-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, MtmFChU+fHv8XKZN7raWTb5EqNupflkL+evey+NJSnfJJMqzDJjxUzZVrnsqqX8i /pv4DfhPb4YufEIizgFrAA== 0000000000-06-021187.txt : 20061103 0000000000-06-021187.hdr.sgml : 20061103 20060504162049 ACCESSION NUMBER: 0000000000-06-021187 CONFORMED SUBMISSION TYPE: UPLOAD PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20060504 FILED FOR: COMPANY DATA: COMPANY CONFORMED NAME: MICROFINANCIAL INC CENTRAL INDEX KEY: 0000827230 STANDARD INDUSTRIAL CLASSIFICATION: MISCELLANEOUS BUSINESS CREDIT INSTITUTION [6159] IRS NUMBER: 042962824 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: UPLOAD BUSINESS ADDRESS: STREET 1: 10 M COMMERCE WAY CITY: WOBURN STATE: MA ZIP: 01801 BUSINESS PHONE: 7819944800 MAIL ADDRESS: STREET 1: 10 M COMMERCE WAY CITY: WOBURN STATE: MA ZIP: 01801 FORMER COMPANY: FORMER CONFORMED NAME: BOYLE LEASING TECHNOLOGIES INC DATE OF NAME CHANGE: 19980605 LETTER 1 filename1.pdf begin 644 filename1.pdf M)5!$1BTQ+C0-)>+CS],-"C0Y(#`@;V)J(#P\+TQI;F5A-IB8&#@9F!@ M868``O%\!E0`$F5AX&A@8$02Y(9B!@8E!A[>C7D2%QCL##V6;+C&RW"7:0%8 M@HF!06X]A&:P`&*@=NDB",UL"S>(C8'!(!(BRL@*$&``AR(*7`T*96YD7!E+UA2968^/G-T-IB8F)D8&)@8!SL&"#``"O-`($-"F5N9'-T6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P(%(O M5'EP92]#871A;&]G+TQA;F%LP(#`@-C$R(#'1=+T5X=$=3=&%T93P\+T=3,"`V,2`P(%(^/CX^ M+U1Y<&4O4&%G93X^#65N9&]B:@TU,B`P(&]B:CP\+U-U8G1Y<&4O5')U951Y M<&4O1F]N=$1E7!E M+T9O;G0^/@UE;F1O8FH--3,@,"!O8FH\/"]3=6)T>7!E+U1R=654>7!E+T9O M;G1$97-COCV?3=]?`85W[RZOIC`YG\XIY#4.F`_4N9HP*'#\+QR_ MKR>7Z>0\32DP2%<3"FF._TI_F+^F-3!JKC_-D`;&6PB\)!0B&I-80+J>.."F M_TVNT\GUS-`-$E@O88]B#R5,`D*/H_!]%#:&$C/BAT=1_%>@A!$)CJ.(5Z`$ M/HF.HP2O0/$3DFQ19EE1PKRI'D$$(;-AAJ.8E%!*N:DI)Y%(8E/8?1X>$M;R M+!SHCEFV`9='`77$67?#*0W!_3>]':..QJF?G;1/R/BI4L7[>'SG50(#ZO6W M+Z"#)"9!BWRY@7_(G$`[=3::Y'=D![$X555&[240@VYQB!W1KM8+YS9;N[$C M78\Y-7PF<)NY7NCD_]>5.H-;3:Q%8,S.G@SLR2%[$#T[X$N12_BD95TLW1!5 M!(YRF=-`II8P?2CDRA4.W!0J4WF1X=,2_C9#YBR,Y%QJN\#Q/C:J&'\6&/)# M@<+O'+-P9D6N*Q2`ZC+SA3)*>*_R2C]6^%,;$5DCEW85XSG0SHT_3)-_J((G M73@L'$9G,*W6:ZEQNN[;(P#+"1>(?8HLX[L)]X7R6;Z"O'I8N MVI;.91S3Q1305.^QTL>+%]F%#!W&1H1$`B5V*>=Z&&G,N:GT&GO6^P"K2J.I MZ[QU-#YUX*O,-%RK)6JYDKE]Q)>,B^2\BK]6,IC2NK)PU:?B_D#ZA6 ML#$_VWH,7>SMM'%,$NQ$?)