LOANS AND LEASES

9 Months Ended

Sep. 30, 2014

Note 3 – Loans and Leases

Outstanding loan balances at September 30, 2014 and December 31, 2013 are net of unearned income including net deferred loan costs of $0.1 million and $0.7 million, respectively. The loan portfolio segment balances at the dates indicated are presented in the following table:



(In thousands)		September 30, 2014		December 31, 2013
Residential real estate:
Residential mortgage	$	698,925	$	618,381
Residential construction		141,883		129,177
Commercial real estate:
Commercial owner occupied real estate		584,964		592,823
Commercial investor real estate		575,984		552,178
Commercial acquisition, development and construction		194,666		160,696
Commercial Business		368,611		356,651
Leases		156		703
Consumer		410,723		373,657
Total loans and leases	$	2,975,912	$	2,784,266

- Definition

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

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