Loans and Leases

9 Months Ended

Sep. 30, 2013

Note 4 – Loans and Leases

Outstanding loan balances at September 30, 2013 and December 31, 2012 are net of unearned income including net deferred loan costs of $0.8 million and $1.4 million, respectively. The loan portfolio segment balances at the dates indicated are presented in the following table:

(In thousands)	September 30, 2013		December 31, 2012
Residential real estate:
Residential mortgage	$	595,180	$	523,364
Residential construction		118,316		120,314
Commercial real estate:
Commercial owner occupied real estate		569,350		571,510
Commercial investor real estate		518,029		456,888
Commercial acquisition, development and construction		158,739		151,933
Commercial Business		332,670		346,708
Leases		962		3,421
Consumer		368,764		356,990
Total loans and leases	$	2,662,010	$	2,531,128

- Definition

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

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