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Condensed Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Revenues:        
Income on financing leases $ 9,920 $ 9,136 $ 19,555 $ 18,237
Rental income 2,402 2,073 4,719 4,079
Income on service contracts 85 103 170 211
Loss and damage waiver fees 1,321 1,220 2,608 2,421
Service fees and other 967 931 1,887 1,863
Total revenues 14,695 13,463 28,939 26,811
Expenses:        
Selling, general and administrative 4,025 4,037 8,381 7,990
Provision for credit losses 4,548 4,251 9,444 9,003
Depreciation and amortization 1,065 783 2,073 1,464
Interest 655 680 1,288 1,343
Total expenses 10,293 9,751 21,186 19,800
Income before provision for income taxes 4,402 3,712 7,753 7,011
Provision for income taxes 1,761 1,429 3,101 2,699
Net income $ 2,641 $ 2,283 $ 4,652 $ 4,312
Net income per common share - basic $ 0.18 $ 0.16 $ 0.33 $ 0.30
Net income per common share - diluted $ 0.18 $ 0.16 $ 0.32 $ 0.30
Weighted-average shares:        
Basic 14,297,524 14,231,692 14,290,806 14,239,180
Diluted 14,658,235 14,503,702 14,635,068 14,495,745