CREDIT QUALITY ASSESSMENT (Tables)

12 Months Ended

Dec. 31, 2016

Accounts, Notes, Loans and Financing Receivable [Line Items]

Summary Information on Allowance for Loan and Lease Loss Activity

(In thousands)			2016		2015		2014
Balance at beginning of year			$	40,895	$	37,802	$	38,766
	Provision for loan losses			5,546		5,371		(163)
	Loan charge-offs			(3,134)		(3,795)		(2,687)
	Loan recoveries			760		1,517		1,886
		Net charge-offs		(2,374)		(2,278)		(801)
Balance at period end			$	44,067	$	40,895	$	37,802

Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment

		2016
				Commercial Real Estate								Residential Real Estate
								Commercial
		Commercial		Commercial		Commercial		Owner				Residential		Residential
(Dollars in thousands)		Business		AD&C		Investor R/E		Occupied R/E		Consumer		Mortgage		Construction		Total
Balance at beginning of year		$	6,529	$	4,691	$	10,440	$	7,984	$	3,456	$	6,901	$	894	$	40,895
Provision (credit)			1,563		(31)		2,563		(104)		112		1,406		37		5,546
Charge-offs			(597)		(48)		(197)		-		(888)		(1,404)		-		(3,134)
Recoveries			44		40		133		5		148		358		32		760
	Net charge-offs		(553)		(8)		(64)		5		(740)		(1,046)		32		(2,374)
Balance at end of period		$	7,539	$	4,652	$	12,939	$	7,885	$	2,828	$	7,261	$	963	$	44,067
Total loans		$	467,286	$	308,279	$	928,113	$	775,552	$	456,657	$	841,692	$	150,229	$	3,927,808
Allowance for loans to total loans ratio			1.61%		1.51%		1.39%		1.02%		0.62%		0.86%		0.64%		1.12%
Balance of loans specifically evaluated for impairment		$	7,018	$	137	$	8,107	$	5,567		na.	$	3,263	$	-	$	24,092
Allowance for loans specifically evaluated for impairment		$	2,604	$	-	$	1,736	$	485		na.	$	-	$	-	$	4,825
Specific allowance to specific loans ratio			37.10%		0.00%		21.41%		8.71%		na.		na.		na.		20.03%
Balance of loans collectively evaluated		$	460,268	$	308,142	$	920,006	$	769,985	$	456,657	$	838,429	$	150,229	$	3,903,716
Allowance for loans collectively evaluated		$	4,935	$	4,652	$	11,203	$	7,400	$	2,828	$	7,261	$	963	$	39,242
Collective allowance to collective loans ratio			1.07%		1.51%		1.22%		0.96%		0.62%		0.87%		0.64%		1.01%

		2015
				Commercial Real Estate										Residential Real Estate
								Commercial
		Commercial		Commercial		Commercial		Owner						Residential		Residential
(Dollars in thousands)		Business		AD&C		Investor R/E		Occupied R/E		Leasing		Consumer		Mortgage		Construction		Total
Balance at beginning of year		$	5,852	$	4,267	$	9,784	$	7,143	$	9	$	3,592	$	6,232	$	923	$	37,802
Provision (credit)			508		583		727		1,881		(5)		619		1,138		(80)		5,371
Charge-offs			(306)		(739)		(91)		(1,043)		(4)		(998)		(614)		-		(3,795)
Recoveries			475		580		20		3		-		243		145		51		1,517
	Net charge-offs		169		(159)		(71)		(1,040)		(4)		(755)		(469)		51		(2,278)
Balance at end of period		$	6,529	$	4,691	$	10,440	$	7,984	$	-	$	3,456	$	6,901	$	894	$	40,895
Total loans		$	465,765	$	255,980	$	719,084	$	678,027	$	-	$	450,875	$	796,358	$	129,281	$	3,495,370
Allowance for loans total loans ratio			1.40%		1.83%		1.45%		1.18%		na.		0.77%		0.87%		0.69%		1.17%
Balance of loans specifically evaluated for impairment		$	5,273	$	194	$	10,441	$	6,580		na.		na.	$	6,439	$	-	$	28,927
Allowance for loans specifically evaluated for impairment		$	1,318	$	58	$	1,489	$	510		na.		na.	$	-	$	-	$	3,375
Specific allowance to specific loans ratio			25.00%		29.90%		14.26%		7.75%		na.		na.		na.		na.		11.67%
Balance of loans collectively evaluated		$	460,492	$	255,786	$	708,643	$	671,447		na.	$	450,875	$	789,919	$	129,281	$	3,466,443
Allowance for loans collectively evaluated		$	5,211	$	4,633	$	8,951	$	7,474		na.	$	3,456	$	6,901	$	894	$	37,520
Collective allowance to collective loans ratio			1.13%		1.81%		1.26%		1.11%		na.		0.77%		0.87%		0.69%		1.08%

