CREDIT QUALITY ASSESSMENT (Tables)
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12 Months Ended |
Dec. 31, 2016 |
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| Accounts, Notes, Loans and Financing Receivable [Line Items] |
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| Summary Information on Allowance for Loan and Lease Loss Activity |
| (In thousands) | | 2016 | | 2015 | | 2014 | | Balance at beginning of year | | $ | 40,895 | | $ | 37,802 | | $ | 38,766 | | Provision for loan losses | | | 5,546 | | | 5,371 | | | (163) | | Loan charge-offs | | | (3,134) | | | (3,795) | | | (2,687) | | Loan recoveries | | | 760 | | | 1,517 | | | 1,886 | | | Net charge-offs | | | (2,374) | | | (2,278) | | | (801) | | Balance at period end | | $ | 44,067 | | $ | 40,895 | | $ | 37,802 |
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| Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment |
| | | 2016 | | | | | | | Commercial Real Estate | | | | | Residential Real Estate | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | Commercial | | Commercial | | Commercial | | Owner | | | | | Residential | | Residential | | | | | (Dollars in thousands) | | Business | | AD&C | | Investor R/E | | Occupied R/E | | Consumer | | Mortgage | | Construction | | Total | | Balance at beginning of year | | $ | 6,529 | | $ | 4,691 | | $ | 10,440 | | $ | 7,984 | | $ | 3,456 | | $ | 6,901 | | $ | 894 | | $ | 40,895 | | Provision (credit) | | | 1,563 | | | (31) | | | 2,563 | | | (104) | | | 112 | | | 1,406 | | | 37 | | | 5,546 | | Charge-offs | | | (597) | | | (48) | | | (197) | | | - | | | (888) | | | (1,404) | | | - | | | (3,134) | | Recoveries | | | 44 | | | 40 | | | 133 | | | 5 | | | 148 | | | 358 | | | 32 | | | 760 | | Net charge-offs | | | (553) | | | (8) | | | (64) | | | 5 | | | (740) | | | (1,046) | | | 32 | | | (2,374) | | Balance at end of period | | $ | 7,539 | | $ | 4,652 | | $ | 12,939 | | $ | 7,885 | | $ | 2,828 | | $ | 7,261 | | $ | 963 | | $ | 44,067 | | Total loans | | $ | 467,286 | | $ | 308,279 | | $ | 928,113 | | $ | 775,552 | | $ | 456,657 | | $ | 841,692 | | $ | 150,229 | | $ | 3,927,808 | | Allowance for loans to total loans ratio | | | 1.61% | | | 1.51% | | | 1.39% | | | 1.02% | | | 0.62% | | | 0.86% | | | 0.64% | | | 1.12% | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance of loans specifically evaluated for impairment | | $ | 7,018 | | $ | 137 | | $ | 8,107 | | $ | 5,567 | | | na. | | $ | 3,263 | | $ | - | | $ | 24,092 | | Allowance for loans specifically evaluated for impairment | | $ | 2,604 | | $ | - | | $ | 1,736 | | $ | 485 | | | na. | | $ | - | | $ | - | | $ | 4,825 | | Specific allowance to specific loans ratio | | | 37.10% | | | 0.00% | | | 21.41% | | | 8.71% | | | na. | | | na. | | | na. | | | 20.03% | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance of loans collectively evaluated | | $ | 460,268 | | $ | 308,142 | | $ | 920,006 | | $ | 769,985 | | $ | 456,657 | | $ | 838,429 | | $ | 150,229 | | $ | 3,903,716 | | Allowance for loans collectively evaluated | | $ | 4,935 | | $ | 4,652 | | $ | 11,203 | | $ | 7,400 | | $ | 2,828 | | $ | 7,261 | | $ | 963 | | $ | 39,242 | | Collective allowance to collective loans ratio | | | 1.07% | | | 1.51% | | | 1.22% | | | 0.96% | | | 0.62% | | | 0.87% | | | 0.64% | | | 1.01% |
