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CREDIT QUALITY ASSESSMENT (Tables)
 9 Months Ended
Sep. 30, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Information on Allowance for Loan and Lease Loss Activity

Summary information on the allowance for loan loss activity for the period indicated is provided in the following table:

Nine Months Ended September 30,
(In thousands)20182017
Balance at beginning of year$45,257$44,067
Provision for loan losses5,6202,450
Loan charge-offs(1,003)(2,044)
Loan recoveries535451
Net charge-offs(468)(1,593)
Balance at period end$50,409$44,924
Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment

The following tables provide information on the activity in the allowance for loan losses by the respective loan portfolio segment for the period indicated:

For the Nine Months Ended September 30, 2018
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$8,711$3,501$14,970$7,178$2,383$7,268$1,246$45,257
Provision (credit) 1,4721,3572,145(577)1448921875,620
Charge-offs (437)---(541)(25)-(1,003)
Recoveries 2376265-1134513535
Net recoveries (charge-offs)(200)6265-(428)2013(468)
Balance at end of period$9,983$4,920$17,180$6,601$2,099$8,180$1,446$50,409
Total loans$738,083$631,589$1,924,397$1,201,673$523,011$1,181,427$188,779$6,388,959
Allowance for loans losses to total loans ratio1.35%0.78%0.89%0.55%0.40%0.69%0.77%0.79%
Balance of loans specifically evaluated for impairment $7,123$136$5,861$3,352$N/A$1,876$-$18,348
Allowance for loans specifically evaluated for impairment $2,827$-$1,255$122$N/A$-$-$4,204
Specific allowance to specific loans ratio39.69%-21.41%3.64%N/A--22.91%
Balance of loans collectively evaluated$724,333$631,453$1,912,697$1,196,079$521,705$1,179,540$188,779$6,354,586
Allowance for loans collectively evaluated$7,156$4,920$15,925$6,479$2,099$8,180$1,446$46,205
Collective allowance to collective loans ratio0.99%0.78%0.83%0.54%0.40%0.69%0.77%0.73%
Balance of loans acquired with deteriorated credit quality$6,627$-$5,839$2,242$1,306$11$-$16,025
Allowance for loans acquired with deteriorated credit quality$-$-$-$-$-$-$-$-
Allowance to loans acquired with deteriorated credit quality ratio$-$-$-$-$-$-$-$-

For the Year Ended December 31,2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Provision (credit) 2,616(1,254)1,930(459)(57)(56)2572,977
Charge-offs (1,538)--(248)(693)(87)-(2,566)
Recoveries 94103101-30515026779
Net recoveries (charge-offs)(1,444)103101(248)(388)6326(1,787)
Balance at end of period$8,711$3,501$14,970$7,178$2,383$7,268$1,246$45,257
Total loans $497,948$292,443$1,112,710$857,196$455,829$921,435$176,687$4,314,248
Allowance for loan losses to total loans ratio1.75%1.20%1.35%0.84%0.52%0.79%0.71%1.05%
Balance of loans specifically evaluated for impairment $8,105$136$5,575$4,078$N/A$2,915$-$20,809
Allowance for loans specifically evaluated for impairment $3,220$-$663$131$N/A$-$-$4,014
Specific allowance to specific loans ratio39.73%-11.89%3.21%N/A--19.29%
Balance of loans collectively evaluated$489,843$292,307$1,107,135$853,118$455,829$918,520$176,687$4,293,439
Allowance for loans collectively evaluated$5,491$3,501$14,307$7,047$2,383$7,268$1,246$41,243
Collective allowance to collective loans ratio1.12%1.20%1.29%0.83%0.52%0.79%0.71%0.96%
Summary of Impaired Loans

The following table provides summary information regarding impaired loans at the dates indicated and for the periods then ended:

(In thousands)September 30, 2018December 31, 2017
Impaired loans with a specific allowance$11,450$11,693
Impaired loans without a specific allowance6,8989,116
Total impaired loans $18,348$20,809
Allowance for loan losses related to impaired loans $4,204$4,014
Allowance for loan losses related to loans collectively evaluated46,20541,243
Total allowance for loan losses $50,409$45,257
Average impaired loans for the period$19,712$23,179
Contractual interest income due on impaired loans during the period$1,888$2,314
Interest income on impaired loans recognized on a cash basis$473$754
Interest income on impaired loans recognized on an accrual basis$109$169
Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off

The following tables present the recorded investment with respect to impaired loans, the associated allowance by the applicable portfolio segment and the principal balance of the impaired loans prior to amounts charged-off at the dates indicated:

September 30, 2018
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$3,261$-$5,157$-$-$8,418
Restructured accruing335----335
Restructured non-accruing1,922--775-2,697
Balance$5,518$-$5,157$775$-$11,450
Allowance$2,827$-$1,255$122$-$4,204
Impaired loans without a specific allowance
Non-accruing$175$-$704$1,054$-$1,933
Restructured accruing436---1,4531,889
Restructured non-accruing994136-1,5234233,076
Balance$1,605$136$704$2,577$1,876$6,898
Total impaired loans
Non-accruing$3,436$-$5,861$1,054$-$10,351
Restructured accruing771---1,4532,224
Restructured non-accruing2,916136-2,2984235,773
Balance$7,123$136$5,861$3,352$1,876$18,348
Unpaid principal balance in total impaired loans$10,255$1,248$10,467$5,723$2,633$30,326

September 30, 2018
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$7,710$136$5,782$3,720$2,364$19,712
Contractual interest income due on impaired loans during the period$736$283$478$283$108
Interest income on impaired loans recognized on a cash basis$227$-$21$129$96
Interest income on impaired loans recognized on an accrual basis$53$-$-$-$56

