EXHIBIT 23.3


                          INDEPENDENT AUDITORS' CONSENT

The Partners
Drive Financial Services LP:

We consent to incorporation by reference in the registration statements (Numbers
333-10345, 333-48671, 333-59333, 333-00623 and 33-09485) on Forms S-3 and S-8 of
FirstCity Financial Corporation, of our report dated February 15, 2002, with
respect to the consolidated balance sheets of Drive Financial Services, LP and
subsidiaries as of December 31, 2001 and February 28, 2001, and the related
consolidated statements of operations, partners' equity, and cash flows for the
periods March 1, 2001 through December 31, 2001 and August 1, 2000 through
February 28, 2001, which report appears in the December 31, 2001 annual report
on Form 10-K of FirstCity Financial Corporation, as amended. Our report refers
to a change in the method of accounting for residual interests in securitized
financial assets in 2001.


                                    KPMG LLP

Dallas, Texas
October 21, 2002