Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Revenues:
Income on financing leases	$ 40,008	$ 37,032	$ 34,398
Rental income	9,737	8,574	7,773
Income on service contracts	388	398	512
Loss and damage waiver fees	5,385	4,929	4,555
Service fees and other	3,798	3,740	3,691
Total revenues	59,316	54,673	50,929
Expenses:
Selling, general and administrative	17,466	15,873	13,839
Provisions	19,490	18,250	23,148
Depreciation and amortization	4,355	3,270	2,212
Interest	2,639	2,661	3,150
Total expenses	43,950	40,054	42,349
Income before provision for income taxes	15,366	14,619	8,580
Provision for income taxes	6,015	5,628	3,284
Net income	$ 9,351	$ 8,991	$ 5,296
Net income per common share - basic	$ 0.65	$ 0.63	$ 0.37
Net income per common share - diluted	$ 0.64	$ 0.62	$ 0.37
Weighted average shares outstanding - basic	14,321,815	14,247,413	14,240,308
Weighted average shares outstanding - diluted	14,689,531	14,525,566	14,466,266
Dividends declared per common share	$ 0.24	$ 0.21	$ 0.20