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Condensed Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Revenues:        
Income on financing leases $ 10,359 $ 9,920 $ 20,563 $ 19,555
Rental income 2,682 2,402 5,185 4,719
Income on service contracts 214 85 390 170
Loss and damage waiver fees 1,446 1,321 2,887 2,608
Service fees and other 973 967 1,944 1,887
Total revenues 15,674 14,695 30,969 28,939
Expenses:        
Selling, general and administrative 4,841 4,025 9,503 8,381
Provision for credit losses 4,743 4,548 9,624 9,444
Depreciation and amortization 1,310 1,065 2,615 2,073
Interest 660 655 1,330 1,288
Total expenses 11,554 10,293 23,072 21,186
Income before provision for income taxes 4,120 4,402 7,897 7,753
Provision for income taxes 1,654 1,761 3,165 3,101
Net income $ 2,466 $ 2,641 $ 4,732 $ 4,652
Net income per common share - basic $ 0.17 $ 0.18 $ 0.33 $ 0.33
Net income per common share - diluted $ 0.17 $ 0.18 $ 0.32 $ 0.32
Weighted-average shares:        
Basic 14,478,802 14,297,524 14,487,061 14,290,806
Diluted 14,773,434 14,658,235 14,782,523 14,635,068