OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

12 Months Ended

Dec. 31, 2021

Other Income and Expenses [Abstract]

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

Selected components of other non-interest income and other non-interest expense for the years ended December 31 are presented in the following table:

(In thousands)	2021		2020		2019
Letter of credit fees	$	910	$	710	$	389
Extension fees	811		1,967		1,287
Swap fee income	511		1,607		1,932
Prepayment penalty fees	3,216		961		404
Other income	9,869		3,976		4,768
Total other non-interest income	$	15,317	$	9,221	$	8,780

(In thousands)	2021		2020		2019
Postage and delivery	$	1,906	$	1,624	$	1,502
Communications	2,508		2,729		2,414
Loss on FHLB redemption	9,117		5,928		—
Mortgage processing expense, net	1,504		1,381		817
Online services	2,209		1,591		1,375
Provision for credit losses on unfunded loan commitments	(1,236)		1,576		—
Franchise taxes	1,644		1,574		1,307
Insurance	1,586		1,311		1,113
Card transaction expense	1,183		1,083		1,031
Office supplies	742		912		957
Other expenses	13,229		10,894		9,910
Total other non-interest expense	$	34,392	$	30,603	$	20,426