OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

12 Months Ended

Dec. 31, 2022

Other Income and Expenses [Abstract]

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

Selected components of other non-interest income and other non-interest expense for the years ended December 31 are presented in the following table:

(In thousands)	2022		2021		2020
Letter of credit fees	$	721	$	910	$	710
Extension fees	955		811		1,967
Swap fee income	524		511		1,607
Prepayment penalty fees	1,807		3,216		961
Other income	4,687		9,869		3,976
Total other non-interest income	$	8,694	$	15,317	$	9,221

(In thousands)	2022		2021		2020
Postage and delivery	$	2,040	$	1,906	$	1,624
Communications	2,332		2,508		2,729
Loss on FHLB redemption	—		9,117		5,928
Mortgage processing expense, net	1,048		1,504		1,381
Online services	2,763		2,209		1,591
Franchise taxes	1,974		1,644		1,574
Insurance	1,921		1,586		1,311
Card transaction expense	1,196		1,183		1,083
Office supplies	1,013		742		912
Contingent payment expense	1,247		—		—
Other expenses	12,982		11,993		12,470
Total other non-interest expense	$	28,516	$	34,392	$	30,603