$E@AJO8:P;N[E>Y'QH`U7+LG7[JB@+=5^;,;38 MEE55`S;;T=XVF=>!>XS@=TM@$O@)HUHW#VA5U(RA9$ZI&@1NH'DH:NPP:(IV MU+Z,<$L^CJ^*?N1W*ZZU)N/1-]1DP/.C&/P@Z0-O7BA<3F2Y.;-B'TFZ'5AA MSN!4R/'Q#=0+'/0YNNPHSOANZ`4.5E"7!E+U1R M=654>7!E+T9O;G1$97-C513=Q;'?V_)GI"5L,-C#5N`L`:0-6QAD1T$40A) M"`$20DC8!4%$!11%1(2JE3+6;71&3T6=+JYCK0[6?>K2`_4PZN@XM!;7CIT7 M.$>=3F>FT^\?[_=\P"@)Z6JM=4P"P"-UJ#/2HS%%A448J0) M``,*(`(1`#)YK2XM.R$'X)+&2[!:W`G\BYY>!Y!IO2),RL`P\/^)+=?I#0!` M&3@'*)2U:65)H91$^OQ!'&V-+%JGKWG?.8YVL0*C5:! MLREGG4*C,/%IG%?7&94X(ZDX=]6IE?4X7\79I/\W!2K4F"@T5(PE M*>NKE`:#,$,FKY3I%9BD6J.3:1L!F+_SG#BFVF)XD8-%H<'!0G\?T3N%^J^; MOU"FWL[3D\RYGD'\"V]M/^=7/0J`>!:OS?JWMM(M`(RO!,#RYEN;R_L`,/&^ M';[XSGWXIGDI-QAT8;Z^]?7U/FJEW,=4T#?ZGPZ_0.^\S\=TW)OR8''*,IFQ MRH"9ZB:OKJHVZK%:G4RNQ(0_'>)?'?CS>7AG*J46C\C#ITRM5>'MUBK4 M!G6U%E-K_U,3?V783S0_U[BX8Z\!K]@'L"[R`/*W"P#ET@!2M`W?@=[T+962 M!S+P-=_AWOS;`+#8#L8`[O! M?G`0C(./P0GP1W`>?`FN@5M@$DR#AV`&/`6O(`@B00R("UE!#I`KY`7Y0V(H M$HJ'4J$LJ``J@520%C)"+=`*J`?JAX:A'=!NZ/?04>@$=`ZZ!'T%34$/H.^@ MES`"TV$>;`>[P;ZP&(Z!4^`<>`FL@FO@)K@37@E&!I%19#]R##F+7$$FD4?("Y2(@6=0F?0UP0&P9;@10@C2`F+""I"/:&+ M,$C82?B(<(9PC3!->$HD$OE$`3&$F$0L(%80FXF]Q*W$`\3CQ$O$N\19$HED M1?(B19#223*2@=1%VD+:1_J,=)DT37I.II$=R/[D!'(A64ON(`^2]Y`_)5\F MWR._HK`HKI0P2CI%06FD]%'&*,IM MZA,:C>9$"Z5ETM2TY;0AVN]HG].F:"_H'+HG74(OHAOIZ^@?TH_3OZ(_83`8 M;HQH1B'#P%C'V,TXQ?B:\=R,:^9C)C53F+69C9@=-KML]IA)8;HR8YA+F4W, M0>8AYD7F(Q:%Y<:2L&2L5M8(ZRCK!FN6S66+V.EL#;N7O8=]CGV?0^*X<>(Y M"DXGYP/.*:1^0)>%)>!:^']UO>!&_&G&,>:)YG MWF`^8OZ)^20?X;OQI?PJ?A__(/\Z_Z6%G46,A=)BC<5^B\L6SRQM+*,ME9;= ME@NMMUF?L7YDP[,)MY';=-LWQ>Z4W2-[OGVT?87]@/VG]@\OZS$W@EN^VRFW<[;[`4B`5-`GV M"FZ[,]RCW&O<1]VO>A`]Q!Z5'EL]OO2$/8,\RSU'/"]ZP5[!7FJOK5Z7O`G> MH=Y:[U'O&T*Z,$98)]PKG/+A^Z3Z=/B,^SSV=?$M]-W@>];WM5^07Y7?F-\M M$4>4+.H0'1-]Y^_I+_R$WQ#QQAKA7_'DH(30VM"WTX]`78<%AAK"#87\/ M%X97AN\)O[]`L$"Y8&S!W0BG"%G$CHC)2"RR)/+]R,DHQRA9U&C4-]'.T8KH MG='W8CQB*F+VQ3R.]8O5QWX4^TP2)EDF.1Z'Q"7&=<=-Q'/B<^.'X[].<$I0 M)>Q-F$D,2FQ./)Y$2$I)VI!T0VHGE4MW2V>20Y*7)9].H:=DIPRG?)