Loans and Leases

6 Months Ended

Jun. 30, 2013

Note 4 – Loans and Leases

Outstanding loan balances at June 30, 2013 and December 31, 2012 are net of unearned income including net deferred loan costs of $0.8 million and $1.4 million, respectively. The loan portfolio segment balances at the dates indicated are presented in the following table:

(In thousands)	June 30, 2013		December 31, 2012
Residential real estate:
Residential mortgage	$	565,282	$	523,364
Residential construction		116,736		120,314
Commercial real estate:
Commercial owner occupied real estate		563,258		571,510
Commercial investor real estate		497,365		456,888
Commercial acquisition, development and construction		163,309		151,933
Commercial Business		334,979		346,708
Leases		1,415		3,421
Consumer		363,114		356,990
Total loans and leases	$	2,605,458	$	2,531,128

- Definition

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

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