| | | 2015 | | | | | | | Commercial Real Estate | | | | | | | | Residential Real Estate | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | Commercial | | Commercial | | Commercial | | Owner | | | | | | | | Residential | | Residential | | | | | (Dollars in thousands) | | Business | | AD&C | | Investor R/E | | Occupied R/E | | Leasing | | Consumer | | Mortgage | | Construction | | Total | | Balance at beginning of year | | $ | 5,852 | | $ | 4,267 | | $ | 9,784 | | $ | 7,143 | | $ | 9 | | $ | 3,592 | | $ | 6,232 | | $ | 923 | | $ | 37,802 | | Provision (credit) | | | 508 | | | 583 | | | 727 | | | 1,881 | | | (5) | | | 619 | | | 1,138 | | | (80) | | | 5,371 | | Charge-offs | | | (306) | | | (739) | | | (91) | | | (1,043) | | | (4) | | | (998) | | | (614) | | | - | | | (3,795) | | Recoveries | | | 475 | | | 580 | | | 20 | | | 3 | | | - | | | 243 | | | 145 | | | 51 | | | 1,517 | | Net charge-offs | | | 169 | | | (159) | | | (71) | | | (1,040) | | | (4) | | | (755) | | | (469) | | | 51 | | | (2,278) | | Balance at end of period | | $ | 6,529 | | $ | 4,691 | | $ | 10,440 | | $ | 7,984 | | $ | - | | $ | 3,456 | | $ | 6,901 | | $ | 894 | | $ | 40,895 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total loans | | $ | 465,765 | | $ | 255,980 | | $ | 719,084 | | $ | 678,027 | | $ | - | | $ | 450,875 | | $ | 796,358 | | $ | 129,281 | | $ | 3,495,370 | | Allowance for loans total loans ratio | | | 1.40% | | | 1.83% | | | 1.45% | | | 1.18% | | | na. | | | 0.77% | | | 0.87% | | | 0.69% | | | 1.17% | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance of loans specifically evaluated for impairment | | $ | 5,273 | | $ | 194 | | $ | 10,441 | | $ | 6,580 | | | na. | | | na. | | $ | 6,439 | | $ | - | | $ | 28,927 | | Allowance for loans specifically evaluated for impairment | | $ | 1,318 | | $ | 58 | | $ | 1,489 | | $ | 510 | | | na. | | | na. | | $ | - | | $ | - | | $ | 3,375 | | Specific allowance to specific loans ratio | | | 25.00% | | | 29.90% | | | 14.26% | | | 7.75% | | | na. | | | na. | | | na. | | | na. | | | 11.67% | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance of loans collectively evaluated | | $ | 460,492 | | $ | 255,786 | | $ | 708,643 | | $ | 671,447 | | | na. | | $ | 450,875 | | $ | 789,919 | | $ | 129,281 | | $ | 3,466,443 | | Allowance for loans collectively evaluated | | $ | 5,211 | | $ | 4,633 | | $ | 8,951 | | $ | 7,474 | | | na. | | $ | 3,456 | | $ | 6,901 | | $ | 894 | | $ | 37,520 | | Collective allowance to collective loans ratio | | | 1.13% | | | 1.81% | | | 1.26% | | | 1.11% | | | na. | | | 0.77% | | | 0.87% | | | 0.69% | | | 1.08% |
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| Summary of Impaired Loans |
| (In thousands) | | 2016 | | 2015 | | 2014 | | Impaired loans with a specific allowance | | $ | 13,563 | | $ | 14,208 | | $ | 11,411 | | Impaired loans without a specific allowance | | | 10,529 | | | 14,719 | | | 18,008 | | Total impaired loans | | $ | 24,092 | | $ | 28,927 | | $ | 29,419 | | | | | | | | | | | | | Allowance for loan losses related to impaired loans | | $ | 4,825 | | $ | 3,375 | | $ | 2,894 | | Allowance for loan related to loans collectively evaluated | | | 39,242 | | | 37,520 | | | 34,908 | | Total allowance for loan losses | | $ | 44,067 | | $ | 40,895 | | $ | 37,802 | | | | | | | | | | | | | Average impaired loans for the period | | $ | 26,382 | | $ | 29,828 | | $ | 34,331 | | Contractual interest income due on impaired loans during the period | | $ | 2,082 | | $ | 2,527 | | $ | 2,339 | | Interest income on impaired loans recognized on a cash basis | | $ | 511 | | $ | 961 | | $ | 773 | | Interest income on impaired loans recognized on an accrual basis | | $ | 186 | | $ | 274 | | $ | 280 |
