8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (date of earliest event reported): May 27, 2009

MICROFINANCIAL INCORPORATED

(Exact name of registrant as specified in its charter)

MASSACHUSETTS

(State or other jurisdiction of incorporation)

1-14771	04-2962824
(Commission file number)	(IRS Employer Identification Number)

10-M Commerce Way, Woburn, MA  01801

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: 781-994-4800

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

TABLE OF CONTENTS

Ex-99.1 Press Release dated May 27, 2009

Item 7.01. Regulation FD Disclosure.

     On May 27, 2009, TimePayment Corp., a wholly-owned subsidiary of the Registrant, announced that Mark Sullivan has been appointed its Vice President of Sales. A copy of the press release making this announcement is attached to this report as Exhibit 99.

Item 9.01. Financial Statements and Exhibits.

Exhibit	Exhibit Title
Exhibit 99	Press Release dated May 27, 2009

SIGNATURES

Pursuant to the requirements of the Securities and Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MICROFINANCIAL INCORPORATED Registrant
By:	/s/ James R. Jackson, Jr.
	James R. Jackson, Jr.
	Vice President and Chief Financial Officer

Dated: May 27, 2009

EX-99.1

Exhibit 99

Release May 27, 2009	Contact:
4:01 pm	Mark J. Sullivan
	VP Sales TimePayment Corp. Tel: 781-994-4870

- TimePayment Corp. Hires New Vice President of Sales –
- -Industry Veteran Joins Executive Team-

Woburn, MA— May 27, 2009 — TimePayment Corp., a subsidiary of MicroFinancial, Inc. (NASDAQ: MFI) is pleased to announce Mark Sullivan has joined as Vice President of Sales to lead its growth in microticket lease transactions.

Mark brings 25 years of experience in Banking and Leasing to TimePayment Corp. Mark said, “I am excited to join the management team of TimePayment Corp. and help grow this unique business. The recession and projected continuing tight credit markets have sharpened vendors focus on the value of immediate and accessible capital for their small business customers. The unmatched online response time, combined with experienced hands-on professionals sets TimePayment Corp. apart from more generic finance companies.”

Richard Latour, CEO of MicroFinancial said, “We are pleased that Mark has joined our management team and we feel his experience will add value as we continue to grow TimePayment’s origination business.”

About TimePayment Corp.

TimePayment Corp. (www.timepaymentcorp.com) is a subsidiary of MicroFinancial, Inc. (NASDAQ: MFI) specializing in microticket transactions from $500 to $25,000. Its use of proprietary credit models and financing programs approves new businesses across diverse markets with its broad range of available credits. With over 100 employees and a strong web presence with its TimePayment Direct leasing center, TimePayment is easily accessible to all approved vendors. Based in Woburn, Massachusetts, the company operates nationwide, including Alaska and Hawaii.

About MicroFinancial

MicroFinancial Inc. (NASDAQ: MFI), is a financial intermediary specializing in microticket leasing and financing. MicroFinancial has been operating since 1986, and is headquartered in Woburn, Massachusetts.

Statements in this release that are not historical facts, including statements about future dividends and growth plans, are forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. In addition, words such as “believes,” “anticipates,” “expects,” “views,” and similar expressions are intended to identify forward-looking statements. The Company cautions that a number of important factors could cause actual results to differ materially from those expressed in any forward-looking statements made by or on behalf of the Company. Readers should not place undue reliance on forward-looking statements, which reflect the management’s view only as of the date hereof. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances. The Company cannot assure that it

will be able to anticipate or respond timely to changes which could adversely affect its operating results in one or more fiscal quarters. Results of operations in any past period should not be considered indicative of results to be expected in future periods. Fluctuations in operating results may result in fluctuations in the price of the Company’s common stock. For a more complete description of the prominent risks and uncertainties inherent in the Company’s business, see the risk factors described in documents the Company files from time to time with the Securities and Exchange Commission.