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CREDIT QUALITY ASSESSMENT (Tables)
 6 Months Ended
Jun. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Information on Allowance for Loan and Lease Loss Activity

Summary information on the allowance for loan loss activity for the period indicated is provided in the following table:

Six Months Ended June 30,
(In thousands)20172016
Balance at beginning of year$44,067$40,895
Provision for loan losses1,5164,193
Loan charge-offs(824)(2,272)
Loan recoveries320568
Net charge-offs(504)(1,704)
Balance at period end$45,079$43,384
Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment

The following tables provide information on the activity in the allowance for loan losses by the respective loan portfolio segment for the period indicated:

For the Six Months Ended June 30, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Provision (credit) 1,877(630)150(1,204)4647251341,516
Charge-offs (411)---(404)(9)-(824)
Recoveries 4410383-482814320
Net recoveries (charge-offs)(367)10383-(356)1914(504)
Balance at end of period$9,049$4,125$13,172$6,681$2,936$8,005$1,111$45,079
Total loans and leases $451,570$314,259$1,069,988$797,629$458,058$871,766$169,901$4,133,171
Allowance for loans losses to total loans ratio2.00%1.31%1.23%0.84%0.64%0.92%0.65%1.09%
Balance of loans specifically evaluated for impairment $8,977$137$6,934$5,667$na.$2,888$-$24,603
Allowance for loans specifically evaluated for impairment $4,740$-$736$296$na.$-$-$5,772
Specific allowance to specific loans ratio52.80%-10.61%5.22%na.--23.46%
Balance of loans collectively evaluated$442,593$314,122$1,063,054$791,962$458,058$868,878$169,901$4,108,568
Allowance for loans collectively evaluated$4,309$4,125$12,436$6,385$2,936$8,005$1,111$39,307
Collective allowance to collective loans ratio0.97%1.31%1.17%0.81%0.64%0.92%0.65%0.96%

For the Year Ended December 31,2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$6,529$4,691$10,440$7,984$3,456$6,901$894$40,895
Provision (credit) 1,563(31)2,563(104)1121,406375,546
Charge-offs (597)(48)(197)-(888)(1,404)-(3,134)
Recoveries 4440133514835832760
Net recoveries (charge-offs)(553)(8)(64)5(740)(1,046)32(2,374)
Balance at end of period$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Total loans and leases $467,286$308,279$928,113$775,552$456,657$841,692$150,229$3,927,808
Allowance for loan losses to total loans ratio1.61%1.51%1.39%1.02%0.62%0.86%0.64%1.12%
Balance of loans specifically evaluated for impairment $7,018$137$8,107$5,567$na.$3,263$-$24,092
Allowance for loans specifically evaluated for impairment $2,604$-$1,736$485$na.$-$-$4,825
Specific allowance to specific loans ratio37.10%-21.41%8.71%na.--20.03%
Balance of loans collectively evaluated$460,268$308,142$920,006$769,985$456,657$838,429$150,229$3,903,716
Allowance for loans collectively evaluated$4,935$4,652$11,203$7,400$2,828$7,261$963$39,242
Collective allowance to collective loans ratio1.07%1.51%1.22%0.96%0.62%0.87%0.64%1.01%
Summary of Impaired Loans

The following table provides summary information regarding impaired loans at the dates indicated and for the periods then ended:

(In thousands)June 30, 2017December 31, 2016
Impaired loans with a specific allowance$14,193$13,563
Impaired loans without a specific allowance10,41010,529
Total impaired loans $24,603$24,092
Allowance for loan losses related to impaired loans $5,772$4,825
Allowance for loan losses related to loans collectively evaluated39,30739,242
Total allowance for loan losses $45,079$44,067
Average impaired loans for the period$24,190$26,382
Contractual interest income due on impaired loans during the period$1,281$2,082
Interest income on impaired loans recognized on a cash basis$415$511
Interest income on impaired loans recognized on an accrual basis$134$186
Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off

The following tables present the recorded investment with respect to impaired loans, the associated allowance by the applicable portfolio segment and the principal balance of the impaired loans prior to amounts charged-off at the dates indicated:

June 30, 2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Accruing$896$-$-$-$-$896
Non-accruing4,405-6,0291,224-11,658
Restructured accruing992----992
Restructured non-accruing8--639-647
Balance$6,301$-$6,029$1,863$-$14,193
Allowance$4,740$-$736$296$-$5,772
Impaired loans without a specific allowance
Non-accruing$1,597$-$426$1,907$-$3,930
Restructured accruing282--7415541,577
Restructured non-accruing7971374791,1562,3344,903
Balance$2,676$137$905$3,804$2,888$10,410
Total impaired loans
Accruing$896$-$-$-$-$896
Non-accruing6,002-6,4553,131-15,588
Restructured accruing1,274--7415542,569
Restructured non-accruing8051374791,7952,3345,550
Balance$8,977$137$6,934$5,667$2,888$24,603
Unpaid principal balance in total impaired loans$10,926$4,398$11,514$7,822$3,710$38,370

