CREDIT QUALITY ASSESSMENT (Tables)

3 Months Ended

Mar. 31, 2022

Credit Loss [Abstract]

Summary Information On The Allowance For Credit Loss Activity

Summary information on the allowance for credit loss activity for the period indicated is provided in the following table:

	Three Months Ended March 31,
(In thousands)	2022		2021
Balance at beginning of period	$	109,145	$	165,367
Provision/ (credit) for credit losses	1,635		(34,708)
Loan charge-offs	(306)		(743)
Loan recoveries	114		445
Net charge-offs	(192)		(298)
Balance at period end	$	110,588	$	130,361

Schedule of Collateral Dependent Loans Individually Evaluated for Credit Loss

The following table provides summary information regarding collateral dependent loans individually evaluated for credit loss at the dates indicated:

(In thousands)	March 31, 2022		December 31, 2021
Collateral dependent loans individually evaluated for credit loss with an allowance	$	10,153	$	9,510
Collateral dependent loans individually evaluated for credit loss without an allowance	21,620		24,024
Total individually evaluated collateral dependent loans	$	31,773	$	33,534
Allowance for credit losses related to loans evaluated individually	$	6,654	$	6,593
Allowance for credit losses related to loans evaluated collectively	103,934		102,552
Total allowance for credit losses	$	110,588	$	109,145

Activity in Allowance for Credit Losses or Loan and Lease Losses by Respective Loan Portfolio Segment

The following tables provide information on the activity in the allowance for credit losses by the respective loan portfolio segment for the period indicated:

 

	For the Three Months Ended March 31, 2022
	Commercial Real Estate												Residential Real Estate
(Dollars in thousands)	Commercial Investor R/E			Commercial Owner- Occupied R/E			Commercial AD&C			Commercial Business			Residential Mortgage			Residential Construction			Consumer			Total
Balance at beginning of period	$	45,289		$	11,687		$	20,322		$	23,170		$	5,384		$	1,048		$	2,245		$	109,145
Provision/ (credit) for credit losses	5,505			(827)			(1,863)			(1,288)			458			(159)			(191)			1,635
Charge-offs	—			—			—			(118)			(132)			—			(56)			(306)
Recoveries	19			—			—			7			12			—			76			114
Net recoveries (charge-offs)	19			—			—			(111)			(120)			—			20			(192)
Balance at end of period	$	50,813		$	10,860		$	18,459		$	21,771		$	5,722		$	889		$	2,074		$	110,588
Total loans	$	4,388,275		$	1,692,253		$	1,089,331		$	1,349,602		$	1,000,697		$	204,259		$	419,911		$	10,144,328
Allowance for credit losses to total loans ratio	1.16		%	0.64		%	1.69		%	1.61		%	0.57		%	0.44		%	0.49		%	1.09		%
Average loans	$	4,220,246		$	1,683,557		$	1,102,660		$	1,372,755		$	964,056		$	197,366		$	424,859		$	9,965,499
Annualized net charge-offs/ (recoveries) to average loans	—		%	—		%	—		%	0.03		%	0.05		%	—		%	(0.02)		%	0.01		%
Balance of loans individually evaluated for credit loss	$	11,743		$	8,083		$	1,081		$	8,982		$	1,536		$	—		$	348		$	31,773
Allowance related to loans evaluated individually	$	181		$	94		$	504		$	5,875		$	—		$	—		$	—		$	6,654
Individual allowance to loans evaluated individually ratio	1.54		%	1.16		%	46.62		%	65.41		%	—		%	—		%	—		%	20.94		%
Balance of loans collectively evaluated for credit loss	$	4,376,532		$	1,684,170		$	1,088,250		$	1,340,620		$	999,161		$	204,259		$	419,563		$	10,112,555
Allowance related to loans evaluated collectively	$	50,632		$	10,766		$	17,955		$	15,896		$	5,722		$	889		$	2,074		$	103,934
Collective allowance to loans evaluated collectively ratio	1.16		%	0.64		%	1.65		%	1.19		%	0.57		%	0.44		%	0.49		%	1.03		%

