LOANS AND LEASES

9 Months Ended

Sep. 30, 2011

LOANS AND LEASES

NOTE 3 – LOANS AND LEASES

The loan portfolio segment balances are presented in the following table at the dates indicated, net of unearned income and deferred fees of $2.0 million and $2.1 million, at September 30, 2011 and December 31, 2010, respectively:

(In thousands)	September 30, 2011		December 31, 2010
Residential real estate:
Residential mortgage	$	440,606	$	436,534
Residential construction		90,727		91,273
Commercial real estate:
Commercial owner occupied real estate		519,837		503,286
Commercial investor real estate		357,358		327,782
Commercial acquisition, development and construction		141,576		151,061
Commercial Business		226,528		250,255
Leases		8,484		15,551
Consumer		360,287		380,490
Total loans and leases	$	2,145,403	$	2,156,232