Summary of Impaired Loans

(In thousands)		2016		2015		2014
Impaired loans with a specific allowance		$	13,563	$	14,208	$	11,411
Impaired loans without a specific allowance			10,529		14,719		18,008
	Total impaired loans	$	24,092	$	28,927	$	29,419
Allowance for loan losses related to impaired loans		$	4,825	$	3,375	$	2,894
Allowance for loan related to loans collectively evaluated			39,242		37,520		34,908
	Total allowance for loan losses	$	44,067	$	40,895	$	37,802
Average impaired loans for the period		$	26,382	$	29,828	$	34,331
Contractual interest income due on impaired loans during the period		$	2,082	$	2,527	$	2,339
Interest income on impaired loans recognized on a cash basis		$	511	$	961	$	773
Interest income on impaired loans recognized on an accrual basis		$	186	$	274	$	280

			2016
					Commercial Real Estate								Total Recorded
									Commercial		All		Investment in
					Commercial		Commercial		Owner		Other		Impaired
(In thousands)			Commercial		AD&C		Investor R/E		Occupied R/E		Loans		Loans
Impaired loans with a specific allowance
		Non-accruing	$	2,807	$	-	$	7,029	$	1,884	$	-	$	11,720
		Restructured accruing		1,140		-		-		-		-		1,140
		Restructured non-accruing		64		-		-		639		-		703
	Balance		$	4,011	$	-	$	7,029	$	2,523	$	-	$	13,563
	Allowance		$	2,604	$	-	$	1,736	$	485	$	-	$	4,825
Impaired loans without a specific allowance
		Non-accruing	$	1,562	$	-	$	562	$	1,083	$	-	$	3,207
		Restructured accruing		45		-		-		744		560		1,349
		Restructured non-accruing		1,400		137		516		1,217		2,703		5,973
	Balance		$	3,007	$	137	$	1,078	$	3,044	$	3,263	$	10,529
Total impaired loans
		Non-accruing	$	4,369	$	-	$	7,591	$	2,967	$	-	$	14,927
		Restructured accruing		1,185		-		-		744		560		2,489
		Restructured non-accruing		1,464		137		516		1,856		2,703		6,676
	Balance		$	7,018	$	137	$	8,107	$	5,567	$	3,263	$	24,092
Unpaid principal balance in total impaired loans			$	10,082	$	4,398	$	12,805	$	7,760	$	3,971	$	39,016

	2016
			Commercial Real Estate								Total Recorded
							Commercial		All		Investment in
			Commercial		Commercial		Owner		Other		Impaired
(In thousands)	Commercial		AD&C		Investor R/E		Occupied R/E		Loans		Loans
Average impaired loans for the period	$	5,646	$	150	$	9,480	$	6,561	$	4,545	$	26,382
Contractual interest income due on impaired loans during the period	$	570	$	294	$	718	$	310	$	190
Interest income on impaired loans recognized on a cash basis	$	153	$	-	$	43	$	266	$	49
Interest income on impaired loans recognized on an accrual basis	$	107	$	-	$	-	$	37	$	42

