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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Bo48DDtMwCHRD2MV1KlopPK2wcrBe0/r2+mhQMPXtG5JFuGpEydOongser/mGaPe
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<SEC-DOCUMENT>9999999997-02-024846.txt : 20020425
<SEC-HEADER>9999999997-02-024846.hdr.sgml : 20020425
<PAPER>
ACCESSION NUMBER:		9999999997-02-024846
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20011231
FILED AS OF DATE:		20020419

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MICROFINANCIAL INC
		CENTRAL INDEX KEY:			0000827230
		STANDARD INDUSTRIAL CLASSIFICATION:	MISCELLANEOUS BUSINESS CREDIT INSTITUTION [6159]
		IRS NUMBER:				042962824
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14771
		FILM NUMBER:		02031729

	BUSINESS ADDRESS:	
		STREET 1:		950 WINTER STREET
		CITY:			WALTHAM
		STATE:			MA
		ZIP:			02154
		BUSINESS PHONE:		7818900177

	MAIL ADDRESS:	
		STREET 1:		950 WINTER STREET
		CITY:			WALTHAM
		STATE:			MA
		ZIP:			02154

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BOYLE LEASING TECHNOLOGIES INC
		DATE OF NAME CHANGE:	19980605
</SEC-HEADER>
<DOCUMENT>
<TYPE>ARS
<SEQUENCE>1
<FILENAME>9999999997-02-024846.paper
<DESCRIPTION>AUTO-GENERATED PAPER DOCUMENT
<TEXT>
This document was generated as part of a paper submission.
Please reference the Document Control Number 02031729 for access to the original document.
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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