| | | | 2016 | | | | | | | | Commercial Real Estate | | | | | Total Recorded | | | | | | | | | | | | | | Commercial | | All | | Investment in | | | | | | | | Commercial | | Commercial | | Owner | | Other | | Impaired | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Loans | | Loans | | Impaired loans with a specific allowance | | | | | | | | | | | | | | | | | | | | | Non-accruing | | $ | 2,807 | | $ | - | | $ | 7,029 | | $ | 1,884 | | $ | - | | $ | 11,720 | | | Restructured accruing | | | 1,140 | | | - | | | - | | | - | | | - | | | 1,140 | | | Restructured non-accruing | | | 64 | | | - | | | - | | | 639 | | | - | | | 703 | | Balance | | $ | 4,011 | | $ | - | | $ | 7,029 | | $ | 2,523 | | $ | - | | $ | 13,563 | | | | | | | | | | | | | | | | | | | | | | | Allowance | | $ | 2,604 | | $ | - | | $ | 1,736 | | $ | 485 | | $ | - | | $ | 4,825 | | | | | | | | | | | | | | | | | | | | | | | Impaired loans without a specific allowance | | | | | | | | | | | | | | | | | | | | | Non-accruing | | $ | 1,562 | | $ | - | | $ | 562 | | $ | 1,083 | | $ | - | | $ | 3,207 | | | Restructured accruing | | | 45 | | | - | | | - | | | 744 | | | 560 | | | 1,349 | | | Restructured non-accruing | | | 1,400 | | | 137 | | | 516 | | | 1,217 | | | 2,703 | | | 5,973 | | Balance | | $ | 3,007 | | $ | 137 | | $ | 1,078 | | $ | 3,044 | | $ | 3,263 | | $ | 10,529 | | | | | | | | | | | | | | | | | | | | | | | Total impaired loans | | | | | | | | | | | | | | | | | | | | | Non-accruing | | $ | 4,369 | | $ | - | | $ | 7,591 | | $ | 2,967 | | $ | - | | $ | 14,927 | | | Restructured accruing | | | 1,185 | | | - | | | - | | | 744 | | | 560 | | | 2,489 | | | Restructured non-accruing | | | 1,464 | | | 137 | | | 516 | | | 1,856 | | | 2,703 | | | 6,676 | | Balance | | $ | 7,018 | | $ | 137 | | $ | 8,107 | | $ | 5,567 | | $ | 3,263 | | $ | 24,092 | | | | | | | | | | | | | | | | | | | | | | | Unpaid principal balance in total impaired loans | | $ | 10,082 | | $ | 4,398 | | $ | 12,805 | | $ | 7,760 | | $ | 3,971 | | $ | 39,016 |
| | 2016 | | | | | | | | | | | | | | | | | | | | | | | | | Commercial Real Estate | | | | | Total Recorded | | | | | | | | | | Commercial | | All | | Investment in | | | | | | Commercial | | Commercial | | Owner | | Other | | Impaired | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Loans | | Loans | | Average impaired loans for the period | | $ | 5,646 | | $ | 150 | | $ | 9,480 | | $ | 6,561 | | $ | 4,545 | | $ | 26,382 | | Contractual interest income due on impaired loans during the period | | $ | 570 | | $ | 294 | | $ | 718 | | $ | 310 | | $ | 190 | | | | | Interest income on impaired loans recognized on a cash basis | | $ | 153 | | $ | - | | $ | 43 | | $ | 266 | | $ | 49 | | | | | Interest income on impaired loans recognized on an accrual basis | | $ | 107 | | $ | - | | $ | - | | $ | 37 | | $ | 42 | | | |
| | | | 2015 | | | | | | | | Commercial Real Estate | | | | | Total Recorded | | | | | | | | | | | | | | Commercial | | All | | Investment in | | | | | | | | Commercial | | Commercial | | Owner | | Other | | Impaired | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Loans | | Loans | | Impaired loans with a specific allowance | | | | | | | | | | | | | | | | | | | | | Non-accruing | | $ | 1,168 | | $ | 58 | | $ | 7,791 | | $ | 3,519 | | $ | - | | $ | 12,536 | | | Restructured accruing | | | 876 | | | - | | | - | | | - | | | - | | | 876 | | | Restructured non-accruing | | | 156 | | | - | | | - | | | 640 | | | - | | | 796 | | Balance | | $ | 2,200 | | $ | 58 | | $ | 7,791 | | $ | 4,159 | | $ | - | | $ | 14,208 | | | | | | | | | | | | | | | | | | | | | | | Allowance | | $ | 1,318 | | $ | 58 | | $ | 1,489 | | $ | 510 | | $ | - | | $ | 3,375 | | | | | | | | | | | | | | | | | | | | | | | Impaired loans without a specific allowance | | | | | | | | | | | | | | | | | | | | | Non-accruing | | $ | 974 | | $ | - | | $ | 518 | | $ | 793 | | $ | 2,750 | | $ | 5,035 | | | Restructured accruing | | | 701 | | | - | | | 2,073 | | | 240 | | | 577 | | | 3,591 | | | Restructured non-accruing | | | 1,398 | | | 136 | | | 59 | | | 1,388 | | | 3,112 | | | 6,093 | | Balance | | $ | 3,073 | | $ | 136 | | $ | 2,650 | | $ | 2,421 | | $ | 6,439 | | $ | 14,719 | | | | | | | | | | | | | | | | | | | | | | | Total impaired loans | | | | | | | | | | | | | | | | | | | | | Non-accruing | | $ | 2,142 | | $ | 58 | | $ | 8,309 | | $ | 4,312 | | $ | 2,750 | | $ | 17,571 | | | Restructured accruing | | | 1,577 | | | - | | | 2,073 | | | 240 | | | 577 | | | 4,467 | | | Restructured non-accruing | | | 1,554 | | | 136 | | | 59 | | | 2,028 | | | 3,112 | | | 6,889 | | Balance | | $ | 5,273 | | $ | 194 | | $ | 10,441 | | $ | 6,580 | | $ | 6,439 | | $ | 28,927 | | | | | | | | | | | | | | | | | | | | | | | Unpaid principal balance in total impaired loans | | $ | 7,158 | | $ | 4,456 | | $ | 15,138 | | $ | 8,555 | | $ | 7,154 | | $ | 42,461 |
| | 2015 | | | | | | | | | | | | | | | | | | | | | | | | | Commercial Real Estate | | | | | Total Recorded | | | | | | | | | | Commercial | | All | | Investment in | | | | | | Commercial | | Commercial | | Owner | | Other | | Impaired | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Loans | | Loans | | Average impaired loans for the period | | $ | 4,714 | | $ | 882 | | $ | 11,145 | | $ | 8,218 | | $ | 4,869 | | $ | 29,828 | | Contractual interest income due on impaired loans during the period | | $ | 450 | | $ | 304 | | $ | 918 | | $ | 647 | | $ | 208 | | | | | Interest income on impaired loans recognized on a cash basis | | $ | 273 | | $ | 11 | | $ | 226 | | $ | 347 | | $ | 104 | | | | | Interest income on impaired loans recognized on an accrual basis | | $ | 113 | | $ | - | | $ | 107 | | $ | 11 | | $ | 43 | | | |
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| Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off |
| | | 2016 | | | | | | | Commercial Real Estate | | | | | Residential Real Estate | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | Commercial | | Commercial | | Owner | | | | | Residential | | Residential | | | | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Consumer | | Mortgage | | Construction | | Total | | Non-performing loans and assets: | | | | | | | | | | | | | | | | | | | | | | | | | | Non-accrual loans | | $ | 5,833 | | $ | 137 | | $ | 8,107 | | $ | 4,823 | | $ | 2,859 | | $ | 7,257 | | $ | 195 | | $ | 29,211 | | Loans 90 days past due | | | - | | | - | | | - | | | - | | | - | | | 232 | | | - | | | 232 | | Restructured loans | | | 1,185 | | | - | | | - | | | 744 | | | - | | | 560 | | | - | | | 2,489 | | Total non-performing loans | | | 7,018 | | | 137 | | | 8,107 | | | 5,567 | | | 2,859 | | | 8,049 | | | 195 | | | 31,932 | | Other real estate owned | | | 39 | | | 365 | | | 395 | | | 637 | | | - | | | 475 | | | - | | | 1,911 | | Total non-performing assets | | $ | 7,057 | | $ | 502 | | $ | 8,502 | | $ | 6,204 | | $ | 2,859 | | $ | 8,524 | | $ | 195 | | $ | 33,843 |
| | | 2015 | | | | | | | Commercial Real Estate | | | | | Residential Real Estate | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | Commercial | | Commercial | | Owner | | | | | Residential | | Residential | | | | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Consumer | | Mortgage | | Construction | | Total | | Non-performing loans and assets: | | | | | | | | | | | | | | | | | | | | | | | | | | Non-accrual loans | | $ | 3,696 | | $ | 194 | | $ | 8,368 | | $ | 6,340 | | $ | 2,193 | | $ | 8,822 | | $ | 418 | | $ | 30,031 | | Loans 90 days past due | | | - | | | - | | | - | | | - | | | - | | | - | | | - | | | - | | Restructured loans | | | 1,577 | | | - | | | 2,073 | | | 240 | | | - | | | 577 | | | - | | | 4,467 | | Total non-performing loans | | | 5,273 | | | 194 | | | 10,441 | | | 6,580 | | | 2,193 | | | 9,399 | | | 418 | | | 34,498 | | Other real estate owned | | | 39 | | | 365 | | | 433 | | | - | | | 690 | | | 1,215 | | | - | | | 2,742 | | Total non-performing assets | | $ | 5,312 | | $ | 559 | | $ | 10,874 | | $ | 6,580 | | $ | 2,883 | | $ | 10,614 | | $ | 418 | | $ | 37,240 |
