Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 3,557	$ 2,452
Restricted cash	1,213	382
Net investment in leases:
Receivables due in installments	213,466	200,499
Estimated residual value	24,176	23,287
Initial direct costs	1,751	1,476
Less:
Advance lease payments and deposits	(3,278)	(3,530)
Unearned income	(62,244)	(59,946)
Allowance for credit losses	(14,038)	(13,180)
Net investment in leases	159,833	148,606
Investment in service contracts, net	797
Investment in rental contracts, net	1,037	898
Property and equipment, net	1,534	1,911
Other assets	1,658	1,093
Total assets	169,629	155,342
LIABILITIES AND STOCKHOLDERS' EQUITY
Revolving line of credit	70,380	62,740
Accounts payable	3,220	2,546
Capital lease obligation		1
Dividends payable	40	19
Other liabilities	2,545	2,220
Income taxes payable	653	760
Deferred income taxes	10,399	11,333
Total liabilities	87,237	79,619
Commitments and contingencies (Note M)
Stockholders' equity:
Preferred stock, $.01 par value; 5,000,000 shares authorized; no shares issued at December 31, 2012 and 2011
Common stock, $.01 par value; 25,000,000 shares authorized; 14,470,219 and 14,257,324 shares issued and outstanding at December 31, 2012 and 2011, respectively	145	143
Additional paid-in capital	47,500	46,727
Retained earnings	34,747	28,853
Total stockholders' equity	82,392	75,723
Total liabilities and stockholders' equity	$ 169,629	$ 155,342