REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2012

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The Company's and the Bank's actual capital amounts and ratios at December 31 for the year indicated are presented in the following table:

											To Be Well
											Capitalized Under
						For Capital					Prompt Corrective
	Actual					Adequacy Purposes					Action Provisions
(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2012:
Total Capital to risk-weighted assets
Company	$	456,791		15.40	%	$	237,308		8.00	%		N/A		N/A
Sandy Spring Bank	$	445,097		15.02	%	$	237,066		8.00	%	$	296,332		10.00	%
Tier 1 Capital to risk-weighted assets
Company	$	419,639		14.15	%	$	118,654		4.00	%		N/A		N/A
Sandy Spring Bank	$	372,983		12.59	%	$	118,533		4.00	%	$	177,799		6.00	%
Tier 1 Leverage
Company	$	419,639		10.98	%	$	114,628		3.00	%		N/A		N/A
Sandy Spring Bank	$	372,983		9.77	%	$	114,553		3.00	%	$	190,922		5.00	%
As of December 31, 2011:
Total Capital to risk-weighted assets
Company	$	419,780		15.83	%	$	212,199		8.00	%		N/A		N/A
Sandy Spring Bank	$	397,526		15.00	%	$	212,016		8.00	%	$	265,021		10.00	%
Tier 1 Capital to risk-weighted assets
Company	$	386,423		14.57	%	$	106,099		4.00	%		N/A		N/A
Sandy Spring Bank	$	329,197		12.42	%	$	106,008		4.00	%	$	159,012		6.00	%
Tier 1 Leverage
Company	$	386,423		10.84	%	$	106,976		3.00	%		N/A		N/A
Sandy Spring Bank	$	329,197		9.24	%	$	106,920		3.00	%	$	178,200		5.00	%