			2015
					Commercial Real Estate								Total Recorded
									Commercial		All		Investment in
					Commercial		Commercial		Owner		Other		Impaired
(In thousands)			Commercial		AD&C		Investor R/E		Occupied R/E		Loans		Loans
Impaired loans with a specific allowance
		Non-accruing	$	1,168	$	58	$	7,791	$	3,519	$	-	$	12,536
		Restructured accruing		876		-		-		-		-		876
		Restructured non-accruing		156		-		-		640		-		796
	Balance		$	2,200	$	58	$	7,791	$	4,159	$	-	$	14,208
	Allowance		$	1,318	$	58	$	1,489	$	510	$	-	$	3,375
Impaired loans without a specific allowance
		Non-accruing	$	974	$	-	$	518	$	793	$	2,750	$	5,035
		Restructured accruing		701		-		2,073		240		577		3,591
		Restructured non-accruing		1,398		136		59		1,388		3,112		6,093
	Balance		$	3,073	$	136	$	2,650	$	2,421	$	6,439	$	14,719
Total impaired loans
		Non-accruing	$	2,142	$	58	$	8,309	$	4,312	$	2,750	$	17,571
		Restructured accruing		1,577		-		2,073		240		577		4,467
		Restructured non-accruing		1,554		136		59		2,028		3,112		6,889
	Balance		$	5,273	$	194	$	10,441	$	6,580	$	6,439	$	28,927
Unpaid principal balance in total impaired loans			$	7,158	$	4,456	$	15,138	$	8,555	$	7,154	$	42,461

	2015
			Commercial Real Estate								Total Recorded
							Commercial		All		Investment in
			Commercial		Commercial		Owner		Other		Impaired
(In thousands)	Commercial		AD&C		Investor R/E		Occupied R/E		Loans		Loans
Average impaired loans for the period	$	4,714	$	882	$	11,145	$	8,218	$	4,869	$	29,828
Contractual interest income due on impaired loans during the period	$	450	$	304	$	918	$	647	$	208
Interest income on impaired loans recognized on a cash basis	$	273	$	11	$	226	$	347	$	104
Interest income on impaired loans recognized on an accrual basis	$	113	$	-	$	107	$	11	$	43

Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off

		2016
				Commercial Real Estate								Residential Real Estate
								Commercial
				Commercial		Commercial		Owner				Residential		Residential
(In thousands)		Commercial		AD&C		Investor R/E		Occupied R/E		Consumer		Mortgage		Construction		Total
Non-performing loans and assets:
	Non-accrual loans	$	5,833	$	137	$	8,107	$	4,823	$	2,859	$	7,257	$	195	$	29,211
	Loans 90 days past due		-		-		-		-		-		232		-		232
	Restructured loans		1,185		-		-		744		-		560		-		2,489
Total non-performing loans			7,018		137		8,107		5,567		2,859		8,049		195		31,932
	Other real estate owned		39		365		395		637		-		475		-		1,911
Total non-performing assets		$	7,057	$	502	$	8,502	$	6,204	$	2,859	$	8,524	$	195	$	33,843

		2015
				Commercial Real Estate								Residential Real Estate
								Commercial
				Commercial		Commercial		Owner				Residential		Residential
(In thousands)		Commercial		AD&C		Investor R/E		Occupied R/E		Consumer		Mortgage		Construction		Total
Non-performing loans and assets:
	Non-accrual loans	$	3,696	$	194	$	8,368	$	6,340	$	2,193	$	8,822	$	418	$	30,031
	Loans 90 days past due		-		-		-		-		-		-		-		-
	Restructured loans		1,577		-		2,073		240		-		577		-		4,467
Total non-performing loans			5,273		194		10,441		6,580		2,193		9,399		418		34,498
	Other real estate owned		39		365		433		-		690		1,215		-		2,742
Total non-performing assets		$	5,312	$	559	$	10,874	$	6,580	$	2,883	$	10,614	$	418	$	37,240

			2016
					Commercial Real Estate								Residential Real Estate
									Commercial
					Commercial		Commercial		Owner				Residential		Residential
(In thousands)			Commercial		AD&C		Investor R/E		Occupied R/E		Consumer		Mortgage		Construction		Total
Past due loans
	31-60 days		$	663	$	896	$	850	$	1,479	$	808	$	3,969	$	-	$	8,665
	61-90 days			672		-		1,206		744		1,104		2,139		-		5,865
	> 90 days			-		-		-		-		-		232		-		232
		Total past due		1,335		896		2,056		2,223		1,912		6,340		-		14,762
	Non-accrual loan			5,833		137		8,107		4,823		2,859		7,257		195		29,211
	Current loans			460,118		307,246		917,950		768,506		451,886		828,095		150,034		3,883,835
		Total loans	$	467,286	$	308,279	$	928,113	$	775,552	$	456,657	$	841,692	$	150,229	$	3,927,808