| | | | 2016 | | | | | | | | Commercial Real Estate | | | | | Residential Real Estate | | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | | Commercial | | Commercial | | Owner | | | | | Residential | | Residential | | | | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Consumer | | Mortgage | | Construction | | Total | | Past due loans | | | | | | | | | | | | | | | | | | | | | | | | | | 31-60 days | | $ | 663 | | $ | 896 | | $ | 850 | | $ | 1,479 | | $ | 808 | | $ | 3,969 | | $ | - | | $ | 8,665 | | 61-90 days | | | 672 | | | - | | | 1,206 | | | 744 | | | 1,104 | | | 2,139 | | | - | | | 5,865 | | > 90 days | | | - | | | - | | | - | | | - | | | - | | | 232 | | | - | | | 232 | | Total past due | | | 1,335 | | | 896 | | | 2,056 | | | 2,223 | | | 1,912 | | | 6,340 | | | - | | | 14,762 | | Non-accrual loan | | | 5,833 | | | 137 | | | 8,107 | | | 4,823 | | | 2,859 | | | 7,257 | | | 195 | | | 29,211 | | Current loans | | | 460,118 | | | 307,246 | | | 917,950 | | | 768,506 | | | 451,886 | | | 828,095 | | | 150,034 | | | 3,883,835 | | | Total loans | | $ | 467,286 | | $ | 308,279 | | $ | 928,113 | | $ | 775,552 | | $ | 456,657 | | $ | 841,692 | | $ | 150,229 | | $ | 3,927,808 |
| | | | 2015 | | | | | | | | Commercial Real Estate | | | | | | | | Residential Real Estate | | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | | | | | Commercial | | Commercial | | Owner | | | | | | | | Residential | | Residential | | | | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Leasing | | Consumer | | Mortgage | | Construction | | Total | | Past due loans | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 31-60 days | | $ | 119 | | $ | - | | $ | 616 | | $ | 1,819 | | $ | - | | $ | 1,642 | | $ | 2,602 | | $ | - | | $ | 6,798 | | 61-90 days | | | 404 | | | - | | | 2,200 | | | 849 | | | - | | | 550 | | | 986 | | | - | | | 4,989 | | > 90 days | | | - | | | - | | | - | | | - | | | - | | | - | | | - | | | - | | | - | | Total past due | | | 523 | | | - | | | 2,816 | | | 2,668 | | | - | | | 2,192 | | | 3,588 | | | - | | | 11,787 | | Non-accrual loans | | | 3,696 | | | 194 | | | 8,368 | | | 6,340 | | | - | | | 2,193 | | | 8,822 | | | 418 | | | 30,031 | | Current loans | | | 461,546 | | | 255,786 | | | 707,900 | | | 669,019 | | | - | | | 446,490 | | | 783,948 | | | 128,863 | | | 3,453,552 | | | Total loans | | $ | 465,765 | | $ | 255,980 | | $ | 719,084 | | $ | 678,027 | | $ | - | | $ | 450,875 | | $ | 796,358 | | $ | 129,281 | | $ | 3,495,370 |
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| Restructured Loans for Specific Segments of Loan Portfolio |
| | | For the Year Ended December 31, 2016 | | | | | | | Commercial Real Estate | | | | | | | | | | | | | | | | | Commercial | | All | | | | | | | | | | Commercial | | Commercial | | Owner | | Other | | | | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Loans | | Total | | Troubled debt restructurings | | | | | | | | | | | | | | | | | | | | Restructured accruing | | $ | 42 | | $ | - | | $ | - | | $ | 508 | | $ | - | | $ | 550 | | Restructured non-accruing | | | - | | | - | | | - | | | - | | | - | | | - | | Balance | | $ | 42 | | $ | - | | $ | - | | $ | 508 | | $ | - | | $ | 550 | | | | | | | | | | | | | | | | | | | | | | Specific allowance | | $ | 39 | | $ | - | | $ | - | | $ | - | | $ | - | | $ | 39 | | | | | | | | | | | | | | | | | | | | | | Restructured and subsequently defaulted | | $ | - | | $ | - | | $ | 479 | | $ | - | | $ | - | | $ | 479 |