	For the Year Ended December 31, 2021
	Commercial Real Estate												Residential Real Estate
(Dollars in thousands)	Commercial Investor R/E			Commercial Owner- Occupied R/E			Commercial AD&C			Commercial Business			Residential Mortgage			Residential Construction			Consumer			Total
Balance at beginning of period	$	57,404		$	20,061		$	22,157		$	46,806		$	11,295		$	1,502		$	6,142		$	165,367
Provision for credit losses	(6,598)			(8,238)			172			(20,132)			(6,321)			(459)			(3,980)			(45,556)
Charge-offs	(5,802)			(136)			(2,007)			(4,069)			—			—			(299)			(12,313)
Recoveries	285			—			—			565			410			5			382			1,647
Net recoveries (charge-offs)	(5,517)			(136)			(2,007)			(3,504)			410			5			83			(10,666)
Balance at end of period	$	45,289		$	11,687		$	20,322		$	23,170		$	5,384		$	1,048		$	2,245		$	109,145
Total loans	$	4,141,346		$	1,690,881		$	1,088,094		$	1,481,834		$	937,570		$	197,652		$	429,714		$	9,967,091
Allowance for credit losses to total loans ratio	1.09		%	0.69		%	1.87		%	1.56		%	0.57		%	0.53		%	0.52		%	1.10		%
Average loans	$	3,689,769		$	1,661,015		$	1,110,420		$	1,952,537		$	979,754		$	178,171		$	463,200		$	10,034,866
Net charge-offs/ (recoveries) to average loans	0.15		%	0.01		%	0.18		%	0.18		%	(0.04)		%	—		%	(0.02)		%	0.11		%
Balance of loans individually evaluated for credit loss	$	12,489		$	9,306		$	650		$	9,033		$	1,704		$	—		$	352		$	33,534
Allowance related to loans evaluated individually	$	213		$	79		$	504		$	5,797		$	—		$	—		$	—		$	6,593
Individual allowance to loans evaluated individually ratio	1.71		%	0.85		%	77.54		%	64.18		%	—		%	—		%	—		%	19.66		%
Balance of loans collectively evaluated for credit loss	$	4,128,857		$	1,681,575		$	1,087,444		$	1,472,801		$	935,866		$	197,652		$	429,362		$	9,933,557
Allowance related to loans evaluated collectively	$	45,076		$	11,608		$	19,818		$	17,373		$	5,384		$	1,048		$	2,245		$	102,552
Collective allowance to loans evaluated collectively ratio	1.09		%	0.69		%	1.82		%	1.18		%	0.58		%	0.53		%	0.52		%	1.03		%

Schedule Of Collateral Dependent Loans Individually Evaluated For Credit Loss With The Associated Allowances

The following tables present collateral dependent loans individually evaluated for credit loss with the associated allowances for credit losses by the applicable portfolio segment and for the periods indicated:

	March 31, 2022
	Commercial Real Estate								Residential Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		Residential Mortgage		Residential Construction		Consumer		Total
Loans individually evaluated for credit loss with an allowance:
Non-accruing	$	553	$	491	$	1,081	$	4,943	$	—	$	—	$	—	$	7,068
Restructured accruing	—		—		—		625		—		—		—		625
Restructured non-accruing	336		—		—		2,124		—		—		—		2,460
Balance	$	889	$	491	$	1,081	$	7,692	$	—	$	—	$	—	$	10,153
Allowance	$	181	$	94	$	504	$	5,875	$	—	$	—	$	—	$	6,654
Loans individually evaluated for credit loss without an allowance:
Non-accruing	$	3,163	$	3,377	$	—	$	413	$	—	$	—	$	—	$	6,953
Restructured accruing	—		—		—		—		1,536		—		—		1,536
Restructured non-accruing	7,691		4,215		—		877		—		—		348		13,131
Balance	$	10,854	$	7,592	$	—	$	1,290	$	1,536	$	—	$	348	$	21,620
Total individually evaluated loans:
Non-accruing	$	3,716	$	3,868	$	1,081	$	5,356	$	—	$	—	$	—	$	14,021
Restructured accruing	—		—		—		625		1,536		—		—		2,161
Restructured non-accruing	8,027		4,215		—		3,001		—		—		348		15,591
Balance	$	11,743	$	8,083	$	1,081	$	8,982	$	1,536	$	—	$	348	$	31,773
Total unpaid contractual principal balance	$	12,290	$	9,925	$	1,126	$	10,593	$	1,982	$	—	$	364	$	36,280

