0000908662-12-000053.txt : 20120309 0000908662-12-000053.hdr.sgml : 20120309 20120309150852 ACCESSION NUMBER: 0000908662-12-000053 CONFORMED SUBMISSION TYPE: 3 PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20111205 FILED AS OF DATE: 20120309 DATE AS OF CHANGE: 20120309 REPORTING-OWNER: OWNER DATA: COMPANY CONFORMED NAME: Hagopian Vartan CENTRAL INDEX KEY: 0001544247 FILING VALUES: FORM TYPE: 3 SEC ACT: 1934 Act SEC FILE NUMBER: 001-14771 FILM NUMBER: 12680345 MAIL ADDRESS: STREET 1: 16 NEW ENGLAND EXECUTIVE PARK STREET 2: SUITE 200 CITY: BURLINGTON STATE: MA ZIP: 01803 ISSUER: COMPANY DATA: COMPANY CONFORMED NAME: MICROFINANCIAL INC CENTRAL INDEX KEY: 0000827230 STANDARD INDUSTRIAL CLASSIFICATION: MISCELLANEOUS BUSINESS CREDIT INSTITUTION [6159] IRS NUMBER: 042962824 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 BUSINESS ADDRESS: STREET 1: 16 NEW ENGLAND EXECUTIVE PARK STREET 2: SUITE 200 CITY: BURLINGTON STATE: MA ZIP: 01803 BUSINESS PHONE: 7819944800 MAIL ADDRESS: STREET 1: 16 NEW ENGLAND EXECUTIVE PARK STREET 2: SUITE 200 CITY: BURLINGTON STATE: MA ZIP: 01803 FORMER COMPANY: FORMER CONFORMED NAME: BOYLE LEASING TECHNOLOGIES INC DATE OF NAME CHANGE: 19980605 3 1 edgar.xml PRIMARY DOCUMENT X0204 3 2011-12-05 1 0000827230 MICROFINANCIAL INC MFI 0001544247 Hagopian Vartan 16 NEW ENGLAND EXECUTIVE PARK SUITE 200 BURLINGTON MA 01803 0 1 0 0 VP of Sales, TimePayment Corp. /s/ Eugene W. McDemott as attorney-in-fact 2012-03-09 EX-24 2 attach_1.htm

POWER OF ATTORNEY



Know all by these presents that the undersigned hereby constitutes

and appoints each of Gerald P. Hendrick, Eugene W. McDermott and

Heather L. Duval, each signing singly, the undersigned's true and

lawful attorney-in-fact, to:





1. execute for and on behalf of the undersigned Forms 3, 4

and 5 and Schedules 13D or 13G, as appropriate, and any required

amendments thereto (collectively, "Reports"), with respect to his

securities ownership of MicroFinancial Incorporated (the "Company"),

in accordance with Section 13(d) and/or Section 16(a) of the

Securities Exchange Act of 1934, as amended, and the respective rules

promulgated thereunder;



2. do and perform any and all acts for and on behalf of the

undersigned that may be necessary or desirable to complete

and execute any such Report and timely file such form with the

United States Securities and Exchange Commission and any stock

exchange or similar authority; and



3. take any other action of any type whatsoever in connection

with the foregoing that, in the opinion of such attorney-in-fact, may

be of benefit to, in the best interest of, or legally required by, the

undersigned, it being understood that the documents executed by

such attorney-in-fact on behalf of the undersigned pursuant to this

Power of Attorney shall be in such form and shall contain such terms

and conditions as such attorney-in-fact may approve in such

attorney-in-facts discretion.



The undersigned hereby grants to each such attorney-in-fact full

power and authority to do and perform any and every act and thing

whatsoever requisite, necessary, or proper to be done in the exercise

of any of the rights and powers herein granted, as fully to all intents

and purposes as the undersigned might or could do if personally

present, with full power of substitution or revocation, hereby ratifying

and confirming all that such attorney-in-fact, or such attorney-in-fact's

substitute or substitutes, shall lawfully do or cause to be done by

virtue of this power of attorney and the rights and powers herein

granted.  The undersigned acknowledges that the foregoing

attorneys-in-fact, in serving in such capacity at the request of the

undersigned, are not assuming any of the undersigned's

responsibilities to comply with Section 13(d) or 16 of the Securities

Exchange Act of 1934.



This Power of Attorney shall remain in full force and effect until the

undersigned is no longer required to file Reports with respect to the

undersigned's holdings of and transactions in securities issued by the

Company, unless earlier revoked by the undersigned in a signed writing

delivered to the foregoing attorneys-in-fact.



IN WITNESS WHEREOF, the undersigned has caused this Power of

Attorney to be executed as of this 7th day of March, 2012.



Signed: /s/ Vartan Hagopian

 Vartan Hagopian