June 30, 2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$7,669$137$7,670$5,694$3,020$24,190
Contractual interest income due on impaired loans during the period$436$160$350$265$70
Interest income on impaired loans recognized on a cash basis$189$-$14$96$116
Interest income on impaired loans recognized on an accrual basis$97$-$-$18$19

December 31, 2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$2,807$-$7,029$1,884$-$11,720
Restructured accruing1,140----1,140
Restructured non-accruing64--639-703
Balance$4,011$-$7,029$2,523$-$13,563
Allowance$2,604$-$1,736$485$-$4,825
Impaired loans without a specific allowance
Non-accruing$1,562$-$562$1,083$-$3,207
Restructured accruing45--7445601,349
Restructured non-accruing1,4001375161,2172,7035,973
Balance$3,007$137$1,078$3,044$3,263$10,529
Total impaired loans
Non-accruing$4,369$-$7,591$2,967$-$14,927
Restructured accruing1,185--7445602,489
Restructured non-accruing1,4641375161,8562,7036,676
Balance$7,018$137$8,107$5,567$3,263$24,092
Unpaid principal balance in total impaired loans$10,082$4,398$12,805$7,760$3,971$39,016

December 31, 2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$5,646$150$9,480$6,561$4,545$26,382
Contractual interest income due on impaired loans during the period$570$294$718$310$190
Interest income on impaired loans recognized on a cash basis$153$-$43$266$49
Interest income on impaired loans recognized on an accrual basis$107$-$-$37$42
Credit Quality of Loan Portfolio by Segment

The following tables provide information on the credit quality of the loan portfolio by segment at the dates indicated:

June 30, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$6,807$137$6,934$4,926$3,111$7,101$187$29,203
Loans 90 days past due---4244--428
Restructured loans1,274--741-554-2,569
Total non-performing loans8,0811376,9346,0913,1157,65518732,200
Other real estate owned 39365395--661-1,460
Total non-performing assets$8,120$502$7,329$6,091$3,115$8,316$187$33,660

December 31, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$5,833$137$8,107$4,823$2,859$7,257$195$29,211
Loans 90 days past due-----232-232
Restructured loans1,185--744-560-2,489
Total non-performing loans7,0181378,1075,5672,8598,04919531,932
Other real estate owned 39365395637-475-1,911
Total non-performing assets$7,057$502$8,502$6,204$2,859$8,524$195$33,843

June 30, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $4,980$-$219$580$1,071$8,645$-$15,495
61-90 days191-1813041412,623-3,440
> 90 days---4244--428
Total past due5,171-4001,3081,21611,268-19,363
Non-accrual loans6,8071376,9344,9263,1117,10118729,203
Current loans 439,592314,1221,062,654791,395453,731853,397169,7144,084,605
Total loans$451,570$314,259$1,069,988$797,629$458,058$871,766$169,901$4,133,171

December 31, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $663$896$850$1,479$808$3,969$-$8,665
61-90 days672-1,2067441,1042,139-5,865
> 90 days-----232-232
Total past due1,3358962,0562,2231,9126,340-14,762
Non-accrual loans5,8331378,1074,8232,8597,25719529,211
Current loans 460,118307,246917,950768,506451,886828,095150,0343,883,835
Total loans$467,286$308,279$928,113$775,552$456,657$841,692$150,229$3,927,808
Restructured Loans for Specific Segments of Loan Portfolio

The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated:

For the Six Months Ended June 30, 2017
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$244$-$-$-$-$244
Restructured non-accruing------
Balance$244$-$-$-$-$244
Specific allowance$-$-$-$-$-$-
Restructured and subsequently defaulted$-$-$-$-$-$-

For the Year Ended December 31, 2016
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$42$-$-$508$-$550
Restructured non-accruing------
Balance$42$-$-$508$-$550
Specific allowance$39$-$-$-$-$39
Restructured and subsequently defaulted$-$-$479$-$-$479
Commercial  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

The following tables provide information by credit risk rating indicators for each segment of the commercial loan portfolio at the dates indicated:

June 30, 2017
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$432,870$314,122$1,060,362$783,831$2,591,185
Special Mention2,848-2,3575,64510,850
Substandard15,8521377,2698,15331,411
Doubtful -----
Total$451,570$314,259$1,069,988$797,629$2,633,446

December 31, 2016
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$442,725$308,142$917,255$758,651$2,426,773
Special Mention10,010-2,3959,25521,660
Substandard14,5511378,4637,64630,797
Doubtful -----
Total$467,286$308,279$928,113$775,552$2,479,230
Non Commercial Loan  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

Homogeneous loan pools do not have individual loans subjected to internal risk ratings therefore, the credit indicator applied to these pools is based on their delinquency status. The following tables provide information by credit risk rating indicators for those remaining segments of the loan portfolio at the dates indicated:

June 30, 2017
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$454,943$864,111$169,714$1,488,768
Non-performing:
90 days past due 4--4
Non-accruing 3,1117,10118710,399
Restructured loans-554-554
Total $458,058$871,766$169,901$1,499,725

December 31, 2016
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$453,798$833,643$150,034$1,437,475
Non-performing:
90 days past due -232-232
Non-accruing 2,8597,25719510,311
Restructured loans-560-560
Total $456,657$841,692$150,229$1,448,578