| | | For the Year Ended December 31, 2015 | | | | | | | Commercial Real Estate | | | | | | | | | | | | | | | | | Commercial | | All | | | | | | | | | | Commercial | | Commercial | | Owner | | Other | | | | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Loans | | Total | | Troubled debt restructurings | | | | | | | | | | | | | | | | | | | | Restructured accruing | | $ | 1,003 | | $ | - | | $ | - | | $ | 240 | | $ | - | | $ | 1,243 | | Restructured non-accruing | | | - | | | - | | | - | | | 639 | | | - | | | 639 | | Balance | | $ | 1,003 | | $ | - | | $ | - | | $ | 879 | | $ | - | | $ | 1,882 | | | | | | | | | | | | | | | | | | | | | | Specific allowance | | $ | 303 | | $ | - | | $ | - | | $ | 149 | | $ | - | | $ | 452 | | | | | | | | | | | | | | | | | | | | | | Restructured and subsequently defaulted | | $ | - | | $ | - | | $ | - | | $ | - | | $ | - | | $ | - |
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| Commercial |
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| Accounts, Notes, Loans and Financing Receivable [Line Items] |
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| Credit Quality of Loan Portfolio by Segment |
| | | 2016 | | | | | | | Commercial Real Estate | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | Commercial | | Commercial | | Owner | | | | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Total | | Pass | | $ | 442,725 | | $ | 308,142 | | $ | 917,255 | | $ | 758,651 | | $ | 2,426,773 | | Special Mention | | | 10,010 | | | - | | | 2,395 | | | 9,255 | | | 21,660 | | Substandard | | | 14,551 | | | 137 | | | 8,463 | | | 7,646 | | | 30,797 | | Doubtful | | | - | | | - | | | - | | | - | | | - | | Total | | $ | 467,286 | | $ | 308,279 | | $ | 928,113 | | $ | 775,552 | | $ | 2,479,230 |
| | | 2015 | | | | | | | Commercial Real Estate | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | Commercial | | Commercial | | Owner | | | | | (In thousands) | | Commercial | | AD&C | | Investor R/E | | Occupied R/E | | Total | | Pass | | $ | 447,439 | | $ | 255,786 | | $ | 706,623 | | $ | 659,281 | | $ | 2,069,129 | | Special Mention | | | 797 | | | - | | | 1,509 | | | 3,356 | | | 5,662 | | Substandard | | | 17,529 | | | 194 | | | 10,952 | | | 15,390 | | | 44,065 | | Doubtful | | | - | | | - | | | - | | | - | | | - | | Total | | $ | 465,765 | | $ | 255,980 | | $ | 719,084 | | $ | 678,027 | | $ | 2,118,856 |
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| Non Commercial Loan |
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| Accounts, Notes, Loans and Financing Receivable [Line Items] |
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| Credit Risk Rating Indicators |
| | | | 2016 | | | | | | | | Residential Real Estate | | | | | | | | | | | Residential | | Residential | | | | | (In thousands) | | Consumer | | Mortgage | | Construction | | Total | | Performing | | $ | 453,798 | | $ | 833,643 | | $ | 150,034 | | $ | 1,437,475 | | Non-performing: | | | | | | | | | | | | | | | 90 days past due | | | - | | | 232 | | | - | | | 232 | | | Non-accruing | | | 2,859 | | | 7,257 | | | 195 | | | 10,311 | | | Restructured loans | | | - | | | 560 | | | - | | | 560 | | Total | | $ | 456,657 | | $ | 841,692 | | $ | 150,229 | | $ | 1,448,578 |
| | | 2015 | | | | | | | | Residential Real Estate | | | | | | | | | | | Residential | | Residential | | | | | (In thousands) | | Consumer | | Mortgage | | Construction | | Total | | Performing | | $ | 448,682 | | $ | 786,959 | | $ | 128,863 | | $ | 1,364,504 | | Non-performing: | | | | | | | | | | | | | | | 90 days past due | | | - | | | - | | | - | | | - | | | Non-accruing | | | 2,193 | | | 8,822 | | | 418 | | | 11,433 | | | Restructured loans | | | - | | | 577 | | | - | | | 577 | | Total | | $ | 450,875 | | $ | 796,358 | | $ | 129,281 | | $ | 1,376,514 |
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