Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Cash flows from operating activities:
Cash received from customers	$ 106,298	$ 93,874	$ 76,022
Cash paid to suppliers and employees	(19,594)	(16,595)	(15,290)
Cash paid for income taxes	(791)	(1,054)	(563)
Interest paid	(2,446)	(2,512)	(2,286)
Interest received	1	1	14
Net cash provided by operating activities	83,468	73,714	57,897
Cash flows from investing activities:
Investment in lease contracts	(77,684)	(77,794)	(76,306)
Investment in direct costs	(1,120)	(1,124)	(1,294)
Investment in property and equipment	(831)	(717)	(338)
Net cash used in investing activities	(79,635)	(79,635)	(77,938)
Cash flows from financing activities:
Proceeds from secured debt	106,446	103,270	91,146
Repayment of secured debt	(106,356)	(92,526)	(72,565)
Payments of debt closing costs	(112)	(714)
Decrease (increase) in restricted cash	371	81	(306)
Repayment of capital leases	(25)	(67)	(63)
Repurchase of common stock	(239)	(139)
Payment of dividends	(2,994)	(2,847)	(2,827)
Net cash (used) provided by financing activities	(2,909)	7,058	15,385
Net change in cash and cash equivalents	924	1,137	(4,656)
Cash and cash equivalents, beginning	1,528	391	5,047
Cash and cash equivalents, ending	2,452	1,528	391
Reconciliation of net income to net cash provided by operating activities:
Net income	8,991	5,296	4,127
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of unearned income, net of initial direct costs	(37,032)	(34,398)	(29,415)
Depreciation and amortization	3,270	2,212	1,628
Provision for credit losses	18,250	23,148	22,039
Recovery of equipment cost and residual value	84,267	74,007	56,881
Stock-based compensation expense	138	122	425
Increase in deferred income taxes liability	3,706	2,764	1,467
Changes in assets and liabilities:
Increase (decrease) in income taxes payable	760	(209)	201
Decrease (increase) in other assets	599	(72)	239
Increase in accounts payable	465	719	363
Increase (decrease) in other liabilities	54	125	(58)
Supplemental disclosure of non-cash activities:
Fair value of stock issued for compensation	354	295	338
Acquisition of property and equipment through lease incentives	$ 791