	December 31, 2021
	Commercial Real Estate								Residential Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		Residential Mortgage		Residential Construction		Consumer		Total
Loans individually evaluated for credit loss with an allowance:
Non-accruing	$	808	$	79	$	650	$	4,849	$	—	$	—	$	—	$	6,386
Restructured accruing	—		—		—		613		—		—		—		613
Restructured non-accruing	336		—		—		2,175		—		—		—		2,511
Balance	$	1,144	$	79	$	650	$	7,637	$	—	$	—	$	—	$	9,510
Allowance	$	213	$	79	$	504	$	5,797	$	—	$	—	$	—	$	6,593
Loans individually evaluated for credit loss without an allowance:
Non-accruing	$	3,498	$	4,775	$	—	$	434	$	—	$	—	$	—	$	8,707
Restructured accruing	—		—		—		—		1,554		—		—		1,554
Restructured non-accruing	7,847		4,452		—		962		150		—		352		13,763
Balance	$	11,345	$	9,227	$	—	$	1,396	$	1,704	$	—	$	352	$	24,024
Total individually evaluated loans:
Non-accruing	$	4,306	$	4,854	$	650	$	5,283	$	—	$	—	$	—	$	15,093
Restructured accruing	—		—		—		613		1,554		—		—		2,167
Restructured non-accruing	8,183		4,452		—		3,137		150		—		352		16,274
Balance	$	12,489	$	9,306	$	650	$	9,033	$	1,704	$	—	$	352	$	33,534
Total unpaid contractual principal balance	$	12,857	$	11,132	$	695	$	10,573	$	2,778	$	—	$	364	$	38,399

Table Of Average Principal Balance Of The Total Non-Accrual Loans and Contractual Interest Due

The following tables present average principal balance of total non-accrual loans and contractual interest due on non-accrual loans for the periods indicated below:

	For the Three Months Ended March 31, 2022
	Commercial Real Estate								Residential Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		Residential Mortgage		Residential Construction		Consumer		Total
Average non-accrual loans for the period	$	12,116	$	8,695	$	866	$	8,389	$	8,295	$	53	$	6,566	$	44,980
Contractual interest income due on non- accrual loans during the period	$	317	$	150	$	93	$	170	$	94	$	1	$	85	$	910

	For the Year Ended December 31, 2021
	Commercial Real Estate								Residential Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		Residential Mortgage		Residential Construction		Consumer		Total
Average non-accrual loans for the period	$	31,590	$	9,444	$	9,236	$	12,678	$	9,439	$	36	$	7,369	$	79,792
Contractual interest income due on non- accrual loans during the period	$	2,169	$	555	$	597	$	1,096	$	271	$	2	$	402	$	5,092

Schedule Of Information On The Credit Quality Of Loan Portfolio

The following section provides information on the credit quality of the loan portfolio for the periods indicated below:

	For the Three Months Ended March 31, 2022
	Commercial Real Estate								Residential Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		Residential Mortgage		Residential Construction		Consumer		Total
Analysis of non-accrual loan activity:
Balance at beginning of period	$	12,489	$	9,306	$	650	$	8,420	$	8,441	$	55	$	6,725	$	46,086
Loans placed on non-accrual	—		—		—		595		851		—		57		1,503
Non-accrual balances transferred to OREO	—		—		—		—		—		—		—		—
Non-accrual balances charged-off	—		—		—		(118)		(132)		—		(15)		(265)
Net payments or draws	(746)		(1,223)		431		(540)		(471)		(4)		(234)		(2,787)
Non-accrual loans brought current	—		—		—		—		(541)		—		(127)		(668)
Balance at end of period	$	11,743	$	8,083	$	1,081	$	8,357	$	8,148	$	51	$	6,406	$	43,869