/JF:I/ M/98&IR6G;4R[O=!UH7;A>#I(EZ9O3+^3(J" M(X6DPKS"G86SB^,7;UH\7114U%5T?8E@2<.26419?]E]581JH^I! M>53Y8/DCM40]K/ZV(JEB>\6SRO3*#RM_K,JO.J`A:THT1[4<;:7V=+5]=4/U M)9V7KDLW61-6LZEF1I^BWUD+U2ZI/6+@X3]3%XSNQI7&J;K(NI&ZY_5Y]8<: MV`W:A@N-GHUK&N\U)33]IAEMEC>?;'%L:6^96A:S;$K+-N:VS;7IY MXO)=[=3VRO8_=?AU]'=\OR)_Q;%.N\[EG7=7)J[^ZL2I\U?;5Z&KU MZHDU`6NVK'G=K>C^HL>O9[#GAUYY[Q=K16N'UOZXKFS=1%]PW[;UQ/7:]==9)W2GD">KI\=GXN?^J!IH-BA1Z&VHB:B MEJ,&HW:CYJ16I,>E.*6IIAJFBZ;]IVZGX*A2J,2I-ZFIJARJCZL"JW6KZ:Q< MK-"M1*VXKBVNH:\6KXNP`+!UL.JQ8+'6LDNRPK,XLZZT);2K_UP'#`[,%G MP>/"7\+;PUC#U,11Q,[%2\7(QD;&P\=!Q[_(/%$XIZ#+HO.E&Z=#J6^KEZW#K^^R&[1'MG.XH[K3O0._, M\%CPY?%R\?_RC/,9\Z?T-/3"]5#UWO9M]OOWBO@9^*CY./G'^E?ZY_MW_`?\ MF/TI_;K^2_[<_VW__P(,`/>$\_L*#0IE;F1S=')E86T-96YD;V)J#34X(#`@ M;V)J/#PO4W1E;58@,3,V+T9O;G1.86UE+U1I;65S3F5W4F]M86Y04RU";VQD M350O1F]N=%-T%LM-34X("TS,#<@,C`S-"`Q,#(V72]! M7!E+T9O;G1$97-C2A4:6UE%LM-#DX("TS,#<@,3$R,"`Q,#(S72]! M7!E+T9O;G1$97-CAM(2O"Q##IYAR,$S&CEXID#N6U'(P%B"5QCD M!5I#W=JMX33JV9CS\O6#]I+%MO6TGGG^F70 M735--QIYYC5F#X&??0@J!AU#%H.)(8\A%/6##X''$"DB4D2DB$@1D2(B142* MB!09*3)29*3(2)&1(B-%1HJ,%!DI,E)4I*A(48'RF5Z2H*5S.K?+CIZ5]?K5 MR>S-N\/7X>BS_O[AVK\]01V6IO6FJNW\2XEA3:IU[RP]=DU[5+9#>M%W7D+G M;5G3>7_SL'15VPUI:]WNPN)BC,\1/I,0,?_JSC;]L`VS#IOO]+CZ2F>-NR\W M])*>U*NZZ2P6\&\"FQZSC_7*NL?JDV:S:;[9U7M8ZY?OAJ*3J:\VI1-7WMM` M?W(B=!4%H]'_:S[,'/O?DO?_E#"\"_G/=V&8])KH\$0P?D?+$[0B02L3M"I! MJQ.T68+6)&CS!&V1XD62<2G.\13K>(IW?!_S\D&L4\19BMBDB%,,Y"D.BGT< M-(,XZ;>WCX-R$._CH!K$^SBH![%.$6P^7SN(_ZRRS)XM+;3XB\79/UO[!4?.7NS0OK'1Z(<` M`P".)D6J#0IE;F1S=')E86T-96YD;V)J#3(@,"!O8FH\/"].=6US6S`@,R`P M(%)=/CX-96YD;V)J#3,@,"!O8FH\/"]3+T0^/@UE;F1O8FH--"`P(&]B:CP\ M+T-O=6YT(#$O5'EP92]086=EFMC.60B/SX*/'@Z>&UP;65T82!X;6QN#IX;7!T:STB,RXQ+3&UL;G,Z<&1F>#TB:'1T<#HO+VYS+F%D;V)E+F-O M;2]P9&9X+S$N,R\B/@H@("`@("`@("`\<&1F>#I#;VUP86YY/E-%0SPO<&1F M>#I#;VUP86YY/@H@("`@("`@("`\<&1F>#I3;W5R8V5-;V1I9FEE9#Y$.C(P M,#8P-3`T,C`Q,3(S/"]P9&9X.E-O=7)C94UO9&EF:65D/@H@("`@("`\+W)D M9CI$97-C&UL;G,Z>&%P/2)H='1P.B\O;G,N861O8F4N M8V]M+WAA<"\Q+C`O(CX*("`@("`@("`@/'AA<#I#&%P.D-R96%T;W)4;V]L/D%C&%P.DUE=&%D871A1&%T93X*("`@("`@/"]R9&8Z1&5S8W)I M<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I;VX@&%P34TZ5F5RF=E2A314,I+U-O=7)C94UO9&EF:65D*$0Z,C`P-C`U,#0R M,#$Q,C,I+U1I=&QE*$UA:6P@4W1O<"`T-38Q*3X^#65N9&]B:@UXF4@-#D^/@T* -----END PRIVACY-ENHANCED MESSAGE-----