OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE (Tables)

12 Months Ended

Dec. 31, 2023

Other Income and Expenses [Abstract]

Selected Components of Other Non-Interest Income and Other Non-Interest Expense

Selected components of other non-interest income and other non-interest expense for the years ended December 31 are presented in the following table:

(In thousands)	2023		2022		2021
Letter of credit fees	$	676	$	721	$	910
Extension fees	1,875		955		811
Swap fee income	305		524		511
Prepayment penalty fees	914		1,807		3,216
Other income	4,713		4,687		9,869
Total other non-interest income	$	8,483	$	8,694	$	15,317

(In thousands)	2023		2022		2021
Postage and delivery	$	2,009	$	2,040	$	1,906
Communications	2,348		2,332		2,508
Loss on FHLB redemption	—		—		9,117
Mortgage processing expense, net	1,070		1,048		1,504
Online services	3,653		2,763		2,209
Franchise taxes	2,285		1,974		1,644
Insurance	2,067		1,921		1,586
Card transaction expense	1,222		1,196		1,183
Office supplies	1,080		1,013		742
Contingent payment expense	36		1,247		—
Other expenses	15,684		12,982		11,993
Total other non-interest expense	$	31,454	$	28,516	$	34,392