursuant to ss.906 of the Sarbanes-Oxley Act of 2002, that:

     (1) The Report fully  complies  with the  requirements  of Section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Company.






/s/Marvin N. Schoenhals                       /s/Mark A. Turner
---------------------------------             ----------------------------------
Marvin N. Schoenhals                          Mark A. Turner
Chairman, President and Chief                 Chief Operation Officer and Chief
  Executive Officer                              Financial Officer




August 14, 2002