Exhibit 23.2


                       CONSENT OF INDEPENDENT ACCOUNTANTS


We consent to the incorporation by reference in the registration statements of
MicroFinancial Incorporated on Form S-8 (File No. 333-75801 and File No.
333-77211) of our report dated February 21, 2000, on our audits of the
consolidated financial statements of MicroFinancial Incorporated for the year
ended December 31, 1999, which report is included in this Annual Report on Form
10-K.


PricewaterhouseCoopers LLP

Boston, Massachusetts
March 29, 2002