December 31, 2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$4,516$-$5,157$-$-$9,673
Restructured accruing1,129----1,129
Restructured non-accruing108--783-891
Balance$5,753$-$5,157$783$-$11,693
Allowance$3,220$-$663$131$-$4,014
Impaired loans without a specific allowance
Non-accruing$391$-$418$1,318$-$2,127
Restructured accruing273--4968901,659
Restructured non-accruing1,688136-1,4812,0255,330
Balance$2,352$136$418$3,295$2,915$9,116
Total impaired loans
Non-accruing$4,907$-$5,575$1,318$-$11,800
Restructured accruing1,402--4968902,788
Restructured non-accruing1,796136-2,2642,0256,221
Balance$8,105$136$5,575$4,078$2,915$20,809
Unpaid principal balance in total impaired loans$11,263$1,248$10,166$6,331$3,681$32,689

December 31, 2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$7,903$137$6,835$5,336$2,968$23,179
Contractual interest income due on impaired loans during the period$828$333$669$400$84
Interest income on impaired loans recognized on a cash basis$204$-$24$394$132
Interest income on impaired loans recognized on an accrual basis$111$-$-$26$32
Credit Quality of Loan Portfolio by Segment

The following tables provide information on the credit quality of the loan portfolio by segment at the dates indicated:

September 30, 2018
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans (1)$6,352$136$5,861$3,352$4,098$9,134$163$29,096
Loans 90 days past due1501,261-13563--1,987
Restructured loans771----1,453-2,224
Total non-performing loans7,2731,3975,8613,3654,66110,58716333,307
Other real estate owned 39365497--1,217-2,118
Total non-performing assets$7,312$1,762$6,358$3,365$4,661$11,804$163$35,425
(1) Includes $1.3 million of consumer loans acquired from WashingtonFirst considered performing at the Acquisition Date.

December 31, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$6,703$136$5,575$3,582$2,967$7,196$177$26,336
Loans 90 days past due-----225-225
Restructured loans1,402--496-890-2,788
Total non-performing loans8,1051365,5754,0782,9678,31117729,349
Other real estate owned 39365-400-1,449-2,253
Total non-performing assets$8,144$501$5,575$4,478$2,967$9,760$177$31,602

September 30, 2018
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $473$2,749$3,295$1,700$1,885$9,023$3,802$22,927
61-90 days1,4311,9104281,9331,3822,2223919,697
> 90 days1501,261-13563--1,987
Total past due2,0545,9203,7233,6463,83011,2454,19334,611
Non-accrual loans (1)6,3521365,8613,3524,0989,13416329,096
Loans acquired with deteriorated credit quality6,627-5,8392,2421,30611-16,025
Current loans 723,050625,5331,908,9741,192,433513,7771,161,037184,4236,309,227
Total loans$738,083$631,589$1,924,397$1,201,673$523,011$1,181,427$188,779$6,388,959
(1) Includes $1.3 million of consumer loans acquired from WashingtonFirst considered performing at the Acquisition Date.

December 31, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $587$-$775$414$2,107$6,100$-$9,983
61-90 days----1063,103-3,209
> 90 days-----225-225
Total past due587-7754142,2139,428-13,417
Non-accrual loans6,7031365,5753,5822,9677,19617726,336
Current loans 490,658292,3071,106,360853,200450,649904,811176,5104,274,495
Total loans$497,948$292,443$1,112,710$857,196$455,829$921,435$176,687$4,314,248
Restructured Loans for Specific Segments of Loan Portfolio

The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated:

For the Nine Months Ended September 30, 2018
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$-$-$-$-$-$-
Restructured non-accruing1,464--158-1,622
Balance$1,464$-$-$158$-$1,622
Specific allowance$563$-$-$-$-$563
Restructured and subsequently defaulted$-$-$-$-$-$-

For the Year Ended December 31, 2017
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$492$-$-$-$-$492
Restructured non-accruing1,019--540-1,559
Balance$1,511$-$-$540$-$2,051
Specific allowance$247$-$-$-$-$247
Restructured and subsequently defaulted$-$-$-$-$-$-
Commercial  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

The following tables provide information by credit risk rating indicators for each segment of the commercial loan portfolio at the dates indicated:

September 30, 2018
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$714,372$631,132$1,898,911$1,186,129$4,430,544
Special Mention4,33332113,7865,11423,554
Substandard19,37813611,70010,43041,644
Doubtful -----
Total$738,083$631,589$1,924,397$1,201,673$4,495,742

December 31, 2017
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$482,924$292,307$1,103,480$845,102$2,723,813
Special Mention2,443-3,5175,50511,465
Substandard12,5811365,7136,58925,019
Doubtful -----
Total$497,948$292,443$1,112,710$857,196$2,760,297
Non Commercial Loan  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

Homogeneous loan pools do not have individual loans subjected to internal risk ratings therefore, the credit indicator applied to these pools is based on their delinquency status. The following tables provide information by credit risk rating indicators for those remaining segments of the loan portfolio at the dates indicated:

September 30, 2018
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$518,350$1,170,840$188,616$1,877,806
Non-performing:
90 days past due 563--563
Non-accruing (1)4,0989,13416313,395
Restructured loans-1,453-1,453
Total $523,011$1,181,427$188,779$1,893,217
(1) Includes $1.3 million of consumer loans acquired from WashingtonFirst considered performing at the Acquisition Date.

December 31, 2017
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$452,862$913,124$176,510$1,542,496
Non-performing:
90 days past due -225-225
Non-accruing 2,9677,19617710,340
Restructured loans-890-890
Total $455,829$921,435$176,687$1,553,951