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CREDIT QUALITY ASSESSMENT (Tables)
 3 Months Ended
Mar. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Information on Allowance for Loan and Lease Loss Activity

Summary information on the allowance for loan loss activity for the period indicated is provided in the following table:

Three Months Ended March 31,
(In thousands)20172016
Balance at beginning of year$44,067$40,895
Provision for loan losses1941,236
Loan charge-offs(482)(511)
Loan recoveries82146
Net charge-offs(400)(365)
Balance at period end$43,861$41,766
Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment

The following tables provide information on the activity in the allowance for loan losses by the respective loan portfolio segment for the period indicated:

For the Three Months Ended March 31, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Provision (credit) 400(433)(42)(805)365529180194
Charge-offs (289)---(191)(2)-(482)
Recoveries 29-5-2418682
Net charge-offs(260)-5-(167)166(400)
Balance at end of period$7,679$4,219$12,902$7,080$3,026$7,806$1,149$43,861
Total loans and leases $457,216$309,350$979,410$772,443$455,478$848,814$170,285$3,992,996
Allowance for loans losses to total loans ratio1.68%1.36%1.32%0.92%0.66%0.92%0.67%1.10%
Balance of loans specifically evaluated for impairment $7,012$137$7,970$5,849$na.$2,910$-$23,878
Allowance for loans specifically evaluated for impairment $3,014$-$1,736$568$na.$-$-$5,318
Specific allowance to specific loans ratio42.98%-21.78%9.71%na.--22.27%
Balance of loans collectively evaluated$450,204$309,213$971,440$766,594$455,478$845,904$170,285$3,969,118
Allowance for loans collectively evaluated$4,665$4,219$11,166$6,512$3,026$7,806$1,149$38,543
Collective allowance to collective loans ratio1.04%1.36%1.15%0.85%0.66%0.92%0.67%0.97%

For the Year Ended December 31,2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialCommercialOwnerResidentialResidential
(Dollars in thousands)BusinessAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Balance at beginning of year$6,529$4,691$10,440$7,984$3,456$6,901$894$40,895
Provision (credit) 1,563(31)2,563(104)1121,406375,546
Charge-offs (597)(48)(197)-(888)(1,404)-(3,134)
Recoveries 4440133514835832760
Net charge-offs(553)(8)(64)5(740)(1,046)32(2,374)
Balance at end of period$7,539$4,652$12,939$7,885$2,828$7,261$963$44,067
Total loans and leases $467,286$308,279$928,113$775,552$456,657$841,692$150,229$3,927,808
Allowance for loan losses to total loans ratio1.61%1.51%1.39%1.02%0.62%0.86%0.64%1.12%
Balance of loans specifically evaluated for impairment $7,018$137$8,107$5,567$na.$3,263$-$24,092
Allowance for loans specifically evaluated for impairment $2,604$-$1,736$485$na.$-$-$4,825
Specific allowance to specific loans ratio37.10%-21.41%8.71%na.--20.03%
Balance of loans collectively evaluated$460,268$308,142$920,006$769,985$456,657$838,429$150,229$3,903,716
Allowance for loans collectively evaluated$4,935$4,652$11,203$7,400$2,828$7,261$963$39,242
Collective allowance to collective loans ratio1.07%1.51%1.22%0.96%0.62%0.87%0.64%1.01%
Summary of Impaired Loans

The following table provides summary information regarding impaired loans at the dates indicated and for the periods then ended:

(In thousands)March 31, 2017December 31, 2016
Impaired loans with a specific allowance$14,189$13,563
Impaired loans without a specific allowance9,68910,529
Total impaired loans $23,878$24,092
Allowance for loan losses related to impaired loans $5,318$4,825
Allowance for loan losses related to loans collectively evaluated38,54339,242
Total allowance for loan losses $43,861$44,067
Average impaired loans for the period$23,985$26,382
Contractual interest income due on impaired loans during the period$625$2,082
Interest income on impaired loans recognized on a cash basis$281$511
Interest income on impaired loans recognized on an accrual basis$70$186
Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off

The following tables present the recorded investment with respect to impaired loans, the associated allowance by the applicable portfolio segment and the principal balance of the impaired loans prior to amounts charged-off at the dates indicated:

March 31, 2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Accruing$1,053$-$-$-$-$1,053
Non-accruing2,470-7,0302,164-11,664
Restructured accruing825----825
Restructured non-accruing8--639-647
Balance$4,356$-$7,030$2,803$-$14,189
Allowance$3,014$-$1,736$568$-$5,318
Impaired loans without a specific allowance
Non-accruing$1,552$-$430$1,117$-$3,099
Restructured accruing285--7435561,584
Restructured non-accruing8191375101,1862,3545,006
Balance$2,656$137$940$3,046$2,910$9,689
Total impaired loans
Accruing$1,053$-$-$-$-$1,053
Non-accruing4,022-7,4603,281-14,763
Restructured accruing1,110--7435562,409
Restructured non-accruing8271375101,8252,3545,653
Balance$7,012$137$7,970$5,849$2,910$23,878
Unpaid principal balance in total impaired loans$7,863$4,398$12,661$8,054$3,721$36,697

March 31, 2017
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$7,015$137$8,039$5,708$3,086$23,985
Contractual interest income due on impaired loans during the period$191$77$176$150$31
Interest income on impaired loans recognized on a cash basis$93$-$10$74$104
Interest income on impaired loans recognized on an accrual basis$51$-$-$9$10

