Net Investment in Leases (Tables)

12 Months Ended

Dec. 31, 2012

Net Investment in Leases [Abstract]

Future minimum payments due on lease receivables

Year Ending December 31,
2013	$	100,078
2014		62,798
2015		33,263
2016		13,902
2017		3,425
Total	$	213,466

Summary of the changes in estimated residual value

	Year Ended December 31,
	2012			2011			2010
Estimated residual value, beginning	$	23,287		$	21,832		$	19,014
Lease originations		8,737			8,279			8,765
Terminations		(7,848	)		(6,824	)		(5,947	)
Estimated residual value, ending	$	24,176		$	23,287		$	21,832

Credit losses by portfolio segment

	Microticket Equipment
	Leasecomm			TimePayment			Total
Allowance for credit losses at January 1, 2010:	$	381		$	13,475		$	13,856
Charge-offs		(1,123	)		(27,312	)		(28,435	)
Recoveries		1,264			3,299			4,563
Provisions		(291	)		23,439			23,148
Allowance for credit losses at December 31, 2010		231			12,901			13,132
Charge-offs		(726	)		(22,437	)		(23,163	)
Recoveries		1,221			3,740			4,961
Provisions		(564	)		18,814			18,250
Allowance for credit losses at December 31, 2011		162			13,018			13,180
Charge-offs		(605	)		(23,185	)		(23,790	)
Recoveries		248			4,910			5,158
Provisions		298			19,192			19,490
Allowance for credit losses at December 31, 2012	$	103		$	13,935		$	14,038

	As of December 31, 2012						As of December 31, 2011
	Lease- comm		Time- Payment		Total		Lease- comm		Time- Payment		Total
Allowance for credit losses:
Individually evaluated for impairment	$	—	$	—	$	—	$	—	$	—	$	—
Collectively evaluated for impairment		103		13,935		14,038		162		13,018		13,180
Contracts acquired with deteriorated credit quality		—		—		—		—		—		—
Ending balance, allowance for credit losses	$	103	$	13,935	$	14,038	$	162	$	13,018	$	13,180
Financing receivables: (1)
Individually evaluated for impairment	$	—	$	—	$	—	$	—	$	—	$	—
Collectively evaluated for impairment		174		173,697		173,871		376		161,410		161,786
Contracts acquired with deteriorated credit quality		—		—		—		—		—		—
Ending balance, financing receivables (1)	$	174	$	173,697	$	173,871	$	376	$	161,410	$	161,786

(1) Total financing receivables include net investment in leases. For purposes of asset quality and allowance calculations, the allowance for credit losses is excluded.

Aged analysis of past due financing receivables by our internally developed proprietary scoring model in leases

The following table presents the aging status of the recorded investment in leases as of December 31, 2012, classified according to the original score granted by our internally-developed proprietary scoring model:

	Current			31 to 60 Days Past Due			61 to 90 Days Past Due			Over 90 Days Past Due			Total			Over 90 Days Accruing
Leasecomm	$	90		$	5		$	5		$	74		$	174		$	74
TimePayment
Gold		54,446			2,763			1,042			2,309			60,560			2,309
Silver		84,268			2,883			3,281			13,312			103,744			13,312
Bronze		6,341			493			441			2,118			9,393			2,118
TimePayment subtotal		145,055			6,139			4,764			17,739			173,697			17,739
Total financing receivables	$	145,145		$	6,144		$	4,769		$	17,813		$	173,871		$	17,813
Percent of total financing receivables		83.5	%		3.5	%		2.7	%		10.3	%		100	%

The following table presents the aging status of the recorded investment in leases as of December 31, 2011, classified according to the original score granted by our internally-developed proprietary scoring model:

	Current			31 to 60 Days Past Due			61 to 90 Days Past Due			Over 90 Days Past Due			Total			Over 90 Days Accruing
Leasecomm	$	172		$	11		$	8		$	185		$	376		$	185
TimePayment
Gold		49,000			1,867			658			1,968			53,493			1,968
Silver		81,185			3,070			2,642			13,475			100,372			13,475
Bronze		5,190			320			228			1,807			7,545			1,807
TimePayment subtotal		135,375			5,257			3,528			17,250			161,410			17,250
Total financing receivables	$	135,547		$	5,268		$	3,536		$	17,435		$	161,786		$	17,435
Percent of total financing receivables		83.8	%		3.3	%		2.2	%		10.8	%		100	%