OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

12 Months Ended

Dec. 31, 2020

Other Income and Expenses [Abstract]

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE

Selected components of other non-interest income and other non-interest expense for the years ended December 31 are presented in the following table:

(In thousands)	2020		2019		2018
Letter of credit fees	$	710	$	389	$	611
Extension fees	1,967		1,287		873
Swap fee income	1,607		1,932		—
Loan prepayment penalties	961		404		594
Other income	3,976		4,768		5,048
Total other non-interest income	$	9,221	$	8,780	$	7,126

(In thousands)	2020		2019		2018
Postage and delivery	$	1,624	$	1,502	$	1,439
Communications	2,729		2,414		2,610
Loss on FHLB redemption	5,928		—		—
Mortgage processing expense, net	1,381		817		53
Online services	1,591		1,375		1,263
Provision for credit losses on unfunded loan commitments	1,576		—		—
Franchise taxes	1,574		1,307		2,143
Insurance	1,311		1,113		1,043
Card transaction expense	1,083		1,031		961
Office supplies	912		957		951
Other expenses	10,894		9,910		9,029
Total other non-interest expense	$	30,603	$	20,426	$	19,492