			2015
					Commercial Real Estate										Residential Real Estate
									Commercial
					Commercial		Commercial		Owner						Residential		Residential
(In thousands)			Commercial		AD&C		Investor R/E		Occupied R/E		Leasing		Consumer		Mortgage		Construction		Total
Past due loans
	31-60 days		$	119	$	-	$	616	$	1,819	$	-	$	1,642	$	2,602	$	-	$	6,798
	61-90 days			404		-		2,200		849		-		550		986		-		4,989
	> 90 days			-		-		-		-		-		-		-		-		-
		Total past due		523		-		2,816		2,668		-		2,192		3,588		-		11,787
	Non-accrual loans			3,696		194		8,368		6,340		-		2,193		8,822		418		30,031
	Current loans			461,546		255,786		707,900		669,019		-		446,490		783,948		128,863		3,453,552
		Total loans	$	465,765	$	255,980	$	719,084	$	678,027	$	-	$	450,875	$	796,358	$	129,281	$	3,495,370

Restructured Loans for Specific Segments of Loan Portfolio

		For the Year Ended December 31, 2016
				Commercial Real Estate
								Commercial		All
				Commercial		Commercial		Owner		Other
(In thousands)		Commercial		AD&C		Investor R/E		Occupied R/E		Loans		Total
Troubled debt restructurings
	Restructured accruing	$	42	$	-	$	-	$	508	$	-	$	550
	Restructured non-accruing		-		-		-		-		-		-
Balance		$	42	$	-	$	-	$	508	$	-	$	550
Specific allowance		$	39	$	-	$	-	$	-	$	-	$	39
Restructured and subsequently defaulted		$	-	$	-	$	479	$	-	$	-	$	479

		For the Year Ended December 31, 2015
				Commercial Real Estate
								Commercial		All
				Commercial		Commercial		Owner		Other
(In thousands)		Commercial		AD&C		Investor R/E		Occupied R/E		Loans		Total
Troubled debt restructurings
	Restructured accruing	$	1,003	$	-	$	-	$	240	$	-	$	1,243
	Restructured non-accruing		-		-		-		639		-		639
Balance		$	1,003	$	-	$	-	$	879	$	-	$	1,882
Specific allowance		$	303	$	-	$	-	$	149	$	-	$	452
Restructured and subsequently defaulted		$	-	$	-	$	-	$	-	$	-	$	-

Commercial

Accounts, Notes, Loans and Financing Receivable [Line Items]

Credit Quality of Loan Portfolio by Segment

		2016
				Commercial Real Estate
								Commercial
				Commercial		Commercial		Owner
(In thousands)		Commercial		AD&C		Investor R/E		Occupied R/E		Total
	Pass	$	442,725	$	308,142	$	917,255	$	758,651	$	2,426,773
	Special Mention		10,010		-		2,395		9,255		21,660
	Substandard		14,551		137		8,463		7,646		30,797
	Doubtful		-		-		-		-		-
Total		$	467,286	$	308,279	$	928,113	$	775,552	$	2,479,230

		2015
				Commercial Real Estate
								Commercial
				Commercial		Commercial		Owner
(In thousands)		Commercial		AD&C		Investor R/E		Occupied R/E		Total
	Pass	$	447,439	$	255,786	$	706,623	$	659,281	$	2,069,129
	Special Mention		797		-		1,509		3,356		5,662
	Substandard		17,529		194		10,952		15,390		44,065
	Doubtful		-		-		-		-		-
Total		$	465,765	$	255,980	$	719,084	$	678,027	$	2,118,856

Non Commercial Loan

Accounts, Notes, Loans and Financing Receivable [Line Items]

Credit Risk Rating Indicators

			2016
					Residential Real Estate
					Residential		Residential
(In thousands)			Consumer		Mortgage		Construction		Total
	Performing		$	453,798	$	833,643	$	150,034	$	1,437,475
	Non-performing:
		90 days past due		-		232		-		232
		Non-accruing		2,859		7,257		195		10,311
		Restructured loans		-		560		-		560
Total			$	456,657	$	841,692	$	150,229	$	1,448,578

			2015
						Residential Real Estate
						Residential		Residential
(In thousands)				Consumer		Mortgage		Construction		Total
	Performing			$	448,682	$	786,959	$	128,863	$	1,364,504
	Non-performing:
		90 days past due			-		-		-		-
		Non-accruing			2,193		8,822		418		11,433
		Restructured loans			-		577		-		577
Total				$	450,875	$	796,358	$	129,281	$	1,376,514