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Condensed Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Revenues:        
Income on financing leases $ 10,303 $ 10,160 $ 30,866 $ 29,715
Rental income 2,660 2,462 7,845 7,181
Income on service contracts 250 95 640 265
Loss and damage waiver fees 1,474 1,370 4,361 3,978
Service fees and other 1,056 950 3,000 2,837
Total revenues 15,743 15,037 46,712 43,976
Expenses:        
Selling, general and administrative 4,618 4,466 14,121 12,847
Provision for credit losses 4,790 4,847 14,414 14,291
Depreciation and amortization 1,355 1,083 3,970 3,156
Interest 679 747 2,009 2,035
Total expenses 11,442 11,143 34,514 32,329
Income before provision for income taxes 4,301 3,894 12,198 11,647
Provision for income taxes 1,721 1,587 4,886 4,688
Net income $ 2,580 $ 2,307 $ 7,312 $ 6,959
Net income per common share - basic $ 0.18 $ 0.16 $ 0.51 $ 0.49
Net income per common share - diluted $ 0.18 $ 0.16 $ 0.49 $ 0.47
Weighted-average shares:        
Basic 14,433,695 14,311,900 14,469,077 14,297,888
Diluted 14,744,158 14,716,500 14,773,263 14,669,997