	For the Year Ended December 31, 2021
	Commercial Real Estate								Residential Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		Residential Mortgage		Residential Construction		Consumer		Total
Analysis of non-accrual loan activity:
Balance at beginning of period	$	45,227	$	11,561	$	15,044	$	22,933	$	10,212	$	—	$	7,384	$	112,361
Loans placed on non-accrual	699		3,676		49		1,339		695		62		1,626		8,146
Non-accrual balances transferred to OREO	—		(257)		—		—		—		—		—		(257)
Non-accrual balances charged-off	(5,803)		(136)		(2,007)		(3,547)		—		—		(100)		(11,593)
Net payments or draws	(26,813)		(5,538)		(12,436)		(12,305)		(2,406)		(7)		(1,725)		(61,230)
Non-accrual loans brought current	(821)		—		—		—		(60)		—		(460)		(1,341)
Balance at end of period	$	12,489	$	9,306	$	650	$	8,420	$	8,441	$	55	$	6,725	$	46,086

Credit Quality of Loan Portfolio by Segment

	March 31, 2022
	Commercial Real Estate								Residential Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		Residential Mortgage		Residential Construction		Consumer		Total
Performing loans:
Current	$	4,374,107	$	1,680,971	$	1,081,248	$	1,339,424	$	983,787	$	203,655	$	411,772	$	10,074,964
30-59 days	2,425		377		3,236		1,191		5,331		553		1,577		14,690
60-89 days	—		2,822		3,766		5		1,599		—		156		8,348
Total performing loans	4,376,532		1,684,170		1,088,250		1,340,620		990,717		204,208		413,505		10,098,002
Non-performing loans:
Non-accrual loans	11,743		8,083		1,081		8,357		8,148		51		6,406		43,869
Loans greater than 90 days past due	—		—		—		—		296		—		—		296
Restructured loans	—		—		—		625		1,536		—		—		2,161
Total non-performing loans	11,743		8,083		1,081		8,982		9,980		51		6,406		46,326
Total loans	$	4,388,275	$	1,692,253	$	1,089,331	$	1,349,602	$	1,000,697	$	204,259	$	419,911	$	10,144,328

	December 31, 2021
	Commercial Real Estate								Residential Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		Residential Mortgage		Residential Construction		Consumer		Total
Performing loans:
Current	$	4,127,009	$	1,680,635	$	1,085,642	$	1,471,669	$	919,199	$	197,597	$	419,558	$	9,901,309
30-59 days	1,656		86		1,802		753		5,157		—		3,021		12,475
60-89 days	192		854		—		379		2,662		—		410		4,497
Total performing loans	4,128,857		1,681,575		1,087,444		1,472,801		927,018		197,597		422,989		9,918,281
Non-performing loans:
Non-accrual loans	12,489		9,306		650		8,420		8,441		55		6,725		46,086
Loans greater than 90 days past due	—		—		—		—		557		—		—		557
Restructured loans	—		—		—		613		1,554		—		—		2,167
Total non-performing loans	12,489		9,306		650		9,033		10,552		55		6,725		48,810
Total loans	$	4,141,346	$	1,690,881	$	1,088,094	$	1,481,834	$	937,570	$	197,652	$	429,714	$	9,967,091

Information About Credit Quality Indicator By The Year Of Origination

The following table provides information about credit quality indicators by the year of origination as of March 31, 2022:

