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Condensed Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
ASSETS    
Cash and cash equivalents $ 1,271 $ 2,246
Restricted cash 1,604 1,107
Net investment in leases:    
Receivables due in installments 224,844 214,628
Estimated residual value 22,821 23,070
Initial direct costs 2,415 1,732
Less:    
Advance lease payments and deposits (2,974) (3,010)
Unearned income (60,536) (58,772)
Allowance for credit losses (14,857) (15,379)
Net investment in leases 171,713 162,269
Investment in service contracts, net 2,862 2,058
Investment in rental contracts, net 961 1,059
Property and equipment, net 1,698 1,333
Other assets 2,207 2,980
Deferred income taxes, net 1,604 0
Total assets 183,920 173,052
LIABILITIES AND STOCKHOLDERS’ EQUITY    
Revolving line of credit 85,526 72,566
Accounts payable 3,629 2,993
Dividends payable 77 63
Other liabilities 1,684 2,272
Deferred income taxes 0 6,678
Total liabilities 90,916 84,572
Commitments and contingencies      
Stockholders’ equity:    
Preferred stock, $.01 par value; 5,000,000 shares authorized; no shares issued at September 30, 2014, and December 31, 2013 0 0
Common stock, $.01 par value; 25,000,000 shares authorized; 14,433,154 and 14,435,498 shares issued and outstanding at September 30, 2014, and December 31, 2013, respectively 144 144
Additional paid-in capital 47,576 47,475
Retained earnings 45,284 40,861
Total stockholders’ equity 93,004 88,480
Total liabilities and stockholders’ equity $ 183,920 $ 173,052