December 31, 2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Impaired loans with a specific allowance
Non-accruing$2,807$-$7,029$1,884$-$11,720
Restructured accruing1,140----1,140
Restructured non-accruing64--639-703
Balance$4,011$-$7,029$2,523$-$13,563
Allowance$2,604$-$1,736$485$-$4,825
Impaired loans without a specific allowance
Non-accruing$1,562$-$562$1,083$-$3,207
Restructured accruing45--7445601,349
Restructured non-accruing1,4001375161,2172,7035,973
Balance$3,007$137$1,078$3,044$3,263$10,529
Total impaired loans
Non-accruing$4,369$-$7,591$2,967$-$14,927
Restructured accruing1,185--7445602,489
Restructured non-accruing1,4641375161,8562,7036,676
Balance$7,018$137$8,107$5,567$3,263$24,092
Unpaid principal balance in total impaired loans$10,082$4,398$12,805$7,760$3,971$39,016

December 31, 2016
Commercial Real EstateTotal Recorded
CommercialAllInvestment in
CommercialCommercialOwnerOtherImpaired
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansLoans
Average impaired loans for the period$5,646$150$9,480$6,561$4,545$26,382
Contractual interest income due on impaired loans during the period$570$294$718$310$190
Interest income on impaired loans recognized on a cash basis$153$-$43$266$49
Interest income on impaired loans recognized on an accrual basis$107$-$-$37$42
Credit Quality of Loan Portfolio by Segment

The following tables provide information on the credit quality of the loan portfolio by segment at the dates indicated:

March 31, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$4,849$137$7,970$5,106$3,058$6,908$189$28,217
Loans 90 days past due-----232-232
Restructured loans1,110--743-556-2,409
Total non-performing loans5,9591377,9705,8493,0587,69618930,858
Other real estate owned 39365395--495-1,294
Total non-performing assets$5,998$502$8,365$5,849$3,058$8,191$189$32,152

December 31, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Non-performing loans and assets:
Non-accrual loans$5,833$137$8,107$4,823$2,859$7,257$195$29,211
Loans 90 days past due-----232-232
Restructured loans1,185--744-560-2,489
Total non-performing loans7,0181378,1075,5672,8598,04919531,932
Other real estate owned 39365395637-475-1,911
Total non-performing assets$7,057$502$8,502$6,204$2,859$8,524$195$33,843

March 31, 2017
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $5,140$-$-$252$586$5,747$-$11,725
61-90 days602--268408273-1,551
> 90 days-----232-232
Total past due5,742--5209946,252-13,508
Non-accrual loans4,8491377,9705,1063,0586,90818928,217
Current loans 446,625309,213971,440766,817451,426835,654170,0963,951,271
Total loans$457,216$309,350$979,410$772,443$455,478$848,814$170,285$3,992,996

December 31, 2016
Commercial Real EstateResidential Real Estate
Commercial
CommercialCommercialOwnerResidentialResidential
(In thousands)CommercialAD&CInvestor R/EOccupied R/EConsumerMortgageConstructionTotal
Past due loans
31-60 days $663$896$850$1,479$808$3,969$-$8,665
61-90 days672-1,2067441,1042,139-5,865
> 90 days-----232-232
Total past due1,3358962,0562,2231,9126,340-14,762
Non-accrual loans5,8331378,1074,8232,8597,25719529,211
Current loans 460,118307,246917,950768,506451,886828,095150,0343,883,835
Total loans$467,286$308,279$928,113$775,552$456,657$841,692$150,229$3,927,808
Restructured Loans for Specific Segments of Loan Portfolio

The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated:

For the Three Months Ended March 31, 2017
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$244$-$-$-$-$244
Restructured non-accruing------
Balance$244$-$-$-$-$244
Specific allowance$-$-$-$-$-$-
Restructured and subsequently defaulted$-$-$-$-$-$-

For the Year Ended December 31, 2016
Commercial Real Estate
CommercialAll
CommercialCommercialOwnerOther
(In thousands)CommercialAD&CInvestor R/EOccupied R/ELoansTotal
Troubled debt restructurings
Restructured accruing$42$-$-$508$-$550
Restructured non-accruing------
Balance$42$-$-$508$-$550
Specific allowance$39$-$-$-$-$39
Restructured and subsequently defaulted$-$-$479$-$-$479
Commercial  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

The following tables provide information by credit risk rating indicators for each segment of the commercial loan portfolio at the dates indicated:

March 31, 2017
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$439,936$309,213$968,724$757,890$2,475,763
Special Mention3,705-2,3736,51012,588
Substandard13,5751378,3138,04330,068
Doubtful -----
Total$457,216$309,350$979,410$772,443$2,518,419

December 31, 2016
Commercial Real Estate
Commercial
CommercialCommercialOwner
(In thousands)CommercialAD&CInvestor R/EOccupied R/ETotal
Pass$442,725$308,142$917,255$758,651$2,426,773
Special Mention10,010-2,3959,25521,660
Substandard14,5511378,4637,64630,797
Doubtful -----
Total$467,286$308,279$928,113$775,552$2,479,230
Non Commercial Loan  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Credit Risk Rating Indicators

Homogeneous loan pools do not have individual loans subjected to internal risk ratings therefore, the credit indicator applied to these pools is based on their delinquency status. The following tables provide information by credit risk rating indicators for those remaining segments of the loan portfolio at the dates indicated:

March 31, 2017
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$452,420$841,118$170,096$1,463,634
Non-performing:
90 days past due -232-232
Non-accruing 3,0586,90818910,155
Restructured loans-556-556
Total $455,478$848,814$170,285$1,474,577

December 31, 2016
Residential Real Estate
ResidentialResidential
(In thousands)ConsumerMortgageConstructionTotal
Performing$453,798$833,643$150,034$1,437,475
Non-performing:
90 days past due -232-232
Non-accruing 2,8597,25719510,311
Restructured loans-560-560
Total $456,657$841,692$150,229$1,448,578