	March 31, 2022
	Term Loans by Origination Year												Revolving
(In thousands)	2022		2021		2020		2019		2018		Prior		Loans		Total
Commercial Investor R/E:
Pass	$	384,736	$	1,349,176	$	729,504	$	601,556	$	346,334	$	927,482	$	14,687	$	4,353,475
Special Mention	—		4,736		506		96		589		7,019		—		12,946
Substandard	—		792		336		2,256		8,406		10,064		—		21,854
Doubtful	—		—		—		—		—		—		—		—
Total	$	384,736	$	1,354,704	$	730,346	$	603,908	$	355,329	$	944,565	$	14,687	$	4,388,275
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial Owner-Occupied R/E:
Pass	$	120,495	$	351,408	$	240,259	$	302,230	$	166,269	$	480,409	$	899	$	1,661,969
Special Mention	917		—		932		470		2,643		9,554		—		14,516
Substandard	—		1,928		913		8,083		2,254		2,590		—		15,768
Doubtful	—		—		—		—		—		—		—		—
Total	$	121,412	$	353,336	$	242,104	$	310,783	$	171,166	$	492,553	$	899	$	1,692,253
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial AD&C:
Pass	$	86,642	$	475,981	$	183,536	$	96,660	$	62,776	$	13,887	$	164,794	$	1,084,276
Special Mention	912		2,073		—		—		—		—		989		3,974
Substandard	—		780		—		301		—		—		—		1,081
Doubtful	—		—		—		—		—		—		—		—
Total	$	87,554	$	478,834	$	183,536	$	96,961	$	62,776	$	13,887	$	165,783	$	1,089,331
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial Business:
Pass	$	76,700	$	299,668	$	135,911	$	128,342	$	91,993	$	97,581	$	485,438	$	1,315,633
Special Mention	32		408		1,840		6,727		1,563		747		8,273		19,590
Substandard	15		3,670		2,702		3,020		678		2,831		1,463		14,379
Doubtful	—		—		—		—		—		—		—		—
Total	$	76,747	$	303,746	$	140,453	$	138,089	$	94,234	$	101,159	$	495,174	$	1,349,602
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	118	$	—	$	—	$	118
Residential Mortgage:
Beacon score:
660-850	$	93,493	$	251,932	$	166,024	$	45,753	$	58,950	$	306,194	$	—	$	922,346
600-659	206		4,497		2,977		4,361		4,812		23,340		—		40,193
540-599	242		1,982		1,141		1,439		4,736		7,966		—		17,506
less than 540	2,854		1,554		3,486		1,234		1,246		10,278		—		20,652
Total	$	96,795	$	259,965	$	173,628	$	52,787	$	69,744	$	347,778	$	—	$	1,000,697
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	132	$	—	$	132
Residential Construction:
Beacon score:
660-850	$	20,890	$	134,821	$	36,510	$	6,167	$	1,346	$	1,160	$	—	$	200,894
600-659	—		1,110		—		—		—		—		—		1,110
540-599	—		—		—		—		—		—		—		—
less than 540	333		1,922		—		—		—		—		—		2,255
Total	$	21,223	$	137,853	$	36,510	$	6,167	$	1,346	$	1,160	$	—	$	204,259
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Consumer:
Beacon score:
660-850	$	789	$	2,825	$	1,226	$	2,317	$	2,541	$	26,724	$	343,402	$	379,824
600-659	106		392		58		109		418		5,189		14,630		20,902
540-599	2		207		2		641		232		2,941		4,457		8,482
less than 540	51		81		56		169		616		3,011		6,719		10,703
Total	$	948	$	3,505	$	1,342	$	3,236	$	3,807	$	37,865	$	369,208	$	419,911
Current period gross charge-offs	$	—	$	5	$	—	$	—	$	—	$	—	$	51	$	56
Total loans	$	789,415	$	2,891,943	$	1,507,919	$	1,211,931	$	758,402	$	1,938,967	$	1,045,751	$	10,144,328

 The following table provides information about credit quality indicators by the year of origination as of December 31, 2021:

