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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Cash flows from operating activities:      
Cash received from customers $ 121,839 $ 106,298 $ 93,874
Cash paid to suppliers and employees (21,694) (19,594) (16,595)
Cash paid for income taxes (6,983) (791) (1,054)
Interest paid (2,381) (2,446) (2,512)
Interest received   1 1
Net cash provided by operating activities 90,781 83,468 73,714
Cash flows from investing activities:      
Investment in lease and service contracts (90,777) (77,684) (77,794)
Investment in direct costs (1,595) (1,120) (1,124)
Investment in property and equipment (221) (831) (717)
Net cash used in investing activities (92,593) (79,635) (79,635)
Cash flows from financing activities:      
Proceeds from secured debt 129,180 106,446 103,270
Repayment of secured debt (121,540) (106,356) (92,526)
Payments of debt closing costs (693) (112) (714)
(Increase) decrease in restricted cash (831) 371 81
Repayment of capital leases (1) (25) (67)
Repurchase of common stock   (239) (139)
Proceeds from stock option exercises 238    
Payment of dividends (3,436) (2,994) (2,847)
Net cash provided by (used in) financing activities 2,917 (2,909) 7,058
Net change in cash and cash equivalents 1,105 924 1,137
Cash and cash equivalents, beginning 2,452 1,528 391
Cash and cash equivalents, ending 3,557 2,452 1,528
Reconciliation of net income to net cash provided by operating activities:      
Net income 9,351 8,991 5,296
Adjustments to reconcile net income to net cash provided by operating activities:      
Amortization of unearned income, net of initial direct costs (40,008) (37,032) (34,398)
Depreciation and amortization 4,355 3,270 2,212
Provisions 19,490 18,250 23,148
Recovery of equipment cost and residual value 96,970 84,267 74,007
Stock-based compensation expense 191 138 122
(Decrease) increase in deferred income taxes liability (934) 3,706 2,764
Changes in assets and liabilities:      
(Decrease) increase in income taxes payable (107) 760 (209)
Decrease (increase) in other assets 128 599 (72)
Increase in accounts payable 1,020 465 719
Increase (decrease) in other liabilities 325 54 125
Net cash provided by operating activities 90,781 83,468 73,714
Supplemental disclosure of non-cash activities:      
Fair value of stock issued for compensation 346 354 295
Acquisition of property and equipment through lease incentives   $ 791