	December 31, 2021
	Term Loans by Origination Year												Revolving
(In thousands)	2021		2020		2019		2018		2017		Prior		Loans		Total
Commercial Investor R/E:
Pass	$	1,391,969	$	748,236	$	616,761	$	357,640	$	328,327	$	633,913	$	19,239	$	4,096,085
Special Mention	2,210		510		4,646		596		2,204		10,438		—		20,604
Substandard	807		336		4,308		8,568		10,064		574		—		24,657
Doubtful	—		—		—		—		—		—		—		—
Total	$	1,394,986	$	749,082	$	625,715	$	366,804	$	340,595	$	644,925	$	19,239	$	4,141,346
Current period gross charge-offs	$	—	$	—	$	—	$	903	$	3,975	$	924	$	—	$	5,802
Commercial Owner-Occupied R/E:
Pass	$	360,169	$	254,350	$	319,348	$	178,416	$	172,354	$	363,685	$	1,149	$	1,649,471
Special Mention	156		1,476		4,388		9,035		4,456		9,106		—		28,617
Substandard	1,968		1,800		4,028		2,265		354		2,378		—		12,793
Doubtful	—		—		—		—		—		—		—		—
Total	$	362,293	$	257,626	$	327,764	$	189,716	$	177,164	$	375,169	$	1,149	$	1,690,881
Current period gross charge-offs	$	—	$	—	$	—	$	136	$	—	$	—	$	—	$	136
Commercial AD&C:
Pass	$	454,207	$	226,332	$	148,260	$	87,934	$	13,938	$	—	$	152,896	$	1,083,567
Special Mention	2,888		—		—		—		—		—		989		3,877
Substandard	349		—		301		—		—		—		—		650
Doubtful	—		—		—		—		—		—		—		—
Total	$	457,444	$	226,332	$	148,561	$	87,934	$	13,938	$	—	$	153,885	$	1,088,094
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	2,007	$	—	$	—	$	2,007
Commercial Business:
Pass	$	403,871	$	165,194	$	137,069	$	96,800	$	55,100	$	53,764	$	533,893	$	1,445,691
Special Mention	220		1,998		7,030		1,701		548		577		9,212		21,286
Substandard	3,777		3,262		2,609		797		811		2,065		1,536		14,857
Doubtful	—		—		—		—		—		—		—		—
Total	$	407,868	$	170,454	$	146,708	$	99,298	$	56,459	$	56,406	$	544,641	$	1,481,834
Current period gross charge-offs	$	—	$	—	$	88	$	1,674	$	46	$	2,236	$	25	$	4,069
Residential Mortgage:
Beacon score:
660-850	$	246,612	$	165,623	$	46,925	$	65,865	$	102,628	$	223,420	$	—	$	851,073
600-659	11,102		3,285		3,583		4,255		4,645		20,052		—		46,922
540-599	1,472		1,864		2,162		4,522		1,599		8,201		—		19,820
less than 540	452		4,293		1,575		1,829		2,079		9,527		—		19,755
Total	$	259,638	$	175,065	$	54,245	$	76,471	$	110,951	$	261,200	$	—	$	937,570
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Residential Construction:
Beacon score:
660-850	$	134,335	$	45,890	$	8,063	$	2,078	$	1,347	$	1,160	$	—	$	192,873
600-659	1,922		—		650		—		—		—		—		2,572
540-599	—		—		—		—		—		462		—		462
less than 540	1,745		—		—		—		—		—		—		1,745
Total	$	138,002	$	45,890	$	8,713	$	2,078	$	1,347	$	1,622	$	—	$	197,652
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Consumer:
Beacon score:
660-850	$	3,179	$	1,393	$	3,130	$	3,060	$	1,648	$	26,156	$	350,466	$	389,032
600-659	352		123		324		716		430		4,906		14,119		20,970
540-599	58		8		311		160		89		2,809		4,926		8,361
less than 540	88		58		536		544		98		3,101		6,926		11,351
Total	$	3,677	$	1,582	$	4,301	$	4,480	$	2,265	$	36,972	$	376,437	$	429,714
Current period gross charge-offs	$	—	$	—	$	7	$	2	$	—	$	106	$	184	$	299
Total loans	$	3,023,908	$	1,626,031	$	1,316,007	$	826,781	$	702,719	$	1,376,294	$	1,095,351	$	9,967,091

Restructured Loans for Specific Segments of Loan Portfolio

The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated:

	For the Three Months Ended March 31, 2022
	Commercial Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		All Other Loans		Total
Troubled debt restructurings:
Restructured accruing	$	—	$	—	$	—	$	32	$	—	$	32
Restructured non-accruing	—		—		—		—		—		—
Balance	$	—	$	—	$	—	$	32	$	—	$	32
Individual allowance	$	—	$	—	$	—	$	—	$	—	$	—
Restructured and subsequently defaulted	$	—	$	—	$	—	$	—	$	—	$	—

	For the Year Ended December 31, 2021
	Commercial Real Estate
(In thousands)	Commercial Investor R/E		Commercial Owner- Occupied R/E		Commercial AD&C		Commercial Business		All Other Loans		Total
Troubled debt restructurings:
Restructured accruing	$	—	$	—	$	—	$	—	$	—	$	—
Restructured non-accruing	9,594		3,157		—		1,824		—		14,575
Balance	$	9,594	$	3,157	$	—	$	1,824	$	—	$	14,575
Individual allowance	$	—	$	—	$	—	$	461	$	—	$	461
Restructured and subsequently defaulted	$	—	$	—	$	—	$	—	$	—	$	—